Meet precious phiri financial Literacy practitioner






Precious  Phiri from Zambia  did Financial Literacy Practical Outreach at Nyampondo primary school. Participating in the KAFI Foundation Financial Literacy outreach activity was a rewarding and life-changing experience It provided me with an opportunity to move beyond classroom learning and apply the knowledge I have gained during my financial literacy studies.

 The assignment challenged me to engage directly with learners in my community and help them understand the importance of financial literacy at an early age. For my practical outreach, I visited Nyampondolo Primary School in Petauke District, Zambia, where I conducted a financial literacy lesson for Form Two learners. The experience was educational not only for the students but also for me as a facilitator. It strengthened my confidence in public speaking, leadership, and community engagement while reinforcing the importance of equipping young people with financial knowledge.

Preparation for the Outreach, Before visiting the school, I prepared thoroughly for the lesson. I reviewed the concepts I had learned through the KAFI Foundation Financial Literacy program and selected a topic that would be most beneficial and easy for secondary school learners to understand. I chose to focus on the importance of saving because saving is one of the foundational principles of financial literacy. Teaching learners to save while they are still young helps them develop responsible financial habits that can positively shape their future.

I also prepared examples from everyday life that the learners could easily relate to. My objective was to make the lesson interactive, practical, and enjoyable rather than simply delivering a lecture. Arrival at Nyampondolo Primary School


When I arrived at Nyampondolo Primary School, I was warmly welcomed by the members of staff. Their hospitality made me feel comfortable and encouraged me to carry out the activity with confidence.

I introduced myself to the school administration and explained that I was a student of the KAFI Foundation currently pursuing a Certificate in Financial Literacy. I informed them that the outreach activity was part of my practical learning experience aimed at promoting financial literacy among young people in the community.

The school administration appreciated the initiative and recognized the value of financial education. They willingly allocated me one hour to interact with the Form Two learners. Their support demonstrated that schools are increasingly recognizing the importance of teaching life skills alongside academic subjects. Conducting the Financial Literacy Session

When I entered the classroom, I greeted the learners and introduced myself. I explained why I had come to their school and what financial literacy means. I encouraged the learners to participate freely throughout the session by asking questions and sharing their ideas.

From the beginning of the lesson, the learners showed great enthusiasm. They were cooperative, respectful, attentive, and eager to learn. Their positive attitude created an excellent learning environment that made the session enjoyable. I began by asking simple questions such as: What is money? .Why do people save money? .Have you ever saved money before?.What would you like to buy if you saved money?

These questions encouraged participation and helped me understand their current knowledge about money management. Teaching the Importance of Saving The main focus of my presentation was explaining why saving is important for young people.

I explained that saving means setting aside part of the money one receives instead of spending everything immediately. Even small amounts saved consistently can make a significant difference over time. I discussed several reasons why learners should develop a habit of saving: Saving helps prepare for future needs.It allows individuals to buy important items without borrowing. It develops discipline and self-control.It reduces unnecessary spending.It prepares young people for financial independence in adulthood.It helps achieve personal goals.

To make the lesson practical, I used examples that the learners could easily relate to, such as saving part of their pocket money to buy school supplies, uniforms, books, or other educational materials. I also encouraged them to use simple methods of saving, such as keeping money in a secure savings box or opening a youth savings account with the assistance of their parents or guardians. Learner Participation One of the highlights of the outreach was the active participation of the learners. Many learners shared their personal experiences about receiving pocket money from their parents and how they usually spent it. Some admitted that they often spent all their money immediately without thinking about future needs. Others expressed interest in starting to save after understanding the benefits discussed during the lesson.

The interactive nature of the discussion made learning enjoyable. Instead of simply listening, the learners contributed ideas, asked thoughtful questions, and demonstrated genuine curiosity about managing money wisely. Their participation confirmed that young people are eager to learn financial skills when given the opportunity.Lessons Learned This outreach activity taught me several valuable lessons.

First, I learned that financial literacy is greatly needed among young people. Many learners have little understanding of budgeting, saving, planning, and responsible financial decision-making. Introducing these concepts early can positively influence their future financial behavior.

Second, I discovered that effective teaching involves interaction rather than one-way communication. Encouraging learners to ask questions and share experiences increases understanding and makes learning memorable.

Third, I realized that leadership is about serving others. Sharing knowledge with the learners allowed me to contribute positively to my community while developing my own communication and leadership skills. Finally, I gained greater confidence in public speaking. Standing before a classroom and facilitating discussions strengthened my ability to communicate clearly and confidently. Impact of the Session  Although the session lasted only one hour, it had a meaningful impact. The learners demonstrated increased awareness of the importance of saving and responsible money management. Many expressed their commitment to begin saving regularly, even if they could only save small amounts. The teachers also appreciated the presentation and acknowledged that financial literacy is an important life skill that complements academic education. This positive response encouraged me to continue promoting financial education within my community. Formation of a Financial Literacy Club. Perhaps the most exciting outcome of the outreach was the collective agreement to establish a Financial Literacy Club at Nyampondolo Primary School. During our discussion, we recognized that one lesson alone would not be enough to transform financial behavior. Learners need continuous guidance, mentorship, and opportunities to practice good financial habits.

We therefore agreed that once I complete my KAFI Foundation Financial Literacy Certification, I will officially launch the school's Financial Literacy Club. The club will serve as a platform where learners can continue learning about:  Saving , Budgeting, Goal setting,Entrepreneurship, Responsible spending,  Investment basics, Financial planning, Leadership,  Teamwork and Problem solving

The club will also organize activities such as financial literacy competitions, debates, quizzes, savings challenges, guest speaker sessions, and community outreach programs.

Through these activities, learners will not only gain financial knowledge but also develop confidence, leadership skills, and a culture of responsibility. Personal Reflection This outreach experience was one of the most fulfilling parts of my KAFI Foundation learning journey.It allowed me to witness firsthand how financial education can inspire young people to think differently about money and their future.

The warm reception from the school staff, the enthusiasm of the learners, and the opportunity to contribute to community development made the experience truly memorable. It also reminded me that meaningful change begins with education. By teaching one group of learners today, we are helping to build financially responsible adults who will contribute positively to their families, communities, and the nation.

I sincerely thank the KAFI Foundation for including this practical outreach assignment as part of the Financial Literacy Certification program .The activity enabled me to apply theoretical

knowledge in a real-world setting while making a positive impact on young people's lives. It strengthened my understanding that financial literacy should not remain in classrooms or textbooks but should be shared with communities where it can transform lives.

I am equally grateful to the administration and staff of Nyampondolo Primary School for welcoming me and giving me the opportunity to interact with the learners. Their support made the outreach successful. Finally, I appreciate the learners for their enthusiasm, respect, participation, and willingness to learn. Their interest gives me hope that the next generation will become financially responsible citizens.

Overall, the outreach at Nyampondolo Primary School was an inspiring and successful experience. It demonstrated the importance of introducing financial literacy to young people at an early stage of their education. The learners actively participated, gained valuable knowledge about saving, and expressed a strong desire to continue learning through the establishment of a Financial Literacy Club.

This experience has motivated me to continue promoting financial literacy in schools and communities across Zambia. I believe that empowering young people with financial knowledge today will help create a future generation that is financially responsible, economically productive, and capable of making informed financial decisions throughout their lives.

I look forward to officially launching the Financial Literacy Club after receiving my KAFI Foundation Certificate and continuing to inspire more young people to embrace saving, budgeting, and responsible financial management.



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