Introduction
Leadership without direction is like sailing without a compass. To inspire others and create meaningful change, leaders must know where they are going, why they are going there, and how to bring others along.
This is where vision, values, and goal setting become the cornerstone of effective leadership.
For young people aged 18–35 who are stepping into leadership, especially those leading the financial literacy movement in schools through KAFI Hub, this module provides the foundation for purpose-driven leadership.
You are not only building your own future but also shaping the financial habits of the next generation.
This responsibility requires clarity of vision, strong values, and achievable goals.
In this module, we will explore:
- Crafting a personal and team vision
- Aligning leadership with values
- Setting SMART goals
Each section will provide practical strategies, real-life examples, and exercises to help you apply these concepts to your personal journey and your role in schools and communities.
1. Crafting a Personal and Team Vision
What is Vision?
A vision is a mental picture of the future you want to create. It is the “big picture” that guides your actions today.
For leaders, vision is both personal (where you see yourself going) and collective (where you are leading others).
Think of great leaders throughout history Martin Luther King Jr. with his “I have a dream,” or Nelson Mandela envisioning a free and equal South Africa. Their vision gave them resilience, attracted followers, and sustained them through challenges.
As a young leader in the financial literacy movement, your vision might be:
- To see every child in your community grow up financially literate.
- To help young people escape poverty through smart financial decisions.
- To build a career where you empower others while creating financial independence for yourself.
Why Vision Matters for Young Leaders
- Direction: Vision gives you clarity on where you’re heading.
- Motivation: It fuels persistence when obstacles arise.
- Inspiration: A compelling vision attracts others to join your cause.
- Identity: It defines who you are and what you stand for.
Crafting Your Personal Vision
Here’s a step-by-step exercise to create your own leadership vision:
- Imagine the future: Picture yourself in 10–15 years. What impact do you want to have made?
- Identify passions: What excites you? Is it education, youth empowerment, or financial justice?
- Define success: What does success mean to you: wealth, influence, freedom, or transformation?
- Write a vision statement: Keep it short, clear, and inspiring.
Example:
“My vision is to empower young people globally to achieve financial independence and build stronger communities through financial literacy.”
Creating a Team Vision
As a leader in KAFI Clubs, your role goes beyond personal ambition, you must inspire others. A team vision ensures everyone is aligned and motivated.
Steps to build a shared vision with your school or community team:
- Engage the group: Ask members what kind of future they want to see.
- Find common ground: Identify shared aspirations (e.g., “We want students to understand money better than we did.”).
- Write it together: Create a simple statement like:
“Our vision is to raise a generation of students who are financially smart, independent, and capable of building better futures.”
Practical Exercise:
Write your personal vision in one sentence. Then, if you are working with a school group, co-create a collective vision statement. Share it publicly so it becomes a commitment.
2. Aligning Leadership with Values
What are Values?
Values are the principles and beliefs that guide your behavior. They are your inner compass.
While vision tells you where you are going, values dictate how you get there.
For example:
- A leader who values honesty will not cut corners, even if it’s easier.
- A leader who values service will put people before personal gain.
- A leader who values excellence will always push for the best results.
Why Values Matter for Young Leaders
- Integrity: Values ensure you lead with consistency and trust.
- Resilience: In tough times, values anchor your decisions.
- Inspiration: People follow leaders who live by their values, not just their words.
For leaders in financial literacy, values are especially critical. You are teaching young people about money, an area where trust can easily be broken. Leading with strong values ensures credibility.
Identifying Your Core Values
To align your leadership with values, first discover your own:
- Reflect: Think about moments when you felt proud of your actions. What values were you living out?
- Choose 3–5 core values: Examples include honesty, service, justice, growth, excellence, or responsibility.
- Define them in your context: What does “honesty” mean for you as a financial literacy leader? Maybe it means transparency in handling money for projects.
Living Your Values
- Consistency: Don’t just preach financial responsibility, practice it. Show students how you budget and save.
- Decision-making: Use values as a filter. Ask: Does this decision reflect my core values?
- Role-modeling: Students and peers will watch what you do more than what you say.
Practical Exercise:
Write down your top 5 values. Rank them in order of importance. Reflect on how you can demonstrate them in your leadership role.
3. Setting SMART Goals
Why Goals Matter
Vision provides direction, values guide behavior, but goals break down the journey into achievable steps. Without goals, vision remains a dream.
Goals help you:
- Stay focused and productive.
- Measure progress.
- Celebrate small wins on the path to big impact.
For young leaders, goals are the bridge between where you are now and where you want to be.
The SMART Goal Framework
Effective goals are SMART:
- Specific – Clear and detailed.
- Measurable – Quantifiable to track progress.
- Achievable – Realistic and within your capacity.
- Relevant – Connected to your vision and values.
- Time-bound – Have a clear deadline.
Example in the financial literacy context:
Vague Goal: “I want to teach students about money.”
SMART Goal: “I will conduct 5 financial literacy sessions in my local school within the next 3 months, reaching at least 100 students.”
Types of Goals for Young Leaders
- Personal goals: Building your own skills (e.g., learning public speaking).
- Professional goals: Career-related targets (e.g., becoming a certified financial educator).
- Community goals: Impact-driven objectives (e.g., launching 10 KAFI Clubs in schools over the next year).
Overcoming Goal-Setting Challenges
- Procrastination: Break big goals into smaller milestones.
- Fear of failure: See failure as learning, not defeat.
- Lack of resources: Start small, use what you have, and grow gradually.
Practical Exercise:
Write down 3 SMART goals: one personal, one professional, and one community goal related to financial literacy leadership.
Share them with a mentor or accountability partner.
Case Study: A Young Leader in Action
A 22-year-old in Kenya joined KAFI Hub with the vision of helping rural youth understand savings. She identified her values as honesty, service, and resilience. Using SMART goals, she set out to launch 3 KAFI Clubs in local schools within 6 months.
By aligning her leadership with her vision and values, she not only started the clubs but also became a mentor for younger leaders.
Her journey shows how vision, values, and goals transform leadership from theory into real impact.
Conclusion
Vision, values, and goals form the core pillars of leadership development:
- Vision paints the future.
- Values guide behavior.
- Goals provide the steps to get there.
As young leaders aged 18–35 starting your careers and leading financial literacy in schools, this module equips you with clarity, integrity, and action.
With a compelling vision, strong values, and SMART goals, you can inspire peers, transform schools, and shape communities for generations to come.
Remember: Leadership is not about position, it’s about influence. And influence begins with vision, values, and goals.
Reflection Questions for Learners
- What is your personal vision as a leader in financial literacy?
- Which 3–5 values do you want to embody as a leader?
- Write down 3 SMART goals that align with your vision and values.
Kindly share a summary of what you have learnt in the comment below in this format:
- Full name:
- Country:
- Summary of what you have learnt:
Join KAFI Community
Steve Zimheni
ReplyDeleteFrom Zimbabwe
I've learned that effective leadership starts with clarity of purpose. A clear vision gives direction, while strong values guide behavior and decision-making. I've gained insights into crafting a personal and team vision, aligning leadership with core values, and setting SMART goals. Values like integrity, service, and responsibility are essential for building trust and credibility, especially in financial literacy leadership. By applying these principles, I can develop a clear vision, lead with purpose, and achieve my goals, making a positive impact in my community. I'll use this knowledge to inspire and guide others, fostering financially literate leaders.
Martha siakabizi
ReplyDeleteZambia
Lesson: a vision is a plan for the future. A vision is important because it gives Direction: Vision gives you clarity on where you’re heading.
Motivation
Inspiration: A compelling vision attracts others to join your cause.
Identity.
Values are the principles and beliefs that guide your behavior. They are our inner compass.
Adewuyi Anuoluwapo Damilola
ReplyDeleteNigeria
Summary:
If we must be a good leader you must have a positive mindset and vision which keeps us going and serve as a map for us.Your vision can be short term and long-term.A vision must be SMART and very achievable.
JAMES MANINJALA
ReplyDeleteMALAWI
My summary for Day 3 Building Stability
Leadership: Vision, Values & Goal Setting
Leadership requires a clear vision, grounded in strong values, and broken down into achievable goals. I learn that a vision provides direction, values act as a compass, and goals give measurable steps toward success. Personally, this made me reflect on how I sometimes pursue tasks without setting specific goals, which leaves me feeling unorganized. From now on, I will practice SMART goal setting (Specific, Measurable, Achievable, Relevant, Time-bound) so that my daily activities align with my bigger vision in life.
full nane: malama pole
ReplyDeletecountry: zambia
my summary of what i have learned from this module are:
1. Vision: A mental picture of the future you want to create, guiding your actions and decisions.
2. Values: Principles and beliefs that guide your behavior, serving as your inner compass.
3. SMART Goals: Specific, Measurable, Achievable, Relevant, and Time-bound goals that help you achieve your vision.
4. Importance of alignment: Aligning your leadership with your vision, values, and goals to inspire others and create meaningful impact.
5. Practical application: Crafting a personal and team vision, identifying core values, and setting SMART goals to achieve leadership success.
Kapumbwe Samuel
ReplyDeleteZambia
What is your personal vision as a leader in financial literacy?
*To lead a movement focused on younger generation as I believe lack of financial knowledge has lead to a rise of poor mental health among young adults
Which 3–5 values do you want to embody as a leader?
*Self respect
*Honesty
*Transparency
Write down 3 SMART goals that align with your vision and values.
*To share the knowledge I have acquired through creation of a space that focuses on mindset change
As off today what I've learnt is that for one to be a good leader , they must have the ability to visualise, have values and a a goal to achieve
John Suab Kallon from Sierra Leone
ReplyDeleteLeadership requires a clear vision, grounded in strong values and supported by achievable goals. Through this lesson, I learned that a vision provides direction and purpose, values serve as a moral compass that guides decisions, and goals offer measurable steps toward achieving success.
This insight made me reflect on how I sometimes engage in tasks without setting clear or specific goals, which often leaves me feeling unorganized and unfocused. Going forward, I am committed to practicing SMART goal setting ensuring my goals are Specific, Measurable, Achievable, Relevant, and Time-bound so that my daily activities align with my larger vision in life.
By integrating vision, values, and structured goal setting into my leadership journey, I believe I can become more focused, purpose-driven, and effective in making a positive impact within my community.
Emmanuel Oche Samuel
ReplyDeleteNigeria
Vision, value and goal are requisite compartments in leadership. While a leader is able to identify his vision and clearly articulates it alongside a shared or community vision should be clearly stated for commitment sake.
On the same hand, value which is an integral part of our being shows who a leader is and why he does his act. It is the core and hub of behavior, character and personality. Leaders are motivated, tenacious and by their values.
Goal, turns actions into results. As value guides actions, goals break down vision in small milestone for step by step accomplishment. It is important that leaders inhibit and exhibit this trio principle to legitimize their leadership.
Handema Harold
ReplyDeleteZambia
Effective leadership requires a clear vision, strong values, and achievable goals. As a young leader, having these elements helps you inspire others, create meaningful change, and shape the next generation's financial habits. By crafting a personal and team vision, aligning with values, and setting SMART goals, you can lead with clarity, integrity, and action, transforming schools and communities.
Victor Osaba ongala from Kenya I have learnt that it's good to have a good vision for a brighter future , without vision you cannot achieve anything.Thanks kafi foundation
ReplyDeleteChisomo chikanongo from Malawi.
ReplyDeleteI have learnt that effective leadership starts with a clear vision, strong values, and SMART goals. As a young leader promoting financial literacy, having a personal vision helps me inspire others, values guide my actions with integrity, and SMART goals provide concrete steps to make an impact in schools and communities. Leadership is about influence, not position, and I now understand how to use my vision, values, and goals to lead positively.
Eunice Louis
ReplyDeleteMalawi
In this module, i have learnt that effective leadership begins with setting a clear vision, strong values, and SMART goals that guide action and inspire others as well. A compelling vision provides direction and motivation, helping young leaders define the future they want to create for themselves and their communities. Values are like the moral compass that shapes ones integrity, trust, and consistency in leadership, especially in financial literacy, where credibility is vital. SMART goals (Specific, Measurable, Achievable, Relevant, Time-bound) turn vision into actionable steps, ensuring steady progress and real impact. By combining vision, values, and goals, young leaders can lead with purpose, influence others positively, and create lasting change through KAFI Clubs and beyond. This approach enables them to stay focused, build trust, and achieve tangible results, ultimately shaping a brighter future for individuals and communities. With a strong foundation in vision, values, and SMART goals, young leaders can overcome different challenges, seize opportunities, and make a meaningful difference in their lives and of others too.
Nyapendi Margret
ReplyDeleteUganda🇺🇬
In summary!
vision gives direction—it’s the picture of the future you want to create.
Values are the guiding principles that shape your decisions and behavior.
Goals are the specific steps that turn your vision into reality.
When your goals align with your values and vision, you live with purpose, focus, and determination. In other words Vision shows where you’re going, values guide how you get there, and goals keep you moving forward.
OLIVIA KAMPHALE
ReplyDeleteMALAWI
Brief Summary
Leadership and direction go together. A leader can only lead others if he or she understands their journey. This journey is determined by the vision, values, and goals that have been set. A leader who consider these things is an effective leader.
A vision is thinking about what you want to achieve in the future. A leader has both personal and collective vision. For instance, Martin Luther King Jr. was a visionary leader. Vision helps leaders to know where they are going, motivates leaders to be committed, and inspire others. Vision creation is a step by step process which involves thinking about what you want to achieve in the future, recognizing things that you like and committed to, identifying your indicators for success and then writing down that vision.
Values are what people believe in and this affects how they behave. Values help people to be honest, spirited and lead by example. Consistency is important in living your values. Do not be a hypocrite. For a leader to reach their vision, they need to have goals that are SMART.
Chisomo Chimbayo from Malawi. In this module, I have learnt that a person can not successfully perform his or her role as a leader without having a vision, values and goals. Creative a vision keeps a person in line of what must be done thus heading in the right direction. Having a vision involves imagining your future and picture what you would like to achieve in that time. In your vision, define your own meaning of success, whether it is about individual independence or transformation. For example, a leader can have a vision of building financial independence among youth through financial literacy. Since setting goals is also an important part of leadership, a leader must align their goals with values to come up with better results and inspire others. The values that a leader should have include resilience, responsibility, honesty and justice. Lastly, a leader must set goals that complement his vision. Setting goals keeps a leader motivated and persistent even in the face of obstacles. However, the leader must make sure that the goals him or her aims to achieve are specific and detailed, achievable and relevant.
ReplyDeleteMulenga Nsama
ReplyDeleteZambia
Leadership without proper goals tends to be less or not effective at all. In this module I have learnt that a leader must have values, vision and goals.
Vision provides direction, values guide behavior, but goals break down the journey into achievable steps. Without goals, vision remains a dream.
Additionally, Leaders especially us youths, goals are a bridge between where we are and where we want to be hence, the goals we make are suppose to be SMART.
Name: Tumanjong Miranda
ReplyDeleteCountry: Cameroon
Day 3 Summary
A vision is the “big picture” that guides your actions today. Visons give people clarity of purpose, motivates people to action, inspires us, makes us identify who we are. Vision tells you where you are headed, but value directs you on how to get there. Goals break down the journey into achievable steps. When setting goals make them SMART (Specific, Measurable, Achievable, Relevant/realistic and Time-bound).
Joseph Phiri
ReplyDeleteZambia
Very nice lesson, I've learnt that effective leadership is built on a foundation of clear vision, strong values, and achievable goals. Through this module, I've gained a deeper understanding of how crafting a personal and team vision helps guide actions and decisions, ensuring everyone is working towards a common objective. I've also learnt the importance of aligning leadership with core values, which fosters integrity, resilience, and inspiration, ultimately leading to more authentic and impactful leadership. Additionally, I've learnt how setting SMART goals provides a roadmap for success, enabling leaders to stay focused, measure progress, and celebrate small wins along the way. By applying these principles, I've gained valuable insights into how to lead with purpose, influence others, and create meaningful impact in my community, particularly in the context of financial literacy and youth empowerment.
Grace Victoria Nkhoma
ReplyDeleteMalawi
From this module l have learnt that vision is a mental picture of the future that one wants to create. It can be personal or collective , and why vision is important to young leaders for instance it provides direction, motivation, inspiration, identity. I have also learnt how one can craft personal visions for example imagining the future, identifying area of passion, defining success and writing a vision statement. I have learnt on creating a team vision that is going beyond personal vision. I have learnt how one can align leadership with values , this involves why values are crucial for young leaders for example resilience one can make decisions in tough times that are guided by value , how one can identify core values through reflection, choosing and defining them in one's context and living with values for example decisions should depend on it, role- modelling. I have learnt how to set smart goals and why it's crucial for instance it helps one stay focused and productive ,, helps to measure progress . The framework for smart goals like being specific, measurable,achievable, Relevant. I have also learnt types of goals for young leaders like personal, professional and community goals and how to overcome goal setting challenges such as avoiding procrastination,fear of failure.
HAKIZIMANA
ReplyDeleteRwanda
A leader with no vision is lost in the storm,
But one with purpose will surely transform.
Values are the compass that light the way,
Guiding each choice, each word we say.
Goals are the steps that make dreams real,
Through focus, patience, and steadfast will.
Leadership’s not power or fame to chase,
It’s influence born from truth and grace.
With vision, values, and goals in hand,
I’ll lead with heart and help others stand.
For change begins when we decide to see—
The leader the world needs lives in me.
Blessmore Mahuka
ReplyDeleteCountry Zimbabwe
Vision values and goal setting and why they are important aspects for a leader to have. Being a leader is not just about going places without actually knowing where we are are going a proper leader has a sense of direction and the leader knows where and what for .
Vision is a mental picture of what you aim to achieve it's sort of like the big picture of the main goal, it's the main purpose that your actions want to achieve. Vision drives leaders to keep going and gives them a sense of direction. It motivates and inspires leaders to act with purpose and a goal in mind.
Leadership also has to align with certain values. You can't just be a leader who doesn't value anything . For example some leaders value honesty and transparency and they lead with honesty and transport and give that same attitude to the people they are leading so that the team is full of honesty and transparency . This promotes intergrity in the leader.
Goals are also important for a leader to have . Goals have to be SMART. THIS MEANS THAT goals have to be specific, measurable , achievable , relevant and timebound . This ensures that the leader has something to work towards to
Full name: Eldien Elana Matroos
ReplyDeleteCountry: Namibia
Day 3, module 2
Summary of what I have learnt:
I discovered that having a clear vision, strong beliefs, and attainable goals are the first steps towards being a great leader. Leaders may better understand their goals and motivations by having a clear vision for themselves and their team. To ensure consistency and trust in leadership, values like honesty, service, and integrity serve as a compass that directs behavior and decision-making.
Additionally, I discovered that SMART goals—specific, measurable, realistic, relevant, and time-bound—help transform ideas into action. Young leaders may maintain focus, track their development, and have a significant influence on their communities and schools by doing this. I learned from this lesson that being a leader is about motivating people to strive toward a common goal and having a good effect rather than having position or power.
Am Janet Musate from Malawi. Effective leadership begins with a clear vision, strong and well-defined goals the foundation for inspiring others and creating meaningful change. Vision is the big-picture future you want to create, both personally and for your team. It provides direction, motivation, inspiration, and defines your identity as a leader. Crafting a clear personal and team vision directs everyone toward a shared purpose.Values are the guiding principles that shape how you lead. They build integrity, resilience, and trust. Identifying your core values and living them consistently is important for credibility, especially when leading financial literacy efforts. Goals break down your vision into achievable steps. Using the SMART framework helps you stay focused, measure progress, and celebrate wins. Setting personal, professional, and community goals keeps your leadership balanced and impactful. Practical exercises include writing your vision and values, setting SMART goals, and collaborating with peers to build team vision.
ReplyDeleteWilned Mhango from Malawi
ReplyDeleteFrom the module of Vision, Values and Goal setting,i have learnt that leadership start with having a clear vision, values and well defined goals.
Vision provides direction, values guide decision and behaviours and then goals change vision into action. Goals must be Specific, Measurable, Achievable, Relevant and Time bound.
For impactful leadership, vision, values and goals must align.
Madalo chingwalu
ReplyDeleteMalawi
Vision is shaping yourself for the future. What are your goals , your thoughts and everything. One can make a vision board and yet still not fulfil it , it needs hardwork and resilience . One has to set values and follow them. Choose a goal to achieve and work in an alignment of it . To make is easier one has to use SMART goal which means specific ; specify exactly what you want just like when one is asking from parents you tell them you want a skirt or a dress not just clothes Because a question “what kind” will follow , measurable, it’s timeframe ,it should also be relevant , and achievable don’t be overconfident about things and as well as time bound . This also builds up character
Ivy Mwanguku
ReplyDeleteMalawi
In this module I have learnt that a leader must be someone with goals and a vision.
A vision is a mental picture of the future you want to create for others and yourself.
A leader must be resistance to help build up goals in communities.
A vision is something that gives you a direction and motivation.
You can build personal vision by ;imagine the future, identify passions, define success and write a vision.
As a kafi leader your role goes beyond personal ambition you must inspire others this helps everyone to be motivated.
If it's a vision for a community engage the group about the vision. A leader must have values, must be honest, put people first before personal gain, and motivate others. Because values matter more and it gives inspiration to others.
Setting smart goals provides a direction.Without goals vision remains a dream.
Goals will help you to stay focused and measure your success in a vision.
Goals are the bridge from where you are to where you are going.
They are have personal goals, professional goals and community goals.
Readership is about the influence in goals and values within the vision.
Seshther Banda
ReplyDeleteMalawi
Vision, values, and goals are essential for effective leadership. A clear vision provides direction and motivation, while values guide behavior and decision-making. SMART (Specific, Measurable, Achievable, Relevant, Time-bound) goals help break down the journey into achievable steps. By crafting a personal and team vision, aligning leadership with values, and setting SMART goals, young leaders can inspire others, achieve impact, and transform their communities. This framework equips leaders with clarity, integrity, and action, enabling them to make a lasting difference in financial literacy and beyond.
Full name: Christine Caramba-Coker
ReplyDeleteCountry: Sierra Leone
Summary of what I have learnt:
I have learnt that true leadership begins with having a clear vision, strong values, and well-defined goals. A vision gives direction and purpose, helping me and my team know where we are heading. Values act as my moral compass, guiding my decisions and actions with integrity and consistency. Setting SMART goals helps break down big dreams into achievable steps and keeps me focused and accountable. I also learnt that leadership is not about position but about influence inspiring others through example, discipline, and purpose-driven actions. By aligning my vision, values, and goals, I can lead effectively and make a positive impact through financial literacy in schools and communities.
Mission kumwenda
ReplyDeleteMission
I have learnt alot about
Vision, values, and goals setting involves defining a clear and inspiring long-term vision, establishing core values that guide behavior and decision-making, and setting specific, measurable, achievable, relevant, and time-bound (SMART) goals. This process helps individuals and organizations clarify their purpose, prioritize efforts, drive motivation, and achieve success and growth by aligning actions with their values and vision.
Nadine R Putana
ReplyDeleteZimbabwe
As I completed the module on vision, values, and goal setting, I gained valuable insights into the importance of having a clear vision, strong values, and SMART goals in achieving success and making a positive impact in my community. A well-defined vision serves as a guiding force, directing decisions and actions towards a common objective. My personal vision is to empower young people with financial knowledge and skills, enabling them to make informed decisions and secure their financial futures. By embodying values such as honesty, service, and resilience, I strive to lead with integrity and inspire others to do the same. Setting SMART goals has allowed me to break down my vision into actionable steps, ensuring I remain focused and motivated in my pursuit of financial literacy leadership.
Tinkhe Munthali from Malawi
ReplyDeleteA leader should have vision ,values and goals to accomplish its mission . Being afinancial illiterancy leader you build your own future and shaping the next generation. when you have vision you create the future you want to become .
when leading people you need to have principals and believes that will guide you behaviour like being honest when dealing with money also you need to lead as an example .
A leader should be SMART to achieve her goals by building her own skills .
Name: Chileshe Kabeke
ReplyDeleteCountry: Zambia
I have learnt that for you to be financially literate and actually be good at it, you always need to carry your values, visions, set your goals and follow through. This is because leadership is about discipline, accountability and focus. It's about leading meaningful change starting with you to inspire and educate others, building a better tomorrow. It is important to always have your vision whether for yourself or team. This knowledge equips us with great knowledge in order for us to make a meaningful impact in our communities by bridging the gap to financial literacy while helping eradicate poverty at the same time, building your personal and professional growth. Vision is what fuels leadership. It's what motivates and inspires you. It is always important to craft or create personal and team visions in order to remain focused. It is also important to share our vision in schools and communities.Values and leadership go hand in hand, our values should align with our vision to achieve our goals. We are what we represent regardless of any other aspect, we are young professionals. How we portray ourselves in itself shows integrity, resilience and inspiration. It is important to always reflect and choose wisely with consistency. We need to always align ourselves with our goals everyday. As they help us stay productive and progressive. It is important to always use your SMART goal framework. Leadership is all about influence.
Dineo Mphuti
ReplyDeleteSouth Africa
What I have learnt is that every leader needs to have direction because with only speed you going nowhere. Direction acts more like a goal and vision. So a leader needs to have a clear vision and goals. The leader needs to have SMART goals which are accompanied by integrity and willingness. As a KAFI Leader your required to follow those goals with integrity so that when you lead you'll show your direction and intentions.
Rejoice Chingagwe
ReplyDeleteMalawi
For one to see meaningful change, one must have a vision. This vision is an imagination or a a picture of of where one sees themaelves in future. Most leaders have a vision as that vision can be personal or collective. It gives a sense of direction and a sense of identity on who you are and what you stand for. To build a vision, one must engage with other,people find see what they each see themselves in the future. After seeing that they is a common thing amongst the,people then they can put that in writing and thus a vision. Apart from a vision,of the must be values. Values are principle and belief guider to the behavior of one. Values are good as they bring about integrity and they inspire people. Leadership and values align as a leader of must choose their values from the times they felt proud of themselves and the after that they must define those values in their current context. One must be very consist on their values. They mud also guide one in making decisions and they also make you be a role mod to people. These two also are relevant in goal setting as the vision is to a direction and the cause are the behaviors that one must do inorder to achieve that goal. Goals are essential in that they make us stay razor focused on what we do want and helps one to see how the have made progress. For the effectiness of goals, they jus be specific,to measurable, achievable, relevant and time-bound. In order to overcome goal setting,and one must stop procrastionation and must remove the fear of failing.
Maitumelo Mighty Dagwi
ReplyDeleteBotswana
I learned that effective leadership is built on three core pillars:
1. Vision: Having a clear future direction.
2. Values: Guiding principles that shape behavior.
3. Goals: Actionable steps to achieve the vision.
By setting SMART goals and aligning them with vision and values, leaders can drive real impact.
Name: Esau Kanu
ReplyDeleteCountry: Sierra Leone
I have learnt that effective leadership begins with a clear vision of the future, strong values that guide actions, and SMART goals that turn plans into reality. Vision provides direction and inspiration, values build trust and integrity, and goals create a practical path toward impact. For young leaders in financial literacy, like myself, aligning these three elements empowers us all to inspire others, make meaningful change, and shape financially smart communities.
Thank you.
Sikhulile Hlatjwako, Eswatini
ReplyDeleteKey highlight, why Vision Matters for Young People
Vision gives direction and purpose. It helps young people stay focused, make better choices, and stay motivated through challenges. With vision, they can dream big, lead with confidence, and shape their own future. 🌟
Mwila Zulu
ReplyDeleteZambia,
From this lesson on Vision, Values and goal setting, I have learnt that every good learder starts with a Vision not only for themselves but for the community they represent. Having a clear vision of what you want to achieve sets a tone for how your journey of work will go and the values you have will guide you in how you carry yourself in the process and lastly the goals you set are what determine the way forward and how that change will come about.
My vision as a young leader is to see a society where young children, women and youth are empowered to stand on their own and have the financial literacy to be able to be self-sustaining.
3 values I want to be know are;
Honestly
Transparency
Service
Tadala Kandeya
ReplyDeleteFrom Malawi 🇲🇼
In this module, I have learnt that vision is a mental picture of the desired future that guides actions, both personal and collective, as seen in leaders like Martin Luther King Jr. and Nelson Mandela. For young financial literacy leaders, it might involve helping children become financially literate or escaping poverty. Values like integrity, resilience, and inspiration ensure consistent, trustworthy leadership, especially in money matters. Identify core values by reflecting on proud moments, choosing and defining them contextually. All these go together with SMART goals turns theory into impact. In addition, vision paints the future, values guide behavior, and goals provide steps for young leaders aged 18-35 in financial literacy.
- Full name: Jabir Tukur Bakiyawa
ReplyDelete- Country: Nigeria
Summary of what I have learnt:
I have learnt that effective leadership begins with a clear vision, strong values, and SMART goals. Vision gives direction and purpose, values guide behavior and decision-making, and goals turn dreams into action. As a financial literacy leader, my personal and team vision should inspire others and reflect the future I want to create. I now understand how to identify my core values like honesty, service, and excellence, and how to live them consistently. Setting SMART goals helps me stay focused, measure progress, and achieve impact. This module has equipped me to lead with clarity, integrity, and purpose — shaping financial habits in schools and empowering communities.
Tabe Mary Enow TAKU
ReplyDeleteCameroon
I learned that effective leadership is built on a strong vision, clear values, and actionable goals. Crafting a personal and team vision helps guide actions and inspires others. Aligning leadership with core values fosters integrity and trust, especially in teaching financial literacy. Setting SMART goals breaks down the journey into achievable steps, enabling progress and impact in my community.
Blessings Michael H. Chiwale
ReplyDeleteFrom Malawi
In this module I received the enllightment concerning Visionary leadership. Hammering a point that if we do not have vision as leaders others cannot follow us. If our lives have no order and direction it's impossible to lead others. To add further in the journey of leadership we take off easily when we mount on the shoulders of others .But we need to pick up mentors or role models according to the destination we are heading.
Sphiwe Kaluwa Malawi
ReplyDeleteI have learnt that effective leadership is built on three main pillars vision, values, and goals. A clear vision gives direction and purpose, helping leaders and teams know where they are going. Values act as a moral compass, guiding decisions and building trust through integrity and consistency. Goals, especially SMART goals (Specific, Measurable, Achievable, Relevant, and Time-bound), turn vision into action by breaking big dreams into achievable steps. When vision, values, and goals are aligned, a leader can inspire others, create meaningful change, and make a lasting impact in their community.
Sphiwe Kaluwa
ReplyDeleteMalawi
I have learnt that effective leadership is built on three main pillars vision, values, and goals. A clear vision gives direction and purpose, helping leaders and teams know where they are going. Values act as a moral compass, guiding decisions and building trust through integrity and consistency. Goals, especially SMART goals (Specific, Measurable, Achievable, Relevant, and Time-bound), turn vision into action by breaking big dreams into achievable steps. When vision, values, and goals are aligned, a leader can inspire others, create meaningful change, and make a lasting impact in their community.
Name: Precious Joshua Mkomo
ReplyDeleteCountry :Malawi
Effective leadership requires a clear vision, strong values, and achievable goals. A vision provides direction, motivation, and inspiration, while values guide behavior and decision-making. As a leader, crafting a personal vision involves imagining the future, identifying passions, and defining success. A team vision ensures everyone is aligned and motivated. Aligning leadership with values involves identifying core values, defining them, and living them out in daily actions. SMART goals help break down the journey into achievable steps, ensuring focus, productivity, and progress. By setting specific, measurable, achievable, relevant, and time-bound goals, leaders can overcome challenges and achieve their vision. With a compelling vision, strong values, and SMART goals, young leaders can inspire peers, transform schools, and shape communities. By applying these principles, leaders can develop the clarity, integrity, and action needed to make a lasting impact.
Precious Helard
ReplyDeleteMalawi
values, and goals. Vision provides direction, values guide integrity and behavior, and SMART goals turn dreams into action. Young leaders must craft clear visions, live by strong values, and set achievable goals to inspire others, drive impact, and build financially literate, empowered communities.
JAIRUS MAKOKHA MAYIKUVA
ReplyDeleteFROM KENYA
Leadership without direction is like sailing without a compass.
As young leaders aged 18–35 starting your careers and leading financial literacy in schools, this module equips you with clarity, integrity, and action.
With a compelling vision, strong values, and SMART goals, you can inspire peers, transform schools, and shape communities for generations to come.
Buhle Simon Mnguni
ReplyDeleteSouth Africa
This module covers setting SMART (Specific, Measurable, Achievable, Relevant, Time-bound) goals for effective leadership in financial literacy. Key points include:
- *SMART Goals*: Clear, detailed, and actionable objectives.
- *Types of Goals*: Personal, professional, and community goals.
- *Leadership Pillars*: Vision paints the future, values guide behavior, and goals provide steps to get there.
The module emphasizes that leadership is about influence, and influence begins with vision, values, and goals, enabling young leaders to inspire peers, transform schools, and shape communities.
Phalane TEBATSO CASCHNER from South Africa.
ReplyDeleteLeadership is not all about power or miss use of power or abuse of power .a great leader we see them by their followers . A good lead have values,as a leader make sure you follow all the S.MART goal are achieved.
Full name: Nicholas Kachinga Emanimani
ReplyDeleteCountry: Kenya
Summary of what I have learnt in this Module
I have learnt that effective leadership is built on three key key things vision, values, and goals. Vision helps a leader see the bigger picture and define the impact they want to create. Values act as a moral compass, guiding behavior and decision-making. Goals turn vision into action, and by using the SMART approach (Specific, Measurable, Achievable, Relevant, and Time-bound), leaders can set clear and realistic targets.
Alinafe Mponda from
ReplyDeleteMalawi
I have learnt that saving is very important because it helps me prepare for the future and emergencies. It teaches me to manage money wisely, start small, and avoid spending on unnecessary things. Saving gives independence, builds wealth, and helps me achieve my goals.
Full name : mark Injendi mutoro
ReplyDeleteCountry: Kenya
What I have learnt in summary:
Vision value and goal setting
Vision means the future you want to create.
As young leader it's your vision to empower every child thus helping in escaping poverty also it builds their career,
It's importance because it gives directions,it motivates and also it inspires
Also your Goals setting should be SMART that is specific, measurable, achievable, relevant and time bound.
Wongani William Mvula
ReplyDeleteMalawi
This lesson emphasizes that true leadership is built on three core pillars. First, a clear and compelling vision provides the destination, acting as a guiding star for your efforts. Second, unwavering personal values serve as your internal compass, ensuring your journey is conducted with integrity and principle. Finally, SMART goals translate the abstract vision into a concrete roadmap, breaking down the ambition into actionable, measurable steps. These elements are deeply interconnected. A vision without values is direction without ethics, and goals without a vision are merely tasks.
Mary Orah from
ReplyDeleteMalawi
Summary of what l have learnt:
I have learnt that effective leadership in financial literacy is built on a clear vision, strong values, and SMART goals. Vision gives direction, values shape our actions, and SMART goals turn ideas into achievable results. I also learnt that setting personal, professional, and community goals helps young leaders grow and make a real impact. Overcoming challenges like fear or limited resources starts with small steps and persistence. True leadership is not about position but about influencing others positively through integrity, purpose, and action.
Cynthia Manjawira from Malawi This module is all about helping young leaders like us lead with purpose through vision, values and goals. A clear vision shows where we are going and inspires others to follow. Values guide how we lead with honesty, service and integrity especially in financial literacy where trust matters. And SMART goals turn our big dreams into achievable steps. By aligning our vision, values and goals we can make real change in schools and communities not just talk about it. True leadership is not about titles it is about influence and the positive impact we create.
ReplyDeleteFull name: Adego Hillary
ReplyDeleteCountry: Kenya 🇰🇪
Summary of what I have learnt:
I have learnt that effective leadership in financial literacy is built on vision, values, and goals. Vision gives direction, values shape behavior and credibility, and SMART goals turn vision into action. I now understand the importance of identifying my core values such as honesty, service, and responsibility, and ensuring I live by them through consistency and transparency. I have also learnt how to set SMART goals—Specific, Measurable, Achievable, Relevant, and Time-bound—to make real progress in teaching financial literacy. This lesson has inspired me to lead with integrity, set clear goals, and use my influence to create positive financial habits in my community.
Ebrima Touray
ReplyDeleteGambia
From this module, I’ve learned that effective leadership begins with a clear vision, strong values, and well-defined goals. A vision gives direction and purpose, values guide behavior and decision-making, while SMART goals turn dreams into achievable actions. I now understand that my leadership must reflect integrity, service, and consistency to inspire others. Setting realistic goals helps me stay focused and measure progress, while my values ensure I lead with honesty and trust. This module has helped me see that true leadership is about influence, not position. By aligning my vision, values, and goals, I can create lasting impact in financial literacy and empower others to achieve meaningful change.
Joy Ngum Ndalle
ReplyDeleteCameroon
I have learnt that vision tells me where I am going, values dictate how I get there, and goals breakdown the journey into achievable steps. To be able to inspire others and create meaningful change, I need to know where I am going, why I am going there and how I can bring others along. Like fathers of old, purpose-driven leadership entails clarity of vision, strong values and achievable goals (both personal and community goals)
Blessings Matitha
ReplyDeleteFrom Malawi
Summary of Lesson on Vision, Values, and Goals for Young Leaders
Goals help turn a big vision into smaller steps that are easier to follow.
They keep one focused, let one see how far he have come, and help one celebrate small successes. For young leaders, goals show the path from where you are right now to where one want to go.
The SMART framework is a helpful tool for setting good goals.
It stands for Specific, Measurable, Achievable, Relevant, and Time-bound. For instance, instead of saying “teach students about money,” a SMART goal would be “host 5 financial literacy sessions in local schools within 3 months, helping 100 students learn.”
There are different types of goals:
- Personal (like learning to speak in public)
- Professional (like getting a certification in financial education)
- Community (like starting 10 KAFI Clubs in schools)
Some common challenges, like putting things off, being afraid of failing, or not having enough resources, can be overcome by breaking big goals into smaller steps, seeing failure as a way to learn, and starting with something small.
A case study shows how a young Kenyan used SMART goals and values like honesty, service, and resilience to start KAFI Clubs and help others.
Leadership is built on three things: vision (what one want to achieve in the future), values (how one act and behave), and goals (the steps one take to make he's vision real).
With these, young leaders can make a difference and inspire others.
Learners are encouraged to think about their own vision and values, and to set 3 SMART goals that match what they believe in.
Mohamed Babah Fofanah
ReplyDeleteFrom Sierra Leone
From the presentation I learnt that effective leadership requires clear direction through vision, values, and goal setting. A vision is a compelling mental picture of the future that guides actions, inspiring resilience and attracting followers. Leaders should craft personal visions aligned with their passions and define team visions to motivate collective effort. Values serve as an inner compass, shaping behavior and building trust; identifying core values ensures consistency and credibility. Setting SMART goals—specific, measurable, achievable, relevant, and time-bound—provides a practical roadmap to turn vision into action.
For young leaders in financial literacy, aligning these elements fosters purpose-driven leadership, enabling them to inspire others, make meaningful impact, and build credibility in their communities. The module offers strategies, exercises, and examples to help leaders craft visions, align with values, and set achievable goals, essential for personal growth and successful movement building.
precious chichitike
ReplyDeletemalawi
From this topic, l have learned that effective leadership begins with having a clear vision, strong values, and well-defined goals. A vision provides direction and inspiration it’s the picture of the future you want to create for yourself and others. Values are the guiding principles that shape your decisions and behavior, ensuring integrity, consistency, and trust in leadership. Goals, on the other hand, turn your vision into action by breaking big dreams into achievable steps. Setting SMART goals: Specific, Measurable, Achievable, Relevant, and Time-bound helps stay focused and track progress. As a young leader, especially in promoting financial literacy through KAFI Clubs, aligning your vision, values, and goals allows you to lead with purpose, motivate others, and create real impact in your community. True leadership is not about position, but about influence and influence begins with clarity of vision, strength of values, and commitment to goals.
Name: Maimuna Simba
ReplyDeleteCountry:Malawi
On this module I have gained insights of the strong relationships that lies between vision and values, that's vision act as a road map while values dictates on how we can get the destination of our vision.As young leaders.As young leaders,who will be teaching students in schools about financial literacy,we need to set our vision and values so that we become leaders with integrity and one who inspire others.
Vision is important as it gives a clear direction of the future. An effective leader must have a clear vision, values and defined goals. Setting SMART goals helps on to track their progress and achieve their vision. By aligning vision, values and goals you can create a positive impact
ReplyDeleteFull name: Emmanuel Magombo
ReplyDeleteCountry: Malawi 🇲🇼
First of all I've learned that effective leadership starts with clarity of purpose. A clear vision gives direction, while strong values guide behavior and decision-making.
Further more Leadership is built on three things: vision (what one want to achieve in the future), values (how one act and behave), and goals (the steps one take to make he's vision real).
With these, young leaders can make a difference and inspire others.
In addition Values are the principles and beliefs that guide your behavior. They are our inner compass.
Lastly By aligning my vision, values, and goals, I can lead effectively and make a positive impact through financial literacy in schools and communities.
Makoabola Mathapholane
ReplyDeleteLesotho
Strong leadership is built on vision, values, and goals — knowing where you’re going, what guides you, and how you’ll get there.
Vision gives direction and purpose. It’s the picture of the future you want to create for yourself and your team.
Example: “To raise a generation of financially smart youth.”
Values guide behavior and decision-making. They reflect who you are and build trust.
Examples: honesty, service, responsibility, excellence.
Goals turn vision into action. Use the SMART framework — Specific, Measurable, Achievable, Relevant, and Time-bound.
Example: “Run 5 financial literacy sessions for 100 students in 3 months.”
Together, vision provides focus, values ensure integrity, and goals drive results — forming the foundation of effective, purpose-driven leadership.
Darwin Mkanya
ReplyDeleteMalawi
From this module, I have learned that effective leadership begins with having a clear vision, strong values, and well-defined goals. A vision gives direction and inspiration, helping leaders understand where they are going and why their work matters. Values act as a moral compass that shapes decisions, builds trust, and ensures integrity in leadership. Setting SMART goals, which are specific, measurable, achievable, relevant, and time-bound, translates vision into practical steps and measurable progress. Altogether, these three elements empower young leaders to lead with purpose, consistency, and impact, especially in promoting financial literacy and positive change within their schools and communities.
Name : Joseph Mwamlima
ReplyDeleteCountry: Malawi
Vision, values and goal setting up are to move together, what a great lesson. Vision is there to predict the future, to imagine yourself in many years to come. Values now guide the behaviour to be followed as one is moving towards the destiny and then setting goals will will determine how to make your vision come true. But goals need not to be vague but SMART. SMART for Specific, Measurable, Attainable, relevant and time bound; this kind of goal can be easily tracked. An individual must have personal goals and group goals if leading others
From Eswatini
ReplyDeleteI have learnt that as a young person, having a vision is the first step toward building a meaningful and successful life. A vision is like a mental picture of the future you want for yourself—it gives you direction, motivation, inspiration, and even a sense of identity. Without a clear vision, it’s easy to lose focus and get distracted by temporary things. But when you know where you’re going, every decision you make starts to align with that bigger purpose.As a young leader, I believe it’s my responsibility to help other youth understand the power of having a vision. Many young people struggle with poverty, hopelessness, or lack of guidance, and I’ve realized that one way to help them rise above those challenges is by teaching them how to dream intentionally and plan purposefully. A vision helps young people see beyond their current situation—it reminds them that their background does not define their destiny.I’ve also learnt that leadership without values is empty. That’s why I aim to align my leadership with core values like integrity, inspiration, and resilience—values that young people respect and can relate to. Integrity helps build trust, inspiration helps others believe in themselves, and resilience keeps us going when things get tough.
Another important lesson is the value of setting SMART goals—goals that are Specific, Measurable, Achievable, Relevant, and Time-bound. Vision gives you a destination, but SMART goals act as the map that guides you step by step toward that destination. I believe young people should be taught how to set such goals, because they make big dreams feel more achievable.For me, vision provides direction, values guide my behavior, and goals break my dreams into manageable steps. As I grow as a leader, I want to keep inspiring others to see their potential, believe in their future, and take steady steps toward it every day.
Tracy chipongoma
ReplyDeleteZambia
A vision should be both personal and collective. It should be inspiring and stem from the change you want to be and see in the community.
Values and vision should go hand in hand. Your values should integrate honesty, loyalty and integrity in the vision.
Your goals should be realistic, relevant and specific
Meshack Muuo Muasya
ReplyDeleteKenya
Cohort 5 (Batch A)
Group C
This module teaches that effective leadership begins with having a clear vision, strong values, and well-structured goals. A vision is the picture of the future a leader wants to create, both personally and for the team, and it provides direction, motivation, and inspiration. Values act as the compass that guides a leader’s behaviour and decisions, ensuring integrity and earning trust, especially when teaching financial literacy. Goals turn vision into action, and using the SMART method helps leaders set specific, measurable, achievable, relevant, and time-bound targets. The module emphasizes that young leaders need to understand their personal vision, identify their core values, and set goals they can work toward as they empower others in schools and communities.
KENNY BWALYA
ReplyDeleteFROM ZAMBIA
COHORT 5 BATCH B
GROUP F
LESSON 3 MODULE 2
SUMMARY
In this module i have learnt that a powerful personal or professional strategy begins with a clear vision of your desired future, which provides inspiration and direction, guided by core values that ensure your journey is aligned with your authentic principles. To translate this abstract vision into tangible results, you must then anchor it with SMART goals that is Specific, Measurable, Achievable, Relevant, and Time-bound objectives which create a concrete, actionable plan and a clear roadmap for turning your aspirations into reality.
Ngene Charles Chukwuka
ReplyDeleteNigeria
Cohort 5 (Group G)
BatchB
Vision simple means painting the future one wants to achieve and value are those things that guide our behaviours and goals provide steps in achieving them
Margaret mwale
ReplyDeleteZambia
Cohort 5 batch C
A summary of what I have learnt is that goals turn visions into achievements.A leader should have a vision as it helps them live a life that is very constructive and directed or it helps them not live an aimlessly life.
I have also learnt about a good goal strategy called SMART.
Specific – Clear and detailed.
Measurable – Quantifiable to track progress.
Achievable – Realistic and within your capacity.
Relevant – Connected to your vision and values.
Time-bound – Have a clear deadline.
Sarah Benson
ReplyDeleteMalawi
Group A
Batch A
Day 3
Module 2
Effective leadership begins with vision, values, and goals. Vision gives direction, showing where you are going and what impact you want to create, both personally and collectively. Values act as an inner compass, guiding behavior and ensuring integrity, consistency, and credibility, especially when leading initiatives like financial literacy in schools. Goals break down that vision into achievable steps, and using the SMART framework (Specific, Measurable, Achievable, Relevant, Time-bound) helps young leaders stay focused, track progress, and celebrate successes. By aligning personal vision, core values, and clear goals, young leaders aged 18–35 can inspire peers, drive meaningful change, and build a foundation for long-term influence and community impact.
ReplyDelete- name: salisu Isah bakuna
- Country: Nigeria
- cohort 5 batch c
- 3 day
- Summary of what I have learnt: I've learnt that you're reflecting on your leadership vision and goals in financial literacy. To help, here are some thoughts on the reflection questions:
- Personal vision: Empowering individuals and communities through financial knowledge and skills.
- Values: Transparency, inclusivity, accountability, innovation, and empathy.
- SMART goals:
1. Develop a financial literacy program for 50 underserved youth in Nigeria within the next 6 months.
2. Create and disseminate financial education resources (e.g., videos, podcasts, blogs) reaching 10,00people within the next year.
3. Collaborate with 3 financial institutions to provide financial inclusion opportunities for marginalized groups within the next 9 months.
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Full Name: Not Applicable
Country: Nigeria
Summary of What I Have Learned
I have learned that you are reflecting on your leadership vision and goals in the area of financial literacy. To support this reflection, the following ideas respond to the guiding questions:
1. Personal Vision
To empower individuals and communities through financial knowledge and practical money-management skills.
2. Core Values
Transparency: Promoting honesty and openness in financial practices.
Inclusivity: Ensuring everyone has access to financial knowledge, regardless of background.
Accountability: Taking responsibility and encouraging responsible financial behavior.
Innovation: Embracing new ideas and modern tools to enhance financial education.
Empathy: Understanding the financial challenges people face and supporting them with compassion.
3. SMART Goals
1. Develop and implement a financial literacy program for 500 underserved youth in Nigeria within the next 6 months.
2. Create and distribute financial education resources—such as videos, podcasts, and blog articles—to reach at least 10,000 people within one year.
3. Collaborate with three financial institutions to provide financial-inclusion opportunities for marginalized groups within the next 9 months.
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If you'd like, I can also format this as a formal reflection essay, bullet-point report, or presentation-style summary.
Ga fassarar rubutunka zuwa Turanci cikin ingantaccen salo, tare da tsari mai kyau:
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Full Name: Not Applicable
Country: Nigeria
Summary of What I Have Learned
I have learned that you are reflecting on your leadership vision and goals in the area of financial literacy. To support this reflection, the following ideas respond to the guiding questions:
1. Personal Vision
To empower individuals and communities through financial knowledge and practical money-management skills.
2. Core Values
Transparency: Promoting honesty and openness in financial practices.
Inclusivity: Ensuring everyone has access to financial knowledge, regardless of background.
Accountability: Taking responsibility and encouraging responsible financial behavior.
Innovation: Embracing new ideas and modern tools to enhance financial education.
Empathy: Understanding the financial challenges people face and supporting them with compassion.
3. SMART Goals
1. Develop and implement a financial literacy program for 500 underserved youth in Nigeria within the next 6 months.
2. Create and distribute financial education resources—such as videos, podcasts, and blog articles—to reach at least 10,000 people within one year.
3. Collaborate with three financial institutions to provide financial-inclusion opportunities for marginalized groups within the next 9 months.
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If you'd like, I can also format this as a formal reflection essay, bullet-point report, or presentation-style summary.
Rasool William Bennie
ReplyDeleteFrom Malawi
Cohort 5 (Batch A)
Group C
This module is all about helping young leaders (18–35 years old) who are teaching financial literacy through KAFI Clubs to become stronger and more purposeful. It says real leadership starts with three things: a clear VISION (the big dream of where you want to go, like “I want every young person to be free from money stress”), strong VALUES (the principles you refuse to compromise on, like honesty, service, and excellence), and SMART GOALS (clear, measurable steps that turn the dream into reality). When you know your vision, live your values, and set proper goals, you don’t just talk you actually inspire people and change lives.
The message is simple: leadership isn’t about being the boss or having a title; it’s about influence. If you can picture a better future, stay true to what’s right, and take small smart steps every day, you’ll pull others along with you. That’s how a 22-year-old in Kenya started three KAFI Clubs and became a mentor just because she got clear on her vision, lived her values, and followed through with real goals. You can do the same. Start with one clear sentence about the future you want to create, choose 3–5 values you’ll never drop, write three SMART goals today, and watch how your leadership grows and how many young people you’ll help become financially free.
Mahlohonolo Futho from Lesotho
ReplyDeleteCohort 5, Batch A
Group B
This module teaches that effective leadership is grounded in having a clear vision, strong values, and well-defined goals.
Vision gives direction; values shape integrity and behavior; and goals — particularly SMART goals (Specific, Measurable, Achievable, Relevant, Time-bound) — turn big dreams into concrete plans. The module is aimed especially at young leaders: it encourages them to lead by example, to inspire others, and to drive impact.
For youth, cultivating these traits sets the stage for accountability, purpose-driven action, and real impact.
Name: BRIAN CHIYANDA
ReplyDeleteCountry: ZAMBIA
MODULE 2
Cohort 5, Batch A
Group A
DAY 3
Vision, Values and Goal setting
Leadership is the art that requires a clear vision, grounded in strong values, and broken down into achievable goals. They say where there’s a vision people prosper and so vision provides direction, values act as a compass, and goals give measurable steps toward success. this is a reflect on we sometimes pursue tasks without setting specific goals, which leaves us feeling unorganized. From this module we can start practicing SMART goal setting (Specific, Measurable, Achievable, Relevant, Time-bound) so that our daily activities align with my bigger vision in life
RANUECK THENFORD
ReplyDeletemalawi
Cohort 5, batch A
Group A
Module 2 day 3
From this wonderful module i have learnt about visions, values and goals setting. As young leaders we need to inspire others we must know where we are going by having a vision and goals. So vision is mental picture that we create about future and this involves personal and collective. I have learnt ehy this matters because it gives is directions, motivate and inspire. Another lesson i have learnt is how to craft personal vision by imagining our future, identify our passions and define success. On top of that i have also learnt steps in crafting group vision by engaging them in group, find common ground and aspirations. Another lessons is about values which are principles and beliefs guiding us on behavior and why it matters to us because it helps to have integrity, inspiration and resilience. I have also leant that when setting our goals we need to sett them in SMART way. These goals include personal, professional and community goals
Full Name: Priscilla Amour South Sudan
ReplyDeleteCohort 5 ,batch A
Group A
I learnt that leadership becomes powerful when it is built on clarity of vision, guided by values, and driven by SMART goals. Vision shows the future we want to create, values shape how we act and lead with integrity, while goals break the dream into achievable steps. I now understand how to craft a personal and team vision, choose core values that guide decisions, and set realistic SMART goals that turn leadership into real impact.
Charles Boimah Gray
ReplyDeleteLiberia
Cohort 5,
Group A, Batch A
Module 2, Day 3
I learnt that vision is a mental or clear picture of the future you want to establish. Vision matters for young people because it gives young people the sense of direction on where they're heading, encourages them when difficulty arises, inspire others to join your movement, it also describe who you're and what you capable of doing.
I learnt that values are the principles and beliefs that guide your behavior, aligning leadership with values tells that a leader who's honest will not rob the system, rather will put people before personal gains and will always strive for excellence.
Lastly setting smart goals is essential because it help brings vision to reality, vision helps you stay focus, determine and celebrate wins.
Bully Fofana
ReplyDeleteThe Gambia
Group A, Batch A
Cohort 5
I learned that having a clear vision is essential for guiding financial decisions and life choices. Vision represents the long-term picture of what I want to achieve, while values define what is most important to me and influence the way I make decisions. Understanding my values helps me align my goals with what truly matters, ensuring that my efforts are meaningful and sustainable. Setting goals involves turning that vision into actionable steps by defining specific, measurable, achievable, relevant, and time-bound (SMART) objectives. I learned that clear goals provide direction, motivation, and a way to track progress, making it easier to stay disciplined and focused on building a secure financial future.
Elizer Kanyika
ReplyDeleteMalawi
Cohort 5
Group A
Batch A
VISION, VALUES AND GOAL SETTING. Module 2
From this module I have learnt that a good leader should be able to have a vision of him or herself and also the team he or she is leading. It is a must for a leader to know where he or she is going, why is he or she going that way and how is he or she going to get others get there. A leader who has a good picture of what the future looks like, should be able to have standards or principles that will be guiding him or her and should be able to break down the steps into small activities that can help in achieving that particular picture of the future.
Funny Chapalapata
ReplyDeleteMalawi
Cohort 5
Batch B
In this module i have learnt that leadership is not about the position but the influence and it begins with a vision which tells us where we are going, values which guides our behavior and goals which provides steps.
Hence one must articulate these three to become an effective leader who knows what to do and how to do it.
Aligning leadership with values, vision and goals helps one to be trustworthy to the people whom he is leading this is because people follow leaders who live their values. Therefore personally and through KAFI clubs i will be able to identify my own values that includes strength and weakness to identify my own skills and areas to improves in financial literacy so that my values align with what i will share to others.
Joseph olinga 🇺🇬 cohort5,batchB,group E.in this module ,i have gained insights about vision building and how as young leaders ,we should always have unity of thought and purpose which inturn will contribute to unity of vision.as leader you should be able to forecast your goals,align them with your values and work towards achieving them.in summary one should have principles and values that govern the mode of operation.
ReplyDeleteSanusi Garba mabera
ReplyDeleteNigeria
Cohort 5 Batch B
Day 3 Module 2
Summary of what I have learnt:
From this module, I learned that for someone to be a good leader, he must know where he is going, what he believes in, and what steps he wants to take. A clear vision gives direction, just like a traveler using a compass. Values guide us to behave well and lead with honesty, especially when teaching financial literacy. I also learned that goals must be SMART so that the vision can become reality. As a young leader from Sokoto, Nigeria. this lesson reminded me that leadership starts from within—having purpose, discipline, and planning before guiding others
Lisah T Murewa
ReplyDeleteZimbabwe
Cohort 5
Batch A
Group B
Leadership becomes effective when it is guided by a clear vision, strong values and realistic goals. For young leaders aged 18 to 35 especially those promoting financial literacy through KAFI Hub vision provides direction, motivation and identity. A personal vision describes the future you want to create, while a team vision unites others around a shared purpose. Values act as the internal compass that shapes how you lead, ensuring your actions align with principles like honesty, service and responsibility. By crafting a compelling vision and grounding it in meaningful values, young changemakers can inspire others and create lasting impact in schools and communities
Lonjezo Banda
ReplyDeleteMalawi
Cohort 5, batch A
Group A
Module 2, day 3
This module emphasizes that vision provides direction of where you are going. As a leader, having a vision builds a strong foundation to your success journey because you easily influence those who follow you. Values guide your behavior. They are inner principles that define who you are. Goals are like a step by step guide that helps you how to reach your vision. There are personal, professional and community goals. Setting smart goals enables you to know where you are going either as an individual or as a group.
Diana Khauya
ReplyDeleteMalawi
Cohort 5
Batch B
Group B
A vision is a mental picture of the future you want to create. Vision should matter for young leaders because it gives direction, motivation, inspiration and identity. Vision can be crafted through imagining the future, identifying passion, defining success and writing a vision statement. Vision can be shared through group engagement, and writing it together with schools and communities. Leadership also needs values which are beliefs that guide our behaviour. Values gives integrity, resilience and inspiration.One can identify core values by reflection, choosing 3-5 core values and defining them in a context. Goal setting is also important in leadership because it helps to stay focused and productive, measure progress and celebrate small wins. Goals must be specific, measurable, achievable, relevant and time bound. To overcome challenges in goal setting we need to stop procrastinating, fearing failure and to manage resources.
Tumpale Mkandawire
ReplyDeleteMalawi
Cohort 5 Batch B ( subgroup F)
Module 2
Vision, values and goal setting are very important for everyone especially young energetic people since these when aligned with leadership they help make a very good leader for example when vision is aligned with leadership it helps give direction, inspiration, motivation and also values help in creating resilience, inspiration and goal setting helps to bring things to action. In a nutshell vision gives direction, values guide behaviour and goal setting helps track progress.
LUKUMBA CHRISTETAH
ReplyDeleteZAMBIA
COHORT 5 BATCH B
MODULE 2
1. Module 2 to me is about creating a life plan with regard to finances. To create this life plan, I need to assess where I am, visualise the life I need and create actionable steps towards reaching that vision.
For the vision to be clear there is need to have values; values will help one stay grounded in their pursuit.
In creating that life plan it is valuable to also understand how I want to invest in the people around me. Understanding how I want to be of value starts with having a vision of how I want to be known and remembered by my community (my reputation) and the change I want to see in my community (impact).
2. My authenticity in how I live my life with make people trust my personal brand and what I teach them. If I stay true to my values, I create an atmosphere of inspiration.
3. My goals should well align with my vision and strongly guided by my values.
This was a power packed module and inspires so many ideas which I hope to bring to life.
FULL NAME: SALIMU RAMADHANI JUMA
ReplyDeleteCountry: TANZANIA
Batct B COHRT 5
sub group F
Module 2.
Summary:
Having a clear vision means knowing what you want your future to look like. It gives direction and purpose in life. Values are the principles that guide your decisions and behavior—what matters most to you, like honesty, hard work, or family. When your vision aligns with your values, your goals become more meaningful and focused.
Goal setting is the process of turning your vision into action. By setting specific, measurable, and realistic goals, you create a roadmap for success. It keeps you motivated, organized, and accountable. Together, vision, values, and goals help you live with intention and achieve personal growth.
Richard Okoth Kenya Cohort 5 Batch B *Day 3 Module2*
ReplyDeleteGood leadership starts with knowing where you want to go, what you believe in, and what goals you want to achieve. A vision is the future you want to create for yourself and your team—it gives direction and motivation. Values guide how a leader acts and makes decisions, helping them stay honest and earn trust, especially when teaching about money. The module encourages young leaders to understand their own vision, know their values, and set goals they can work toward as they support others in schools and communities.
Rafique William Mponda
ReplyDeleteMalawi
Cohort 5 (Batch B)
Group F
In this module, I've learnt that vision, values and goal setting are some of the necessities every leader needs to be equipped with. These attributes work hand in hand, and they are more like the glue that holds together all the aspects of a leader. It mainly involves picturing yourself where you want to be (vision) by having a belief in how to get there (values) and setting up achievable steps to get to that position (goals). It's more like having a map and a compass pointing you to where you want to go. Vision, values and goal setting help us to create opportunities and a safe roadmap of where we are heading with our life.
Joana Mongola from Malawi
ReplyDeleteCohort 5
Batch B
I have learnt that vision is a clear picture of the future that gives direction, motivation, and inspiration for leaders. I have learnt to craft a personal vision by imagining my future impact, passions, and success, then writing a short statement, and to create a team vision by engaging others to find common goals. I have learnt that values like honesty, service, and excellence guide behaviour and build trust, especially in financial literacy work. I have learnt to identify my top values and live them daily. I have learnt SMART goalsspecific, measurable, achievable, relevant, time-bound and to turn vision into action, like running sessions for students. These pillars help young leaders like me to make real change.
Alpha Joe Bosco Komba
ReplyDeleteSierra Leone
Cohort 5
Batch G
This system enables them to stay focused, build trust, and achieve tangible results, ultimately shaping a brighter future for individuals and communities. With a strong foundation in vision, values, and SMART goals, young leaders can overcome different challenges, seize opportunities, and make a meaningful.
On top of that i have also learnt steps in crafting group vision by engaging them in group, find common ground and aspirations. Another lessons is about values which are principles and beliefs guiding us on behavior and why it matters to us because it helps to have integrity, inspiration and resilience.
Richard Okoth
ReplyDeleteKenya
Cohort 5
Batch B
Summary
A strong leader must not only understand their personal vision but also communicate it clearly and align it with a shared community vision to inspire commitment and unity. Values form the foundation of a leader’s identity—they shape character, behavior, and decision-making, providing the motivation and resilience needed to lead with integrity. Goals, on the other hand, translate vision into practical steps by breaking it down into achievable milestones that guide consistent progress. When leaders actively embrace and demonstrate this combination of vision, values, and goals, they strengthen their credibility and build a more impactful, trustworthy form of leadership.
Rehannah Labane
ReplyDeleteBotswana
Cohort (Group H)
Batch 5 B
This was rather personal, which is interesting because a lot of the time when we thing leadership we think themes of 'grandeur', but it really does start with personal, intimate and integral things that we hold dear. It makes leadership seem accessible to everyone. In short I'd say: have a vision, let that Vision be guided by your values and to use SMART goals to get to your to your destination.
Rophy Makokha Barasa
ReplyDeleteKenya
Cohort 5 batch c
Goals include personal,professional and community goals.
Vision gives direction,Motivation,inspiratio and identity
Full name: Jackson J.W Johnson
ReplyDeleteCountry: Liberia
Cohort 5 (Batch C)
I learned that effective leadership in financial literacy begins with having a clear vision, strong values, and well-defined SMART goals. Vision helps me picture the future impact I want to make, values guide my daily decisions and behavior, and SMART goals give me a practical roadmap for action. I now understand how to set personal, professional, and community goals—especially those that support financial education in schools. I also learned strategies to overcome common challenges like procrastination, fear of failure, and limited resources by breaking goals into smaller steps and starting with what I have. The case study showed how young leaders can create real change through KAFI Clubs, and I am inspired to use the same principles to influence my own community especially my organization.
learn that saving is really about being prepared and disciplined so you can handle challenges and plan for your future. It shows that good saving habits protect you during emergencies, help you avoid unnecessary debt, and give you the confidence to follow your goals. It also highlights the importance of sharing these skills with others, because when you teach people—especially through KAFI Clubs—you help build a community of young people who are financially aware and empowered.
ReplyDelete-Rafael Machira
ReplyDelete-Malawi
-Cohort 5 (Batch B)
I have learnt to develop a sense of purpose, increase self-confidence, and build resilience by understanding vision, values, and goal setting. This process teaches us to set clear, achievable goals, develop a strong work ethic, and create a plan for the future, which helps us make better decisions and stay motivated
Angela Mpala
ReplyDeleteZimbabwe
Cohort 5 Batch C Group I
Effective, purpose-driven leadership, especially crucial for young people leading movements like financial literacy, rests on three core pillars: a clear Vision, which is the inspiring "big picture" of the desired future that provides direction and resilience; deeply held Values, which act as the inner compass guiding behavior with integrity, ensuring consistency, and building trust (e.g., honesty, service); and actionable SMART Goals (Specific, Measurable, Achievable, Relevant, Time-bound), which break the vision down into concrete, trackable steps—such as launching a specific number of KAFI Clubs within a deadline—thereby transforming the leader's purpose from a dream into measurable, influential impact.
Mercy Chunga Malawi Cohort 5 batch C group J
ReplyDeleteI have learnt that effective leadership starts with a clear vision of the future, guided by strong values and achievable goals. For me, it's about empowering young people to achieve financial independence and build stronger communities. My values of honesty, service, and resilience will guide my decisions and actions. I've also learned the importance of setting SMART goals, like conducting financial literacy sessions and launching KAFI Clubs, to turn my vision into reality. Overall, leadership is about influence, and I'm excited to inspire and make a positive impact.
Mloiso Mathews Katete
ReplyDeleteMalawi
Cohort 5(Batch C Group J)
This module has helped me see leadership in a more personal and meaningful way. I now understand that having a clear vision is not just a leadership tool it is what gives my journey direction and helps me stay focused on the change I want to create. It reminded me that if I don’t know where I’m going, I can’t expect others to follow me with confidence.
I also learned how important my values are in shaping the kind of leader I become. Identifying what I truly stand for whether it’s honesty, service, or responsibility helped me realise that leadership is really about who I am when no one is watching. These values guide my decisions and help me earn trust from the young people I hope to influence.
The module also made goal setting feel more practical. Understanding how to create SMART goals showed me that big dreams become achievable when they are broken into clear steps. It gave me a sense of control and made my vision feel more realistic and attainable.
In conclusion, I’ve learned that vision gives me purpose, values keep me grounded, and goals help me take action. These three elements make me feel more prepared and confident to lead others especially in promoting financial literacy in schools and communities.
Mary Nasieku
ReplyDeleteKenya
Cohort C batch K
From this lesson on vision, values, and goal setting, I have come to understand that strong leadership begins with a clear sense of direction. A leader must have a vision that not only guides their personal journey but also reflects the needs and hopes of the community they serve. I learned that vision shapes the path ahead, values determine how I conduct myself along the way, and the goals I set create the steps that turn change into reality.
My personal vision as a young leader is to help build a community where children, women, and youth are empowered to support themselves and have the financial knowledge they need to live independently and confidently.
Name; Lesley mutua
ReplyDeleteCountry; Kenya
Cohort 5 Batch C (group L)
This module explains that strong leadership starts with having a clear sense of direction, guided by meaningful values and intentional goals. A vision represents the future a leader hopes to build—both for themselves and for those they guide—and it serves as a source of focus, encouragement, and inspiration. Values shape how a leader behaves and makes decisions, helping them act with honesty and earn the trust of others, especially when promoting financial literacy. Goals translate the vision into practical steps, and the SMART framework helps leaders create goals that are clear, realistic, and time-bound. Overall, the module highlights the importance of young leaders knowing their personal vision, understanding what they stand for, and setting goals they can actively pursue while supporting others in their schools and communities.
Name: Lesley mutua
ReplyDeleteCountry: Kenya
Cohort 5 Batch C (group L)
This module explains that strong leadership starts with having a clear sense of direction, guided by meaningful values and intentional goals. A vision represents the future a leader hopes to build—both for themselves and for those they guide—and it serves as a source of focus, encouragement, and inspiration. Values shape how a leader behaves and makes decisions, helping them act with honesty and earn the trust of others, especially when promoting financial literacy. Goals translate the vision into practical steps, and the SMART framework helps leaders create goals that are clear, realistic, and time-bound. Overall, the module highlights the importance of young leaders knowing their personal vision, understanding what they stand for, and setting goals they can actively pursue while supporting others in their schools and communities.
NAME: BAILACK JOICELINE JINDUI
ReplyDeleteCOUNTRY : CAMEROON
COHORT 5, BATCH C
COMMENT: This Course has invoked a reflection on my values, vision and goals. I have learned that for every leader , you need to influence and in order to influence you need to start by identifying the bigger picture, your beliefs and principles and how you are going to get there and this is only possible by breaking the steps down
I have learned that for those working towards financial literacy , its the collective goal work of the team though it starts with personal development , professional and community wise
Mohamed Shueib Muse
ReplyDeleteSomalia
1. Vision
A leader needs a clear picture of the future they want to create. Vision gives direction, motivation, and inspiration. I learned how to craft a personal vision and how to co-create a vision with a team, especially when leading KAFI Clubs in schools.
2. Values
Values are the principles that guide a leader’s actions. They determine how we lead. I learned to identify my top values, define them, and live them consistently—especially important when teaching financial literacy where trust matters.
3. SMART Goals
Goals turn vision into action. I learned how to set SMART goals that are Specific, Measurable, Achievable, Relevant, and Time-bound. These goals help track progress, stay focused, and achieve impact in schools and communities.
Ropafadzo Abigail Tambara
ReplyDeleteCohort 5 Batch C
Zambia
Leading is about having a direction or a map and having a reason why you are going in that direction it’s all about VGV which is vision goals and values. A leader should have a purpose given life eg our purpose. Is to shape and improve the financial literacy of the community. A vision was defined as a mental picture that one creates it saves as a map that directs one with how they act in life eg reading books because you have a vision to pass , saving money because you have a vision to start a business. A vision gives one a motive ( the why) and also resilience to push through , it also gives one identity and motivation. As a leader self assessment is important ask yourself questions like” where do I see myself in the next 5 years “ “ what am I going to do about it “ what values should I put to come up with the goal . As a kafi leader it is good to also think about your values and how to make use of them in our financial literacy goals . When you are a good leader of yourself you will also lead the coming generations and the community at large , discuss with them about their visions, have common ground on certain visions , discuss steps that may help to come up with reaching the goal to the vision and you may start small and celebrate your wins. As Kafi leaders we have three visions personal , for our students and for the community at large in exposing all to financial literacy .
Name: Gladys Disemba
ReplyDeleteCountry: Malawi
Cohort 5 (Group I)
Batch C
In summary
Every person who wants to succeed in life must have a vision, values, and goals. A vision gives you a picture of how you want your future to look. Values guide you to behave in a way that will help you achieve your vision. SMART goals outline achievable steps and enable you to measure the progress of your success. Without a vision, one lives recklessly because they don't know what they want or where they're going. They're unlikely to succeed in life because they're complacent and lack a plan for their future. As a young leader, you need to have short-term and long-term personal visions so that you'll be able to teach others how to create their own. Vision is crucial for young people aged 18-35 because it instills discipline in their daily activities as they strive to achieve their plans.
Pascaria Musengya Muthiani
ReplyDeleteKenya
Cohort 5 Batch C Group J
In this module I have learnt effective leadership is governed by vision, values and goals set. A vision is important since it gives direction, makes me remain resilient in times of challenges, inspire others to join the movement and define who am I and what I stand for. To craft a vision I need to picture what to do in 5,10 years to come, identify my passions,define what success means to me and write vision statement that is clear,understable and inspiring. Aligning values in financial literacy I need to think of moments of pride and achievement and values portrayed,select 3-5 values and write what they define in the context of financial literacy. a leader I am supposed to practice what I preach to be consistent, use it as filter while making decisions,role model others by them watching. I need to set goals that are specific, measurable, achievable, realistic and time bound. I should set personal, professional and community goals. To overcome challenges of goal setting; break them into small steps to avoid procrastination,see failure as part of learning and to start small with what I have. In conclusion I was challenged to write my vision statement ,values adopted by in relation to teaching financial literacy and write my smart goals in personal, professional and community .
Zechariah kparsuah jr
ReplyDeleteLiberia
Cohort 5
I learned that effective leadership is based on having a clear vision, strong values, and SMART goals. Vision gives direction, values guide behavior and integrity, and SMART goals help turn ideas into real actions. Young leaders who follow these principles can inspire others, create positive change, and help build financially empowered communities.
Full name: Hope Malambo
ReplyDeleteCountry: Zambia
Cohort 5 (Batch A)
Group B
I learned that leadership begins with having a clear vision—both for myself and for the teams I lead. A strong vision gives direction, motivation, and inspiration. I also learned the importance of values as the compass that guides my behaviour and decisions, especially when leading financial literacy initiatives where trust is essential. Finally, I understood how SMART goals help turn vision into achievable steps by making plans specific, measurable, realistic, relevant, and time-bound. This module taught me how vision, values, and goals work together to build purpose-driven leadership that can create meaningful impact in schools and communities through KAFI Clubs.
Full Name: Eddes Symon
ReplyDeleteCountry: Malawi
Cohort Batch: Group J
This module is designed for young leaders (aged 18-35), particularly those involved with KAFI Hub and leading financial literacy initiatives in schools. It presents a three-pillar framework for purposeful and effective leadership, moving from big-picture inspiration to actionable steps.
1.A vision is a clear, compelling picture of the desired future. It provides direction, motivation, and identity for both personal leadership and team efforts. It gives direction, fuels persistence during challenges, inspires others to join your cause, and defines what you stand for.Crafting a Vision, Personal, Leaders are guided to imagine their impact in 10-15 years, identify their passions, define personal success, and write a short, inspiring vision statement (e.g., "My vision is to empower young people globally to achieve financial independence...").
Team/Collective: For leaders of KAFI Clubs, building a shared vision is crucial. This involves engaging the team to find common aspirations and co-creating a statement (e.g., "Our vision is to raise a generation of students who are financially smart, independent, and capable...").
2. Values: The Inner Compass, What they are. Values are the core principles and beliefs that guide behavior and decision-making. They determine how you pursue your vision. They build integrity and trust, provide resilience during tough times, and inspire others through authentic action. For financial literacy leaders, values like honesty are critical for credibility when teaching about money. Identifying Core Values: Leaders are tasked with.1Reflecting on moments of pride to uncover lived values. 2 Choosing 3-5 core values (e.g., honesty, service, justice, growth). 3 Defining what each value means in their specific context as a financial educator.
Living Your Values: The module emphasizes consistency (practicing what you preach), using values as a decision-making filter, and understanding that leaders are role models whose actions speak louder than words.
Goals:
The Actionable Steps
What they are: Goals are the specific, measurable steps that bridge the gap between your current reality and your envisioned future. Goals maintain focus, allow for progress measurement, and help celebrate small wins on the path to larger impact.
The SMART Framework: Effective goals should be:
· Specific
· Measurable
· Achievable
· Relevant (to vision and values)
· Time-bound
· Application: Leaders are encouraged to set three types of aligned goals:
1. Personal (e.g., skill development)
2. Professional (e.g., career advancement)
3. Community (e.g., impact targets like launching school clubs)
· Overcoming Challenges: Strategies are provided to tackle procrastination (break goals down), fear of failure (reframe as learning), and lack of resources (start small and grow).
Key Themes and Practical Application
Integrated Framework: The module consistently links the three pillars: Vision provides the destination, Values the ethical roadmap, and Goals the specific turns and stops along the journey.
Context-Specific: All concepts are directly applied to the role of a financial literacy leader, highlighting the added responsibility and need for trust when teaching about money.
Action-Oriented: Each section includes practical exercises (e.g., writing vision/values statements, crafting SMART goals) and reflection questions to translate theory into practice.
· Real-World Inspiration: A case study of a 22-year-old KAFI leader in Kenya demonstrates how applying this framework leads to tangible impact (launching school clubs, becoming a mentor).
The module concludes by reinforcing that vision, values, and goals are the core pillars of leadership development. The ultimate message is that leadership is about influence, not position, and this influence begins with clarity of vision, strength of values, and commitment to actionable goals.
Victoria Penembe
ReplyDeleteMalawi
Cohort 5 Batch C
These lessons mean to me that genuine leadership is all about knowing where you're headed, what you stand for, and how you will get there. I have learned that a powerful vision gives direction, strong values shape the way I act, and SMART goals turn ideas into concrete results.
It makes me remember that leadership can only create real impact when it's lived, and not just talked about, as she aligned her leadership to her vision and values and later became a mentor for others.
These lessons of clarity, integrity, and action mean a lot to young leaders like me, especially in financial literacy. A clear vision, values that I firmly believe in, and goals guiding my every step can allow me to inspire others, nurture school programs, and provide long-term community change.
What I have finally understood is that leadership is not about the title, but the influence I create by my vision, values, and goals.
My name is Jackson mbazima from Zambia and I am part of the KAFI financial literacy program Cohort 5 batch. Vision is the mental picture of what you want to see in the future. Having a vision means you don't know where you are going, and as a leader, no one will follow you. Vision gives you direction and purpose, which will keep you motivated towards achieving your goals. Having strong values as a leader is essential because they act as your moral compass, regulating your behaviour and directing you on how to get to your vision. And finally smart goals turns the vision into achievable steps.
ReplyDeleteName: yamikani chaona
ReplyDeleteCountry: Malawi
Cohort 5 batch C
Values strengthen leadership by building integrity, resilience, and inspiration—especially in financial literacy, where trust is essential. To lead with values, first identify your core ones by reflecting on proud moments, selecting 3–5 key values, and defining what they mean in your role. Then live them consistently by practicing what you teach, making decisions based on those values, and serving as a role model. A practical step is to write and rank your top five values, then reflect on how you can show them in your leadership.
Young leaders need clear, realistic goals to stay focused and create impact. These goals can be personal, like improving public-speaking skills; professional, such as becoming a certified financial educator; or community-based, like establishing 10 KAFI Clubs within a year. Common challenges—procrastination, fear of failure, and limited resources—can be managed by breaking goals into small steps, treating failures as lessons, and starting with what you have. A helpful exercise is to write three SMART goals (personal, professional, and community) and share them with a mentor for accountability.
Faith Abigael
ReplyDeleteKenya
Cohort 5 Group P
Key Take away: Vision is mental picture of what i want to become in future. A good leader should have a vision since it gives one clarity to where they are going.
Gives one identity of the kind person they are.
Values are my inner behavior's. They guide me on how i will achieve my vision. They ensure credibility. I need to reflect my ow values and see if they align with my leadership. I should not only preach but live to my values.
Without goals vision remain a dream. They are the bridge to where i am now and where i want to be.
Name: Joseph Freeman
ReplyDeleteCohort: 6
Batch: D
Group: O
Assessment of Summary
Leadership Foundations: Vision, Values, and Goals
I've learned that effective leadership starts with a clear vision, strong values, and achievable goals. Here's what I've taken away:
- Crafting a Personal and Team Vision:
- A vision is a mental picture of the future you want to create
- It guides actions, fuels motivation, and inspires others
- Example: "My vision is to empower young people globally to achieve financial independence and build stronger communities through financial literacy."
- Aligning Leadership with Values:
- Values are principles and beliefs that guide behavior
- They ensure integrity, resilience, and inspiration
- Example: honesty, service, justice, growth, excellence, responsibility
- Setting SMART Goals:
- Specific, Measurable, Achievable, Relevant, Time-bound
- Helps stay focused, productive, and celebrates progress
- Example: "I will conduct 5 financial literacy sessions in my local school within the next 3 months, reaching at least 100 students."
combining vision, values, and goals, I can inspire peers, transform schools, and shape communities. Leadership is not about position, it's about influence, and influence begins with vision, values, and goals.
Name: Joseph Freeman
ReplyDeleteCountry: Sierra Leone 🇸🇱
Cohort: 6
Batch :D
Group: O
Assessment of Summary
Leadership Foundations: Vision, Values, and Goals
I've learned that effective leadership starts with a clear vision, strong values, and achievable goals. Here's what I've taken away:
- Crafting a Personal and Team Vision:
- A vision is a mental picture of the future you want to create
- It guides actions, fuels motivation, and inspires others
- Example: "My vision is to empower young people globally to achieve financial independence and build stronger communities through financial literacy."
- Aligning Leadership with Values:
- Values are principles and beliefs that guide behavior
- They ensure integrity, resilience, and inspiration
- Example: honesty, service, justice, growth, excellence, responsibility
- Setting SMART Goals:
- Specific, Measurable, Achievable, Relevant, Time-bound
- Helps stay focused, productive, and celebrates progress
- Example: "I will conduct 5 financial literacy sessions in my local school within the next 3 months, reaching at least 100 students."
By combining vision, values, and goals, I can inspire peers, transform schools, and shape communities. Leadership is not about position, it's about influence, and influence begins with vision, values, and goals.
Name: P Stephen H Boimah
ReplyDeleteCountry: Liberia
Cohort 5
Batch: D
Group: Q
From Module 2, I learned that leadership without direction is like sailing without a compass—a leader must be guided by a clear sense of purpose. I also learned that vision is essential for young leaders, because it provides direction, motivation, inspiration, and a strong sense of identity. Additionally, the module taught me that values are the principles and beliefs that shape our behavior and help us make decisions that align with who we are and what we stand for.
Kunda Ngosa
ReplyDeleteZambia
Cohort 5 ( Group 5)
Batch D
Lesson: As a Leader, set SMART goals( achievable goals). Have a clear vision- take ideas to action. A Leader without goals, vision remains a dream. Leaders value People; People watch what you do not what you say- consistency between words and actions is the foundation of credibility.
ReplyDeleteFull Name:
Miller Mshanga
- Country:
Zambia
- Cohort:
5
- Batch:
D
I have learnt that good leadership starts with having a clear vision of the future you want to achieve. A leader must know where they are going and also inspire others to follow. I learnt that values like honesty, service, responsibility, and excellence guide leaders to make good decisions and build trust. I also learnt that goals make vision possible, and setting SMART goals helps us stay focused, measure progress, and achieve success step by step. Vision gives direction, values guide behaviour, and goals help us take action.
Toka faith ziganubari
DeleteNigeria
Cohort 5
Group L
I learnt that being a good leader means having a clear vision of the future, following strong values that guide my actions, and setting SMART goals to achieve that vision. And I am grateful to kafi foundation because they mentioned one of my great vision as a leader which is to empower young people in my society to create impact and eradicate hunger Vision shows me where I want to go, values help me make the right choices, and goals break my journey into achievable steps. I also learnt that aligning my vision, values, and goals can inspire others, help me lead effectively, and make a real impact in my community, especially in teaching financial literacy.
Toka faith ziganubari
DeleteNigeria
Cohort 5
Group L
I learnt that being a good leader means having a clear vision of the future, following strong values that guide my actions, and setting SMART goals to achieve that vision. And I am grateful to kafi foundation because they mentioned one of my great vision as a leader which is to empower young people in my society to create impact and eradicate hunger Vision shows me where I want to go, values help me make the right choices, and goals break my journey into achievable steps. I also learnt that aligning my vision, values, and goals can inspire others, help me lead effectively, and make a real impact in my community, especially in teaching financial literacy.
Richard Bida
ReplyDeleteUganda
Cohort 5 (batch D)
I learned that; Effective leadership requires a clear vision, strong values, and achievable goals. As a young leader, having these elements helps you inspire others, create meaningful change, and shape the next generation's financial habits. By crafting a personal and team vision, aligning with values, and setting SMART goals, you can lead with clarity, integrity, and action, transforming schools and communities
Afishetu Alhassan
ReplyDeleteGhana
Cohort 5
Batch D
Group R
Through this module, I have gain much insight on vision,values and goal setting.
Through this module, I have learnt themat ,as a young leader,you need to have a vision for your self community and the nation at large.
I
I also learnt that,one need to set your goals to align with your passion.
And as youngsters,we should try to build career which will enable us to
Empower others whiles creating financial independence for ourself.
Lastly,I also learnt that,having a vision gives a direction,motivation, inspiration and Identity which will go a long way to shape our future. .
Aya Hani
ReplyDeleteEgypt
Chorot 5
Batch D
Summary
My personal vision as a leader in financial literacy.
My vision is to help young people understand money and make better financial decisions so they can improve their lives and build a stronger future.
Core values I want to embody as a leader
Honesty
Helping others
Continuous learning
Responsibility
Respect
Three SMART goals aligned with my vision and values
Personal Goal
I will learn basic financial skills by completing at least one financial course within the next month.
Professional Goal
I will join a financial leadership training program and finish all its requirements within 3 months to develop my professional skills.
Community Goal
I will conduct two financial awareness sessions for youth in my community within the next 60 days, reaching at least 40 young people.
Thandiwe Mtonga
ReplyDeleteZambia
Cohort 5
Batch D
Group R
In this module I have learnt the link between vision which shoes my future, value which guides my behavior through and the goal which specifically tells me what to do at a particular time in a measurable, achievable manner.
I have learnt how to come up with SMART goals, craft visions and the importance of aligning them to my values.
Emilly Atieno Oyatta
ReplyDeleteKenya
Cohort 5
Batch D
Strong values, a clear vision, and attainable objectives are the foundations of effective leadership. This session teaches young leaders how to develop purpose-driven leadership, particularly those engaged in financial literacy through KAFI Hub. Vision gives direction, inspiration, and identity, helping leaders picture the future they wish to create for themselves and their communities. Integrity, consistency, and trust are ensured by values, which serve as an internal compass and are particularly crucial when educating about money. Leaders establish credibility and motivate people by recognizing basic beliefs and coordinating actions with them. A common team vision guarantees that everyone is working toward the same future and further fortifies togetherness.
Setting goals makes a vision a reality. Using the SMART framework (Specific, Measurable, Achievable, Relevant, Time-bound), leaders can divide ambitious goals into doable steps that promote advancement and influence. Whether personal, professional, or community-centered, goals help young leaders stay focused, conquer hurdles, and celebrate successes. Combined, vision, values, and goals help young people aged 18–35 to lead effectively, influence their peers, improve schools through KAFI Clubs, and establish financially empowered communities.
Gabriel Vitumbiko Nyondo
DeleteMalawi
Cohort 5
Batch D
I have learnt that effective leadership begins with having a clear vision, strong values, and well defined goals. A vision gives direction and inspiration, helping leaders understand where they are going and why their work matters. Values act as a moral compass that shapes decisions, builds trust, and ensures integrity in leadership. Setting SMART goals, which are specific, measurable, achievable, relevant, and time bound, translates vision into practical steps and measurable progress.
I have also learnt that a leader's vision should be both personal and collective, inspiring others and reflecting the future they want to create. Values such as honesty, service, and responsibility are essential for building trust and credibility, especially in financial literacy leadership. I have also learnt that goals should be SMART, providing a clear roadmap for achieving success.
I have learnt that aligning vision, values, and goals enables young leaders to lead with purpose, consistency, and impact, promoting financial literacy and positive change in schools and communities. Therefore, by applying these principles, leaders can develop clarity, integrity, and action, making a lasting difference in the lives of others.
Gabriel Vitumbiko Nyondo
DeleteMalawi
Cohort 5
Batch D
I have learnt that effective leadership begins with having a clear vision, strong values, and well defined goals. A vision gives direction and inspiration, helping leaders understand where they are going and why their work matters. Values act as a moral compass that shapes decisions, builds trust, and ensures integrity in leadership. Setting SMART goals, which are specific, measurable, achievable, relevant, and time bound, translates vision into practical steps and measurable progress.
I have also learnt that a leader's vision should be both personal and collective, inspiring others and reflecting the future they want to create. Values such as honesty, service, and responsibility are essential for building trust and credibility, especially in financial literacy leadership. I have also learnt that goals should be SMART, providing a clear roadmap for achieving success.
I have learnt that aligning vision, values, and goals enables young leaders to lead with purpose, consistency, and impact, promoting financial literacy and positive change in schools and communities. Therefore, by applying these principles, leaders can develop clarity, integrity, and action, making a lasting difference in the lives of others.
NAME: PRECIOUS CRISPIN KAMOWA
ReplyDeleteCORHOT: 5
GROUP: P
BATCH: D
COUNTRY: MALAWI
Reflecting on the themes of vision, values, and goal setting in financial literacy, I realize how deeply intertwined they are in shaping a comprehensive financial plan. A clear vision provides direction, helping me understand not just where I want to be financially, but also why those goals matter. Identifying my values—such as security, freedom, and generosity—allows me to align my financial decisions with what truly matters to me, making the journey more meaningful.
Setting specific, measurable, achievable, relevant, and time-bound (SMART) goals transforms my vision into actionable steps. This structured approach demystifies financial literacy, making it accessible and motivating. With a clear vision linked to my values, I feel empowered to make informed choices, whether it’s saving for a home, investing for retirement, or allocating funds for experiences that enrich my life. Ultimately, this holistic framework not only enhances my financial literacy but also fosters a more intentional and fulfilling relationship with money.
Brian Mateli
ReplyDeleteKenya
Cohort 5, Batch D, Group N
I have learnt that effective leadership is built on vision, values and goals. These three key things actually guide the leader to the right direction. In other words it's like the compass of a leader. A vision is like a picture in mind of a future you want to create. Values are like the inner compass that dictate how to get there and goals are the ones which provide steps on how to get there. This was a very important lesson because I also learned how to come up or craft the values, vision and goals in a simplified manner.
Maureen Banda
ReplyDeleteZambia
Cohort 5
I have learnt that effective leadership starts with clarity of purpose. A clear vision will give you
direction and strong guide behavior. Having a vision is important for direction, motivation, inspiration and identity.
Felix Omondi
ReplyDeleteKenya
Cohort 5
Batch D
Group O
In this module, I learned that leadership becomes powerful when it is guided by vision, values, and clear goals. A vision gives direction and inspires both the leader and those they guide. Values act as a moral compass, helping a leader make consistent and trustworthy decisions. Setting SMART goals is important because it breaks down big dreams into practical and achievable steps. I also learned how personal vision connects to team vision, how values shape daily leadership behavior, and how goal-setting drives progress. Overall, the module emphasized that effective leadership starts with clarity of purpose, strong principles, and intentional planning.
Brian Ouya Bosire
ReplyDeleteKenya
Cohort 5 (batch D)
Group Q
Splendid lesson, I've learnt that effective leadership is built on a foundation of clear vision, strong values, and achievable goals. Through this module, I've gained a deeper insights of how crafting a personal and team vision helps guide actions and decisions, ensuring everyone is working towards a common objective. I've also learnt the importance of aligning leadership with core values, which fosters integrity, resilience, and inspiration, ultimately leading to more authentic and impactful leadership. Additionally, I've learnt how setting SMART goals provides a roadmap for success, enabling leaders to stay focused, measure progress, and celebrate small wins along the way. By applying these principles, I've gained valuable insights into how to lead with purpose, influence others, and create meaningful impact in my community, particularly in the context of financial literacy and youth empowerment.
Olerile Phillip
ReplyDeleteBotswana
COHORT 5 BATCH D (group Q)
From this module I learnt that leadership starts with clarity, knowing the future you want to build, the principles that guide you and the steps required to get there. A clear vision gives direction, purpose and inspires others, values keep the leader honest, consistent and goals turns dreams to executable steps. As young leaders, this helps us teach students with intention, model integrity and push for meaningful impact. With unwavering values, grounded vision and practical goals, I'm better suited to lead a financially literate generation.
Brima Kargbo
ReplyDeleteSierra Leone 🇸🇱
Cohort 5
Batch -D
Group-N
My key takeaway from this module is that you can build personal vision through imagination.
That's you can imagine the future by identifying passions, define success and write a clear vision.
As young leaders, we need clear and realistic goals that helps us to stay focused and create impact in our various communities.
Fifen Yayee Mefira
ReplyDeleteCameroon
Cohort 5
I have learned that leadership relies on vision, value and goal to succeed. Talking about vision, it relates that it's the bigger picture of the future that's a desire future. Values on the other hand shape your behaviour as you navigate through goal to achieve the vision.
The module takes about vision setting that should be SMART
Name: Daniel Deng aruop Deng
ReplyDeleteCountry: South Sudan
KAFI HUB: Cohort 5
Batch D group O
Summary
Leadership without direction is like sailing without a compass. This means, vision, values, and goals provide the essential guidance for young leaders aged 18–35, especially those spearheading financial literacy through KAFI Hubs in schools. This module will empower me to craft a compelling future, align actions with core principles, and turn aspirations into reality.
Start by crafting a personal vision: Envision my 5–10-year impact, like empowering youth to escape poverty via smart financial decisions. To achieve this, I should write a concise statement, such as "Empowering global youth for financial independence." For teams in KAFI Clubs, engage members to co-create a shared vision, fostering alignment and motivation.
I have understood that I must align with values—my inner compass of honesty, service, and resilience. Identify 3–5 core values through reflection, then live them consistently: Practice budgeting to model financial responsibility, using values to filter decisions and inspire trust.
Finally, I have learnt that I should set SMART goals: Specific, Measurable, Achievable, Relevant, Time-bound. Transform vague aims into actionable steps, like conducting five literacy sessions for 50 to 100 students in three months. This will help me to overcome challenges like procrastination by breaking goals into milestones.
Last but not less, I'm inspired by a Kenyan 22-year-old's success—launching three KAFI Clubs in six months—illustrates this. Vision paints the path, values ensure integrity, and goals drive progress. As a leader, influence starts here: Reflect on your vision, values, and three SMART goals to shape empowered communities. After completing this training. I am very sure the knowledge that I have acquired here will surely have an impact in my community and beyond.
Hezekial Marete
ReplyDeleteKenya
Cohort 5
SUMMARY
Effective leadership combines a clear vision, guiding values, and SMART goals: vision defines the long‑term impact you want personally and as a team, values (honesty, service, excellence, etc.) shape how you act and build trust, and SMART goals break vision into specific, measurable, achievable, relevant, time‑bound steps. Practical exercises—crafting personal and team visions, listing core values, and setting milestone‑based SMART goals—help young leaders align purpose with action, overcome obstacles, and drive measurable community impact.
Full Name: Teddy Sikakena
ReplyDelete- Country: Zambia
- Cohort: 6
- Batch: A
Leadership requires a clear vision, grounded in strong values and supported by achievable goals. Through this lesson, I learned that a vision provides direction and purpose, values serve as a moral compass that guides decisions, and goals offer measurable steps toward achieving success.
This insight made me reflect on how I sometimes engage in tasks without setting clear or specific goals, which often leaves me feeling unorganized and unfocused. Going forward, I am committed to practicing SMART goal setting ensuring my goals are Specific, Measurable, Achievable, Relevant, and Time-bound so that my daily activities align with my larger vision in life.
By integrating vision, values, and structured goal setting into my leadership journey, I believe I can become more focused, purpose-driven, and effective in making a positive impact within my community.Vision, value and goal are requisite compartments in leadership. While a leader is able to identify his vision and clearly articulates it alongside a shared or community vision should be clearly stated for commitment sake.
On the same hand, value which is an integral part of our being shows who a leader is and why he does his act. It is the core and hub of behavior, character and personality. Leaders are motivated, tenacious and by their values.
Goal, turns actions into results. As value guides actions, goals break down vision in small milestone for step by step accomplishment. It is important that leaders inhibit and exhibit this trio principle to legitimize their leadership.
Reply
Name: fatuma juma
ReplyDeleteCountry: kenya
Cohort 6 batch B
Group j
I've learned that vision is the mental picture of future , something you aspire to do.
Visions can be different depending on one's aspiration,the things that moves you to doing something particularly.
Visions guides you ,motivates and identifies the person you are.
Then we have values as the principles that guides your behaviour.
Goals are something you aim at. After achieving your vision, know your values and make goals.
For instance, my vision with KAFI is to establish a good environment in financial literacy. Goal is to ensure i reduce the rate of financial illiteracy in the community.
Cohort 5
ReplyDeleteAndrew Mufutu
Kenya
Goal setting ,
Types of goals
Goels for young leaders
Cohort 5
ReplyDeleteAndrew Mufutu
Kenya
Goal setting ,
Types of goals
Goels for young leaders
- Full Name: Tendaishe Mangena
ReplyDelete- Country: Zimbabwe
- Cohort: 6 Batch A Group E
- Short Summary: Vision, Values & Goal Setting:
I've learned that effective leadership requires a clear vision, strong values, and achievable goals. A vision provides direction and inspiration, while values guide behavior and decision-making. Goals, on the other hand, break down the journey into actionable steps.
Key takeaways from the lesson include:
- Crafting a personal and team vision is essential for leadership, providing clarity and direction.
- Values such as honesty, service, and excellence are crucial for leaders, ensuring integrity and trust.
- Setting SMART (Specific, Measurable, Achievable, Relevant, Time-bound) goals helps leaders stay focused and productive.
- Aligning leadership with vision and values inspires others and creates meaningful impact.
I've also learned about the importance of living one's values, demonstrating them in actions and decisions, and role-modeling them for others.
Name: Doreen Kajuju
ReplyDeleteCountry: Kenya
Cohort:6
Batch: A
From this module, I have learnt that effective leadership begins with clarity knowing where I am going (vision), what guides my actions (values), and the steps I will take to get there (goals). I now understand that a strong personal and team vision gives direction, motivation, and influence, especially when leading financial literacy programs among young people.
I have also learnt that my values are my inner compass and must be reflected in how I lead, communicate, and make decisions. Values such as honesty, service, and excellence are essential, especially when working with youth on money-related topics.
Finally, I have learned the importance of setting SMART goals that are specific, measurable, achievable, relevant, and time-bound to turn my vision into real impact. This module has shown me how to combine vision, values, and structured goals to become a purpose-driven leader who inspires change in schools and the community.
Full name: Charity Mung'omba
ReplyDeleteCountry: Zambia
Cohort: 6 batch B
Summary of what I have learnt:
In this module, I learned that effective leadership begins with having a clear vision, strong values, and well defined goals. A vision gives direction, inspiration, and purpose both personally and for the team I lead. Values act as my inner compass, guiding my decisions and ensuring integrity, especially when teaching financial literacy where trust is important. Finally, SMART goals help turn vision into action by making objectives specific, measurable, achievable, relevant, and time-bound. By aligning my vision, values, and goals, I can lead with clarity, inspire others, and make a meaningful impact in schools and communities through financial literacy.
NAME: MARIE ELLEN COLLEY COUNTRY: THE GAMBIA
ReplyDeleteCOHORT 6: ( GROUP C)
BATCH A
SHORT SUMMARY ON VISION, VALUES AND GOALS SETTING.
Vision, values and goals are crucial in leadership, because they help you to inspire and empower others. The future you want to create is your vision. It guides your action and give you direction, motivation, inspiration and identity. Your values are you principles that guides you behaviour as a leader, it it build by integrity, resilience and inspiration. And the step of where you are now and where you want to be is your goal. Goals are achievable step. Without goals, there is vision and values.
- Full Name: Sebabatso Makhetha
ReplyDelete- Country: South Africa
- Cohort: 6 (Batch B)
- Short Summary:
This module taught me the importance of developing a strong clear vision that gives direction and motivation helping me imagine a future I want to create for myself and those in my community rooted with values that act as a moral compass, guiding my decisions and behavior, these morals will shape my integrity and consistency as I will model them trough my daily actions and interactions with those around me as well as practical goals that I would need to maintain, measure and achieve in order for me to have a meaningful impact as a foundation of effective leadership. I also learned that leadership is not only about influence but also purpose and action that we take.
Cohort 6 Kenya
ReplyDeleteVision is the picture of a future you want to create.vision gives direction and motivates when there is challenges.
Values are your onner compass it guides you.They help build integrity and trust.
Goals help you stay focused,track the process and achieve the outcome.a good Goal is SMART
SPECIFIC,MEASURABLE,ACHIEVABLE,relevant and timebound
Full Name: Claytos Chimoto
ReplyDeleteNation: Zimbabwe
Cohort: 6
Batch: A
Leadership aligns with planning and having financial literacy purpose, this make vision, values and goal setting cornerstones of transformational and creative leader. A vision gives purpose and direction to the leader and his/her subordinates. It is a broad societal picture diverse leaders and stakeholders work towards achieving in a certain time interval. A vision inspire youths to unlock their financial literacy capacities and eventually move in the right direction towards personal, societal and national development. Values are a moral compass of good leaders who apply servant leadership and empathise with the challenges of people who they are teaching financial literacy. The core values capacitate the leader to always treat others diplomatically and earn sustainable respect from engaging with beneficiaries through inspiration and becoming a role model. Effective goals are SMART and they clearly present the intent of the financial literacy leader which spark effective action. Personal and professional goals should be clearly separated in terms of scope. Small steps in goals result in positive contribution towards achieving a vision.
Frankline Gor
ReplyDeleteKenya
Cohort 6 (Batch A)
Vision, values and goals are the three pillars of visionary youth leaders. As an ambitious youth we ought to have clear vision to guide us in the right direction. Strong values guides our behaviour and set utmost needed integrity as a leader with known direction. Lastly we should set both long and short term smart goals to set the direction clear on where we are headed to.
Name Tanatswa Mandizha
ReplyDeleteCountry Zimbabwe
Cohort 6
Batch A
Summary
A vision is a big picture that guides actions to create a future. Visions create direction, motivate, inspire and define who we are. The module provides an exercise to create our own leadership vision and also a team vision.
Values are principles which guide your behaviour. Values matter because they a cultivate a sense of integrity, reliance and inspiration. Identifying your core values helps us align with leadership.
The module emphasises the SMART goal framework.
Name: Brivin Muia
ReplyDeleteCountry: Kenya
Cohort: 6
Batch A
Summary:
We as KAFI leaders we should have a vision to empower local communities with financial literacy knowledge. The vision helps to give directions, motivate, and inspire us on our goals hence having sustainable future, creating wealth and independence.
we should inspire people, have integrity and be resilient as we traing young people on the financial literacy.
As leaders we should set smart goals either personal, professional or community-based goals
Name: Lizzy Zizila
ReplyDeleteCountry: Zambia
Cohort: 6
Batch: A
From this module, i have learnt that as young leader i must have a vision, values and goals. A vision matters because it gives direction, motvation and inspiration while values gives integrity, resilience and goals helps to stay focused and measure progress.
Finally, i have also learnt to set SMART goals which are specific, measurable, achievable, relevant and time-bound. And also to overcome goal setting challenges by starting small and being consistent.
Full name: Sunday Chanda
ReplyDeleteCountry: Zambia
Summary of what I have learnt:
I have learnt that effective leadership begins with having a clear vision, strong values, and well-defined goals. Vision provides direction and inspiration, helping a leader understand the future they want to create. Values act as a compass for decision-making, guiding how a leader behaves and builds trust, especially when working with young people on financial literacy. I have also learnt the importance of setting SMART goals—specific, measurable, achievable, relevant, and time-bound—as a way to translate vision into action. This module has shown me how personal vision, values, and goals work together to shape purpose-driven leadership, enabling me to influence students, strengthen KAFI Clubs, and make meaningful impact in schools and communities.
Mellen otieno
ReplyDeleteKenya 🇰🇪
Cohort 6
Batch B
I have learnt that vision, values and goals are core pillars in leadership, with this three values,a leader is able to inspire others and shape communities for up coming generations. Vision provides direction, values guide behaviours while goals break down the journey to achievable steps
NAME:NIYIBITANGA STRATTON
ReplyDeleteCOUNTRY:BURUNDI
COHORT:6
BATCH:E
Vision in leadership is something that is very important.A leader inspiring others for a better future must know first where to go,why to go there and how to bring others along.This calls vision,values and goal setting and make them the cornerstones of leadeship.
In order to reach to effective leadership,young leaders must be skilled in crafting a personal and team vision,aligning leadership wit values and setting SMART goals,In this section of study,we see that vision is a mental picture of the future you want to create.Vision must be both personal and collective.It us important to note that vision matters for young leaders as it gives direction,motivation,inspiration and identity. We can alson consider values as the principles and beliefs that guide someone's behavior.they are one's inner compass.
As seen above that vision shows where to go,for values the mission is to dictate how you get there.
Then we are called to know the importance of our values and live them in order to reach effective leadership,young.we can also conclude this small summary by defining the importance of goals qs providing the steps to get to our leadership.
Full name:
ReplyDeleteAbariche Emelia
- Country:
Ghana
-Cohort 6: Group A
- Summary of what you have learnt:
I have learnt that effective leadership begins with having a clear vision, strong values, and realistic goals. Vision helps me define the future I want to create, both personally and as part of a team, and it gives direction, motivation, and inspiration. I also learned the importance of identifying and living by my core values, as they guide my decisions, build integrity, and strengthen trust especially as a leader teaching financial literacy. The module also taught me how SMART goals (Specific, Measurable, Achievable, Relevant, and Time-bound) help turn vision into action by breaking big dreams into practical steps. Overall, I now understand that leadership is not about position but influence, and by aligning my vision, values, and goals, I can make a meaningful impact in schools and communities through the financial literacy movement.
Name: iting Gloria amoke
ReplyDeleteCountry:south sudan
Cohoort 6 batch B
From the lesson, I learned that effective leadership stands on three pillars:
-Vision Your inspiring picture of the future. It gives direction and motivates others.
-Values Your inner compass (e.g., honesty, service). They build trust and integrity, especially in financial literacy leadership.
-SMART Goals Specific, measurable, achievable, relevant, and time-bound steps that turn vision into action and impact.
Together, they create purpose-driven leadership:
Vision shows where you’re going, values guide your behavior, and goals provide the roadmap. Leadership is about influence, not position and that influence starts with clarity in vision, strength in values, and commitment to goals.
Akem Aurelia Njang
ReplyDeleteCameroon
Cohort 6 (B)
Leadership is not about the position, it's about the influence. As a leader sometimes I focus more on the position, create a vision yet without SMART goals or work without a vision at all.
This course has taught me to consider my personal vision and team vision, incorporate my values and make sure I set small yet consistent SMART goals that will permit me to achieve the vision.
Leadership is about leaving my life, being a role model and influencing change.
Name : Ntsane Mosanteli
ReplyDeleteCountry: Lesotho🇱🇸
Cohort: 6
Vision, Values and Goal setting said it all and I hardly believe this saying "Leadership without direction is like sailing without a compass" that's the critical part where by an entrepreneur has to embark on his/ her goals despite the challenges you may come across.This is where vision, values, and goal setting become the cornerstone of effective leadership.For young people who are stepping into leadership, especially who are entrepreneurs should be self-driven and purpose-driven leadership because you become an expect of what you master most due to the experience gained from the ground.You are not only building your own future but also shaping the financial habits of the next generation. The more you master this plan the smarter you get to be recognised as a critical thinker and problem solver who clarifies strong vision, strong values, and achievable goals.Leadership role goes beyond personal ambition, you must inspire others. An entrepreneurship leadership vision ensures everyone is aligned and motivated with honesty aligned by personal descipline.A leader who values service will put people before personal gain.Values ensure you lead with consistency and trust.
KAFI thank you reminding: Leadership is not about position, it’s about influence and influence begins with vision, values, and goals.
Aaron Mlenga
ReplyDeleteMalawi
Cohort 6 Batch A
In this module, I came to understand that effective leadership begins with a clear vision, solid values, and carefully planned goals. A vision defines the future you hope to build, values shape how you behave, and goals provide the actionable steps needed to reach that vision. I also learned how to develop a personal vision, create a shared vision with a team, identify core values, and set SMART goals. The module highlighted that young leaders have the ability to motivate others, act with integrity, and create meaningful change in their schools and communities, particularly through promoting financial literacy.
Name: Christine Ndunge
ReplyDeleteCountry: Kenya
Cohort 6
Batch B
This module has taught me that good leadership needs a clear vision, strong values, and specific goals. Vision shows the future you want to create, values guide how you behave, and SMART goals help you take practical steps to achieve your plans. I have also also learned how important it is to lead with honesty, purpose, and consistency, especially when teaching financial literacy.
Name: Ongezwa Mlambo
ReplyDeleteCountry: South Africa
Corhot: 6
Batch: A. Group: D
When you started saving, you had plans, you had visions of what you want. And set goals for yourself and how do you want to achieve them, at what required time.
The visions you have for your future, your community, need action, in order to put them in action need you to be financially responsible and disciplined.
Knowing hard work and working towards what you want, doing everything according to your principles and not according to what other people think, course they can make you break your principles and loose focus along with your future, respect is earned not bought, the sooner we understand that the better.
Inspiring youth on how to set realistic goals, and how to work towards achieving those goals. Teaching them hard work and not to cut corners in whatever you do.
Name: Jasper Opio
ReplyDeleteCountry: Uganda
Cohort 6 (KAFI GROUP A)
In this session I learned that a clear personal vision is the foundation of purposeful growth. A vision is more than a dream,it is the picture of the future I am intentionally working toward. Understanding this helped me realize that without a defined direction, my decisions become reactive instead of strategic.
I also learned the importance of personal values as guiding principles that shape my actions, priorities, and character. Values act as an internal compass, helping me stay grounded, make ethical decisions, and remain consistent even when facing pressure or challenges.
The session emphasized that goal setting is the bridge between a vision and real results. Using SMART goals (Specific, Measurable, Achievable, Realistic, and Time bound) allows me to break down my long term vision into actionable steps. This structured approach helps me stay focused, track progress, and build discipline in my daily actions.
Overall, this session taught me that my vision drives my direction, my values guide my behavior, and my goals provide the roadmap. When all three are aligned, I can lead myself better, make meaningful choices, and move with clarity and confidence in both my personal life and community impact journey.
Full Name: Owino Mercy Atieno
ReplyDeleteCountry: Keya
Cohort: 6
It is important for young leaders to understand what Financial literacy is and how it it influences our vision.
Visions give us direction, motivation, inspiration and an identity of who we are and where we want to be.
Visions can be for just an individual or shared .
In shared visions, the values should be similar if goals are to be achieved.
The goals should be SMART and align with the values of the leaders involved.
Malawi
ReplyDeleteCohort 6 batch b grp l
Leadership requires a clear vision, grounded in strong values and supported by achievable goals. Through this lesson, I learned that a vision provides direction and purpose, values serve as a moral compass that guides decisions, and goals offer measurable steps toward achieving success.
This insight made me reflect on how I sometimes engage in tasks without setting clear or specific goals, which often leaves me feeling unorganized and unfocused. Going forward, I am committed to practicing SMART goal setting ensuring my goals are Specific, Measurable, Achievable, Relevant, and Time-bound so that my daily activities align with my larger vision in life.
By integrating vision, values, and structured goal setting into my leadership journey, I believe I can become more focused, purpose-driven, and effective in making a positive impact within my community.
Audrey Mutale
ReplyDeleteZambia
Cohort 6
Batch A
Leadership with a direction is like sailing without a compass.
Crafting a personal and team vision: vision is something that gives you direction.
Vision motivates, gives identity, confidence.
Identify what motivates you in order to carry out the vision.
As a leader I must engage the group because I want to see everyone grow.
Aligning leadership with values: values dictate where you are going. Integrity, resilience, inspiration are the reasons why values matters in young leaders.
Discover your own values which help others build trust and confidence in you.
Practice financial responsibility not just preaching because students or any youths would love to see what you are doing.
Visions remains a dream when it is not being followed.
Goals are SMART.
Types of goals:Community goals, professional goals, personal goals.
Vision, values and goals provides a picture on how a financial literacy leader can lead or help others.
Kevin Wamalwa Manyonge
ReplyDeleteKenya
Cohort6 Batch A
Have learnt that Leadership requires a clear vision, grounded in strong values, and broken down into achievable goals. I learn that a vision provides direction, values act as a compass, and goals give measurable steps toward success. Personally, this made me reflect on how I sometimes pursue tasks without setting specific goals, which leaves me feeling unorganized. From now on, I will practice SMART goal setting (Specific, Measurable, Achievable, Relevant, Time-bound) so that my daily activities align with my bigger vision in life.
Full name :Shamim Chatama
ReplyDeleteCountry :Malawi
Batch. : B
Cohort. :6
Group : I
Key Take Aways
I have learnt that effective leadership begins with not only having a clear vision but also strong values and achievable goals. Vision gives direction for both my personal journey and for the young people I guide in financial literacy. As a Malawian woman balancing work, business, and community service, this module showed me the importance of imagining the future I want to create and using that picture to stay motivated and focused. I also learnt that values such as integrity, service, and excellence act as my compass, shaping how I make decisions and how I show up as a leader.
Most importantly, I now understand how to turn big dreams into action through SMART goals that are specific, measurable, realistic, relevant, and time-bound.
This module has strengthened my ability to lead with purpose, inspire students, and contribute meaningfully to building financially empowered communities through KAFI Clubs.
ReplyDeleteKodjo Nukunu Emmanuel ADOGLI
Togo
Cohort 6
Batch A
Vision opens our eyes on how we want to see the morrow, Values make our mind be stick with the behaviours worth having and Goals sharpen our direction. This module has thought me the importance of making our destination clear for us to a model for us first and for others.
Princess Otumanye
ReplyDeleteCOHORT 6
BATCH B
How to be a purpose driven leader requires a clear vision, values and realistic goals.
A vision is futuristic, meaning having a future outcome of what you are doing today. Leaders have both personal vision and that of where they are leading others.
Vision gives directions, motivates leaders to work, inspires other people to embrace your ideas and tells who you are.
Creating a personal visions involves knowing what you want while a team vision requires a comment groups among members.
Values are principles and beliefs that guide how you get to the vision. We need to identify our values and consistently live by them.
Goals are small steps towards the vision. Leaders have personal goals, professional goals and community goals.
As leaders,we need to set clear vision, identify values and set Smart goals.
Name: Noragbai P Naimah
ReplyDeleteCountry: Liberia
Cohort 6 (Batch A)
Group C
Summary of What I Learned
I learned that effective leadership begins with clarity knowing where I am going, why it matters, and how to guide others there. Vision gives direction and inspiration, helping leaders stay motivated and attract others toward a shared purpose. I also learned how to craft both a personal and team vision that aligns with my passions, long-term aspirations, and the impact I want to create in my community through financial literacy.
The module also highlighted the importance of values as a leader’s inner compass. Values such as honesty, service, and excellence shape how leaders make decisions, build trust, and model responsible behavior for students.
Finally, I learned that setting SMART goals is essential for turning vision into action. Clear, measurable, realistic, and time-bound goals help track progress, maintain focus, and achieve meaningful results. Together, vision, values, and goal-setting form the foundation of purpose-driven leadership.
Name: Sheril Olal
ReplyDeleteCountry: Kenya
Cohort: 6
Batch: B
Group: H
learned that effective leadership begins with having a clear vision, strong values, and well-structured goals. Vision gives direction and purpose, helping leaders know where they’re going and inspiring others to follow. I learned how to craft both a personal vision and a team vision, especially in the context of financial literacy work within schools and communities.
I also learned that values act as a leader’s compass. They shape character, guide decision-making, and build trust. Identifying and living by core values such as honesty, service, excellence, or responsibility is essential especially when teaching financial literacy where integrity is key.
Finally, I learned how goals turn vision into action. The SMART framework ,Specific, Measurable, Achievable, Relevant, and Time-bound helps break big dreams into practical steps. Setting personal, professional, and community goals ensures consistent progress and measurable impact.
Overall, the module taught me that leadership is about clarity, consistency, and intentional action. With a strong vision, grounded values, and SMART goals, I can influence others, lead confidently, and make meaningful contributions through KAFI Clubs and beyond.
Name:Sheril Olal
ReplyDeleteCountry: Kenya
Cohort: 6
Batch: B
Group: H
I learned that entrepreneurship is about spotting opportunities by observing problems in the community, listening to people’s needs, and following trends. I also learned how to turn these problems into practical business ideas and how to check if those ideas are realistic through feasibility testing, MVPs, and feedback. Overall, the module taught me to think creatively, solve problems, and guide students to become innovative and financially empowered leaders.
Precious Joseph
ReplyDeleteMalawi
Cohort D
I have learnt that vision is good for everyone and it helps one to know what he or she must achieve for a particular time create personal vision involves knowing what you're planning to and what you want to achieve
Bora Rwarinda
ReplyDeleteUganda 🇺🇬
Cohort 6 Batch A
Summary of what I have learnt:
I learned that leadership starts with having a clear vision. Vision helps me know where I want to go in life and what kind of change I want to see in my community. When I know my vision, it becomes easier to stay focused and guide others in the right direction.
I also learned that values are very important. Values guide how I behave and make decisions. When I lead with honesty, responsibility, and care for others, people trust me more and are willing to learn from me.
I learned that goals help turn vision into action. By setting simple and clear goals with timelines, I can take small steps toward my big dreams. This lesson helped me understand that vision shows the way, values guide my actions, and goals help me move forward step by step.
Jane Kimani
ReplyDeleteKenya
Cohort 6 batch A
A vision is the picture of the future one dreams of It gives directions of where one goes to. Values dictate how you forget to the dreams.
Goals breakdown the proceses into small
Juliet Mwatsaka
ReplyDeleteKenya
Cohort 6
Batch B
Having vision, values and goals is the cornerstone of good leadership.
Vision help us picture the future, values direct behaviour and goals keep us focused.
Having SMART goals written down and celebrating small wins motives and inspire people.
Identifying ones values like honesty, service and accountability fuel the impact of teaching financial literacy.
Leadership is about influence not power and to influence well we need to have clearly defined visions, values and goals.
Name: Ijeoma Joy Ezegbulam
ReplyDeleteCountry: Guinea
Cohort: 6 (Batch A)
Module Summary: Vision, Values & Goal Setting
This module emphasized the importance of having a clear vision, strong values, and well-defined goals as a foundation for effective leadership and personal growth.
Key lessons:
- Vision: A vision gives you direction and purpose. It helps you stay focused and motivated, especially during challenges.
- Values: These are the core principles that guide your decisions and behavior. Living by your values builds trust, integrity, and consistency in leadership.
- Goal Setting: Setting SMART goals (Specific, Measurable, Achievable, Relevant, Time-bound) helps turn vision into action. Goals provide a roadmap for progress and accountability.
Overall Insight:
Leadership without a clear vision and values lacks purpose. By aligning your goals with your values and long-term vision, you become a more focused, impactful, and inspiring leader.
Name. Paul Ochieng Otieno
ReplyDeleteCountry. Kenya
Cohort. 6
Batch .b
Group j
Moodle 2 focuses on vision and values for young leadership. It explains why having a clear vision is important, as it provides direction, purpose, and motivation for young leaders. The module guides learners on how to craft a personal vision by identifying goals, passions, and long-term aspirations. It also explores crafting a team vision that aligns members around shared goals and collective impact. Finally, the module highlights why values matter for young leaders, emphasizing integrity, accountability, and ethical leadership as foundations for trust, consistency, and sustainable leadership
Alexander Ogbolu
ReplyDeleteNigeria 🇳🇬
Cohort 6
Vision, value and goal are requisite compartments in leadership. While a leader is able to identify his vision and clearly articulates it alongside a shared or community vision should be clearly stated for commitment sake.
On the same hand, value which is an integral part of our being shows who a leader is and why he does his act. It is the core and hub of behavior, character and personality. Leaders are motivated, tenacious and by their values.
Goal, turns actions into results. As value guides actions, goals break down vision in small milestone for step by step accomplishment. It is important that leaders inhibit and exhibit this trio principle to legitimize their leadership.
- Nome completo: Fátima Jeremias Mimbire
ReplyDelete- País:Moçambique
- Turma:cohort group O
- Breve resumo: Visão, Valores e Metas são os pilares da estratégia, definindo o "Onde queremos chegar" (Visão), os "Como agir/princípios" (Valores) e os "O que fazer/resultados específicos" (Metas), sendo cruciais para guiar o propósito, a cultura e as ações de uma organização ou indivíduo rumo ao sucesso, transformando o sonho (visão) em passos concretos.
Name: Lavington Odhiambo
ReplyDeleteCountry: Kenya
Cohort: 6 Batch B
This module is about leadership that is anchored on vision, value and goals. As a leader in financial literacy you must have vision showing where you want to go with your team, the values that will take you there in line to integrity, inspiration and resilience. Finally as a leader you need to have goals, which will help you stay focused and productive and also to support you in measureing your progress.
Full name Prince Mvula
ReplyDeleteCountry Zambia
Cohort 5
Batch D
Summary
Vision, values, and goals form the essential pillars of effective leadership development. A compelling vision articulates the future you strive to create, while your values serve as a moral compass, guiding your actions and decisions in alignment with your core beliefs. Goals translate that vision into achievable, actionable steps, ensuring progress. For young leaders aged 18–35 embarking on their careers and championing financial literacy in schools, this framework provides clarity, integrity, and strategic direction. By cultivating a strong vision, adhering to your values, and establishing SMART goals, you can inspire your peers, revolutionise educational environments, and positively impact communities for generations.