Taxes and Civic Responsibility


 


Introduction

Taxes are the backbone of any nation’s development. They fund essential services like schools, hospitals, roads, and security. Understanding taxes and civic responsibility helps citizens, especially young people, become active contributors to national progress.
This module teaches the importance of taxation, how it works, and the role of responsible citizenship in building strong economies.


1. What Are Taxes?

A tax is a compulsory payment citizens and businesses make to the government to fund public services and infrastructure.
Without taxes, governments cannot function effectively or meet citizens’ needs.

Examples of Public Services Funded by Taxes:

  • Education and public schools
  • Healthcare and hospitals
  • Roads, electricity, and water systems
  • Security and law enforcement
  • Waste management and environmental protection

2. Importance of Taxes in Nation Building

Taxes are not just money taken by the government, they are investments in the nation’s growth.
Key Roles of Taxes:

  1. Funding Development: Build roads, schools, and public projects.
  2. Reducing Inequality: Provide welfare programs and social support.
  3. Economic Stability: Enable governments to manage inflation and economic growth.
  4. Civic Duty: Encourage shared responsibility among citizens.
  5. Accountability: Promote transparency and demand for good governance.

3. Types of Taxes

Taxes come in different forms depending on what is being taxed.

  1. Income Tax: Charged on money individuals or businesses earn.
  2. Value Added Tax (VAT): Added to the price of goods and services (currently 7.5% in Nigeria).
  3. Company Tax: Paid by registered businesses based on profit.
  4. Property Tax: Charged on land or buildings owned.
  5. Customs Duties: Paid on goods imported or exported.
  6. Excise Duties: Paid on locally produced goods like alcohol or tobacco.

4. How Taxes Work

Taxes are collected by government agencies such as:

  • Federal Inland Revenue Service (FIRS) – for federal taxes.
  • State Internal Revenue Service (SIRS) – for state taxes.
  • Local Government Revenue Offices – for local levies.

Citizens and businesses are expected to register with tax authorities, declare their income honestly, and pay taxes when due.


5. Taxpayer’s Rights and Responsibilities

Rights:

  • To be treated fairly by tax officials.
  • To receive receipts and records for all payments.
  • To know how tax money is used.
  • To challenge unfair tax assessments.

Responsibilities:

  • Register with the tax authority.
  • Declare income truthfully.
  • Pay taxes promptly.
  • Keep proper financial records.
  • Report fraud or corruption.

6. Civic Responsibility

Civic responsibility means doing your part as a good citizen to make society better. Paying taxes is a key aspect of civic responsibility, but it also includes:

  • Obeying laws and regulations.
  • Voting during elections.
  • Protecting public property.
  • Participating in community service.
  • Promoting honesty and transparency.

Key Message: Good citizens don’t just demand good governance, they practice it.


7. Tax Evasion vs. Tax Avoidance

  • Tax Evasion: Illegal act of not paying taxes (e.g., hiding income or falsifying records). It attracts penalties or imprisonment.
  • Tax Avoidance: Legally reducing tax payments through exemptions or incentives (e.g., investing in government bonds).

Example: A business that fails to declare profits commits tax evasion, while one that donates to charity for tax deduction practices tax avoidance legally.


8. The Role of Youth in Promoting Tax and Civic Awareness

Young people play a vital role in shaping a culture of responsibility.
They can:

  • Educate peers about the importance of taxes.
  • Use social media for civic education campaigns.
  • Volunteer in community development initiatives.
  • Advocate for transparency in tax spending.
  • Lead school or campus-based financial literacy clubs focused on civic duties.

9. Teaching Taxes and Civic Responsibility in Schools (KAFI Clubs)

In KAFI Clubs, students can:

  • Simulate government budgets to learn how taxes fund services.
  • Create “citizen report cards” to track local community needs.
  • Organize school campaigns on responsible citizenship.
  • Role-play government, taxpayers, and citizens to understand civic duties.

10. Common Challenges in Tax Compliance

  1. Lack of awareness or education.
  2. Corruption or mismanagement of funds.
  3. Poor record-keeping by small businesses.
  4. Fear of government agencies.
  5. High tax rates without visible impact.

Solutions:

  • Financial literacy education.
  • Transparent governance.
  • Simplified tax processes.
  • Digital payment systems.

11. Global Perspectives on Taxation

  • Africa: Many countries rely on indirect taxes like VAT; digital tax systems are emerging.
  • Europe: Strong tax compliance supports welfare systems.
  • Asia: Focus on business taxation and community participation.
  • North America: Tax incentives encourage entrepreneurship.

12. Practical Exercises

  1. Budget Simulation: Create a school or community budget funded by “mock taxes.”
  2. Debate: “Should citizens refuse to pay taxes if government services are poor?”
  3. Community Project: Organize a civic responsibility awareness campaign.
  4. Reflection Journal: Write about one civic duty you perform regularly.

Conclusion

Taxes and civic responsibility are essential for nation-building. By understanding how taxes work and fulfilling civic duties, young people strengthen democracy and promote sustainable development.


Kindly share a summary of what you have learnt in the comment below in this format:

- Full name:

- Country:

- Summary of what you have learnt:




163 comments:

  1. Harold Handema
    Zambia
    Taxes are compulsory payments made to the government to fund public services and infrastructure. They play a crucial role in nation-building by funding development, reducing inequality, and promoting economic stability. Taxes come in different forms, including income tax, VAT, company tax, and property tax. Citizens have rights and responsibilities when it comes to taxes, including registering with tax authorities, declaring income honestly, and paying taxes promptly. Civic responsibility extends beyond paying taxes to include obeying laws, voting, protecting public property, and promoting honesty and transparency. Young people can promote tax and civic awareness by educating peers, using social media, and participating in community development initiatives. Understanding taxes and civic responsibility is essential for building a strong and sustainable economy.

    ReplyDelete
  2. HAKIZIMANA TheonesteOct 14, 2025, 4:28:00 PM

    HAKIZIMANA Theoneste
    Rwanda

    I have learnt that taxes are very important for a country’s development because they fund public services such as education, healthcare, roads, and security. Paying taxes is a civic duty that supports good governance and economic growth. I also learnt the difference between tax evasion, which is illegal, and tax avoidance, which is legal when done properly. As young people, we should promote awareness about taxes, encourage transparency, and take part in community development. Understanding taxation and civic responsibility helps us become active, responsible citizens who contribute to national progress.

    ReplyDelete
    Replies
    1. Mellen otieno
      Kenya
      Cohort 6
      Batch B
      Group j
      Taxes support nation building by funding essential public service and development project. Financial literacy teaches youth and community on how promote tax awareness and accountability for sustainable development

      Delete
  3. Malama pole
    Zambia

    Summary: This module taught me the importance of taxes and civic responsibility in nation-building. I learned about different types of taxes, taxpayer's rights and responsibilities, and the role of youth in promoting tax and civic awareness. By understanding taxes and fulfilling civic duties, young people can contribute to sustainable development and strengthen democracy.

    ReplyDelete
  4. Nyapendi Margret
    Uganda🇺🇬
    Taxes are a citizen’s contribution to government revenue used to provide essential services like roads, schools, and hospitals. Paying taxes is part of civil responsibility—showing commitment to national growth and accountability.

    Responsible citizens understand that taxation supports collective progress and good governance.

    Paying taxes is both a duty and a contribution to nation-building.

    ReplyDelete
  5. Olivia Kamphale
    Malawi

    Summary:
    Taxes are payments we make to the government to fund public services like schools, hospitals, and roads. Paying taxes is a civic responsibility, which means it's our duty as citizens to contribute to our country's development.

    When we pay taxes, the government uses that money to provide essential services and infrastructure. In return, citizens have rights, such as being treated fairly by tax officials and knowing how tax money is used.

    Young people can play a role in promoting tax awareness and civic responsibility by educating others, volunteering in their communities, and advocating for transparency in tax spending. By working together, we can build a better society.

    ReplyDelete
  6. Steve Zimheni
    From Zimbabwe

    From this module on taxes and civic responsibility, I learned that taxes are essential for a country's development, funding public services like schools, hospitals, and roads. I understood the different types of taxes, including income tax, VAT, and property tax, and the importance of fulfilling civic duties as a citizen. I also learned about taxpayer rights and responsibilities, the difference between tax evasion and tax avoidance, and the role of youth in promoting tax awareness and civic responsibility. By understanding taxes and civic responsibility, young people can contribute to national progress and sustainable development.

    ReplyDelete
  7. JAMES MANINJALA
    MALAWI
    My summary for Day 9 – Civic Responsibility
    Financial Literacy: Taxes, Government & Economy
    This session helped me understand how taxes and government policies influence the economy. Financial literacy empowers citizens to hold leaders accountable and make informed financial choices even during economic shifts like inflation or recession.
    Personally, I realized that being financially literate makes me a more active and responsible citizen.

    ReplyDelete
  8. Molly Madichi
    Country: Zambia
    Summary: From the module I have learnt that taxes are vital for national development as they fund essential services like schools, hospitals, roads, and security. I now understand that paying taxes is not just a financial obligation but an act of civic responsibility that supports growth, equality, and accountability in society. The module has also taught me the different types of taxes, how they are collected, and the rights and responsibilities of taxpayers. I’ve learned that avoiding taxes harms development, while compliance promotes progress and transparency. Most importantly, I’ve realized that as a young person, I have a role to play in promoting tax awareness, responsible citizenship, and honesty to help build a stronger and more sustainable nation.

    ReplyDelete
  9. Adewuyi Anuoluwapo Damilola
    Nigeria
    Tax is very important because most of the development was done through the payment of tax .As a citizen of a country we must see it as our responsibility so we could enjoy our right.Tax is payed in different way and this helping the difference sector of the economy.As a KAFI leader we must educate the student th important of payment of tax through storytelleing and also through debate.Tax should not be avoided .

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  10. Chisomo chikanongo Malawi.
    This lesson explains that taxes are essential for nation-building and sustaining government services. However, high tax rates without visible development often reduce public trust. To address this, the lesson highlights the importance of financial literacy education, transparent governance, simplified tax processes, and the use of digital payment systems to

    ReplyDelete
  11. Emmanuel Oche Samuel

    Nigeria

    Taxes are our civic duties, it shows commitment to the nation and sustaining government's services. However there are several backslash on tax payment which is caused by tax evasion and avoidance simple because of the lack of awareness or education, corruption or mismanagement of funds, poor record-keeping by small businesses, fear of government agencies, high tax rates without visible impact therefore, revenue deficit. Meanwhile, government and tax agencies whether (FIRS) for federal taxes, (SIRS) for state taxes or Local Government Revenue Offices, should favor financial literacy education to enlighten the public, be transparent in dealing with tax funds and simplify tax processes.

    ReplyDelete
  12. Sikhulile Hlatjwako, Eswatini
    Globally, taxation systems reflect different economic priorities and social structures. In Africa, many countries depend on indirect taxes such as VAT, with digital tax systems gradually emerging. Europe’s strong tax compliance supports comprehensive welfare programs, while in Asia, emphasis is placed on business taxation and community involvement. In North America, tax incentives are often used to stimulate entrepreneurship and innovation.

    ReplyDelete
  13. Full name: David Kwame Vifah
    Country: Ghana

    Summary of what you have learnt:
    I have learnt that taxes are the foundation of national development, funding essential services such as education, healthcare, and infrastructure. Paying taxes is not just a legal duty but a civic responsibility that shows commitment to nation-building. I now understand the different types of taxes, taxpayers’ rights and responsibilities, and the difference between tax evasion and tax avoidance.

    This module also taught me that good citizenship goes beyond paying taxes — it includes honesty, community participation, and promoting transparency. As a young leader, I can help raise awareness about tax education, encourage accountability, and advocate for responsible citizenship to strengthen our nation’s growth.

    ReplyDelete
  14. Victor Osaba ongala Kenya I have learnt the importance of taxes in nation building and types of taxes

    ReplyDelete
  15. Mission kumwenda
    Malawi 🇲🇼
    In this module I have learnt that Taxes are not just money taken by the government, they are investments in the nation’s growth.
    Key points to take

    Funding Development: Build roads, schools, and public projects.
    Reducing Inequality: Provide welfare programs and social support.
    Economic Stability: Enable governments to manage inflation and economic growth.
    Civic Duty: Encourage shared responsibility among citizens.
    Accountability: Promote transparency and demand for good governance.

    ReplyDelete
  16. Mboh Honorine
    Cameroon 🇨🇲

    Mboh Honorine
    Cameroon 🇨🇲

    Taxes are compulsory fees we pay to ensure funding of government projects. We either contribute indirectly or directly through income, VAT, company, property, excise taxes. The government uses this to fund for projects for community development, regulate the economy ensuring fair competition, fund education etc
    Taxes are thus an investment in economic development. I have to responsibility of registering in tax offices, honestly declaring my income, paying tax on time and reporting any tax fraud. Tax evasion is absenting from tax through illegal means while avoidance is legal exclusion from tax. I shouldn’t evade tax but rather comply and promote compliance

    ReplyDelete
  17. Jofrey Wilfred Bubelwa
    Tanzania
    In this module I have learnt that as a patriotic citizen it is very important to participate in paying taxes for the country's development. The taxes normally used to improve and promoting sectors such as schools, hospitals as well as infrastructures.

    ReplyDelete
  18. Am Janet Musate from Malawi.
    Taxes are compulsory payments to government that fund essential public services like education, healthcare, infrastructure, security, and environmental protection. Taxes in Nation Building, reduce inequality, stabilize the economy, encourage civic duty, and promote government accountability. Common taxes include income tax, VAT, company tax, property tax, customs duties, and excise duties on goods like alcohol and tobacco. Taxpayer’s Rights and Responsibilities, Rights include fair treatment, receipts, transparency, and challenging unfair assessments. Responsibilities include registration, truthful declaration, timely payment, record-keeping, and reporting fraud. Good citizens practice good governance. Tax evasion is illegal non-payment; tax avoidance is legal reduction using exemptions or incentives. Youth can educate peers, run social media campaigns, volunteer, advocate for transparency, and lead financial literacy clubs on civic duties. Challenges include low awareness, corruption, poor record-keeping, fear of tax agencies, and high rates without clear benefits. Solutions involve education, transparency, simplification, and digital systems. Understanding and fulfilling these duties empower youth to strengthen democracy and support sustainable development.

    ReplyDelete
  19. Dineo Lorraine Mphuti
    South Africa
    Tax is the certain amount you pay either when you purchase or through income. Now it's a person's responsibility to make sure that they familiarize themselves with the information regarding tax so that they know ejat exactly their tax is used for and how it paid. Tax builds a nation through funding development, reducing inequality, accountability and economic stability.

    ReplyDelete
  20. Tadala Kandeya
    From Malawi 🇲🇼
    From this module, I have learnt that taxes are compulsory payments by citizens and businesses to fund essential public services like education, healthcare, infrastructure, security, and environmental protection, enabling effective governance and meeting societal needs. They play key roles in nation building by funding development, reducing inequality, supporting the economy, and ensuring stability. Types include income tax, VAT, company tax, property tax, customs duties, and excise duties, collected by agencies such as FIRS (federal) and local offices. Taxpayers have rights to fair treatment, receipts, transparency on usage, and challenging assessments, with responsibilities to register, declare truthfully, pay promptly, keep records, and report fraud. Civic responsibility involves paying taxes as part of broader duties like obeying laws, voting, protecting property, community service, and promoting honesty. Tax evasion is illegal and punishable, while avoidance uses legal exemptions or incentives. Youth can promote awareness by educating peers, running social media campaigns, and volunteering in community development.

    ReplyDelete
  21. Benjamin Otema
    Kenya
    Being tax compliant is one of the many civic responsibilities. Taxes help run the government. With collected taxes, the government is able to fund essential services like education, health and infrastructure. In so doing, it ensures equality in essential service delivery.
    There are different types of taxes including income tax, property tax, import tax, VAT, excise duty, among others.
    Evading tax is illegal, punishable by law. But there is a legal way of lowering your tax payable, giving to charity being one example.
    While citizens are required to pay taxes, they also have rights as far as the exercise is concerned. They have a right to fair treatment by the authorities, right to know how their taxes are spent, among others.
    Responsible citizens pay taxes to sustain their governments.

    ReplyDelete
  22. Full name: Christine Caramba-Coker
    Country: Sierra Leone
    Summary of what I have learnt:
    I learnt that taxes are vital for nation-building as they fund key public services such as education, healthcare, and infrastructure. Paying taxes is not just a duty but a civic responsibility that supports national growth and accountability. I also learnt the difference between tax evasion and tax avoidance, and how young people can promote tax awareness, transparency, and responsible citizenship through education and advocacy.

    ReplyDelete
  23. Blessmore Mahuka
    Country Zimbabwe

    In this module we learn more about taxes. As in the previous module taxes are the backbone of any economy and this is were the government gets money for social and economic development on schools , roads , infrastructure and health sector.

    Taxes are important cause they give us money . They ensure development and reduce inequality, the rich don't be become to rich and the money from taxes can be used to help people who are struggling. They also ensure economic stability and promote company accountability.

    People who pay tax have rights and responsibilities. They have the right to treated fairly by tax officials and to always receive receipts of all payments and to know how the government is using their tax money.

    While they have rights they are also responsible for registering with the tax authority and always paying their taxes on their true income Instead of a false one. they should also obey the laws and vote during elections .

    They should avoid criminal acts such as tax evasion , which is not paying your taxes or hiding your true income . Young people should therefore always pay their taxes and educate others on what taxes are and why they are important. They should also address some of the challenges that comes to taxes, like lack of awareness . Taxes are therefore essential for the development of the country and should therefore always be followed and young people should provide financial literacy education to other

    ReplyDelete
  24. Tumanjong Miranda
    Cameroon
    Day 9 Summary
    In this module, we are made to understand that taxes fund public services and infrastructure and therefore are essential for national development and citizen well-being. Citizens have rights and responsibilities to register, declare income, and pay taxes, while governments must ensure transparency and accountability, so trust is maintained. Tax evasion is illegal whereas tax avoidance uses legal incentives, and consequently financial literacy helps people distinguish between the two. Young leaders should promote tax

    ReplyDelete
  25. Shalisca T Gomile , Malawi.
    Taxes are important for national development because they fund essential services like education, healthcare, roads, and security. Paying taxes is not just a legal duty but a civic responsibility that supports good governance and community growth. I have understood that there are different types of taxes such as income tax, VAT, company tax, and property tax, each serving a unique purpose. Taxpayers have rights like fair treatment and transparency, and responsibilities such as registering, declaring income truthfully, and paying on time. I have also learnt that tax evasion is illegal, while proper tax avoidance through exemptions is allowed. As young people, we can promote tax awareness by educating others and participating in community initiatives. Understanding taxes helps us become responsible citizens who contribute to Malawi’s sustainable development.

    ReplyDelete
  26. Joseph Phiri
    Zambia

    I've learnt that taxes are a crucial part of nation-building, funding essential services like education, healthcare, and infrastructure. Understanding taxes and civic responsibility helps citizens, especially young people, become active contributors to national progress. I've gained knowledge on the importance of taxes in funding development, reducing inequality, and promoting economic stability. I've also understood the different types of taxes, including income tax, VAT, company tax, and property tax, and how they work. Additionally, I've learnt about the rights and responsibilities of taxpayers, the role of youth in promoting tax and civic awareness, and the importance of transparency and accountability in tax spending.

    ReplyDelete
  27. Full name: Eldien Elana Matroos
    Country: Namibia

    I have learnt that taxes are the foundation of a nation’s growth and development because they fund essential public services such as schools, hospitals, roads, and security. Paying taxes is not just a legal obligation but also a civic duty that promotes shared responsibility, accountability, and national progress. I learnt about the different types of taxes, including income tax, VAT, company tax, property tax, customs, and excise duties, as well as how these are collected and managed by various government agencies. Understanding taxes helps citizens recognize how their contributions support public welfare and economic stability.

    I also learned the value of civic duty, which includes voting, abiding by the law, maintaining public property, and taking part in community development. The distinction between tax evasion (which is criminal) and tax avoidance (which is legal) as well as the part that young people may play in raising tax awareness through advocacy, education, and transparency were also covered in the program. Overall, I've come to see that creating robust, just, and sustainable communities requires responsible citizenship, which is demonstrated by paying taxes and carrying out civic responsibilities.

    ReplyDelete
  28. Tinkhe Munthali from MalawiOct 15, 2025, 1:07:00 PM

    Paying tax is another form of civic duty. Government collect taxes for development of a country , Where they allocate it towards various social services, infrastructure and other government priorities.

    understanding tax and civic responsibility helps citizens to be responsible for the contribution of tax in the country for building strong economy.

    ReplyDelete
  29. - Full name: Jabir Tukur Bakiyawa
    - Country: Nigeria
    - Summary of what I have learnt:
    I have learnt that taxes are essential for funding public services such as education, healthcare, infrastructure, and security. They are not just payments but investments in national development. I now understand the different types of taxes including income tax, VAT, company tax, property tax, customs duties, and excise duties. I’ve also learnt the importance of civic responsibility, which includes paying taxes, obeying laws, voting, and promoting transparency. I understand the difference between tax evasion and tax avoidance, and the role of youth in promoting tax awareness through education, advocacy, and community service. As a KAFI leader, I will teach students how taxes work, encourage responsible citizenship, and help build a culture of accountability and civic engagement.

    ReplyDelete
  30. Seshther Banda
    Malawi

    Youth play a crucial role in promoting tax awareness and civic responsibility by:
    - Educating peers
    - Using social media for civic education
    - Volunteering in community initiatives
    - Advocating for transparency

    Through education and practical activities, young people can understand the importance of taxes and civic duties, ultimately contributing to nation-building and sustainable development.

    ReplyDelete
  31. Ivy Mwanguku
    Malawi
    I have learnt that taxes are the money people and businesses pay to the government to help run the country. Taxes are used to build schools, hospitals, roads, and provide other important services. Paying taxes is a civic duty that shows we care about our nation’s growth. There are different types of taxes like income tax, VAT, company tax, and property tax. I also learnt that tax evasion is illegal, but tax avoidance is legal when done properly. As young people, we should help others understand the importance of paying taxes, obey laws, and take part in building our communities. Good citizens support their country by being honest and responsible.

    ReplyDelete
  32. Tabe Mary Enow taku
    Cameroon
    This module highlighted the crucial role of taxes in nation-building and civic responsibility. I learned that taxes fund essential public services like education, healthcare, and infrastructure, acting as an investment in societal growth. Understanding the difference between tax evasion and avoidance is vital, as is recognizing the rights and responsibilities of taxpayers. Young people are instrumental in promoting tax awareness and civic duties through education and advocacy. Overall, fulfilling civic responsibilities and understanding taxes strengthen democracy and contribute to sustainable development.

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  33. Kapumbwe Samuel
    Zambia
    Through understanding tax and to their responsibility, youths can develop and lead positive sustainability on an economy

    ReplyDelete
  34. Eunice Louis
    Malawi
    The module explains that taxes are compulsory payments made by citizens and businesses to fund essential public services like education, healthcare, infrastructure, and security, thereby forming the backbone of national development. It highlights that paying taxes is not only a legal obligation but also a civic duty that promotes shared responsibility, accountability, and economic stability. The module covers different types of taxes such as income tax, VAT, company tax, property tax, customs, and excise duties and emphasizes taxpayer rights and responsibilities, including fair treatment, truthful income declaration, and timely payment. It also distinguishes between tax evasion and tax avoidance while underscoring the role of youth in promoting tax awareness, transparency, and community participation through education and advocacy. the module also teaches us that fulfilling civic duties like paying taxes, obeying laws, and engaging in community service strengthens democracy, supports sustainable development, and builds a responsible nation.

    ReplyDelete
  35. Chisomo Chimbayo from Malawi. From this module, I have learnt that taxes are essential for a country’s growth because they fund important services like education, healthcare, roads, and security. I learned that paying taxes is not just a legal duty but a civic responsibility that shows commitment to national development. The lesson also helped me understand the different types of taxes, the rights and responsibilities of taxpayers, and the difference between tax evasion and avoidance. Most importantly, I learned that as young people, we have a role to promote tax awareness, transparency, and good citizenship to help build a stronger and more accountable nation.

    ReplyDelete
  36. Nadine R Putana
    From Zimbabwe
    From this module of taxes taxes and civic responsibilities .l learnt that taxes are payments we make to the government to fund public services like schools, hospitals, and roads. Paying taxes is a civic responsibility, which means it is our duty as citizens to contribute to our country's development.
    When tax is paid the government uses that money to provide essential services and infrastructure. In return, citizens have rights, such as being treated fairly by tax officials and knowing how tax money is used.Also young people can play a role in promoting tax awareness and civic responsibility by educating others, volunteering and advocating for transparency in tax spending.

    ReplyDelete
  37. John Suab Kallon from Sierra Leone
    Through this module, I have learned that taxes are compulsory contributions made by individuals and businesses to the government, designed to fund public services, infrastructure, and national development. Taxes serve as the backbone of a country’s economy — enabling the government to provide essential services such as healthcare, education, security, sanitation, and road construction. They also help in reducing inequality by redistributing wealth and ensuring that resources reach marginalized communities.

    There are various types of taxes, including income tax, value-added tax (VAT), company tax, property tax, and customs duties, each contributing uniquely to national revenue. Understanding the different forms of taxation helps citizens appreciate how government functions are sustained and why compliance is essential.

    Citizens, therefore, have rights and responsibilities regarding taxation. These include the right to access transparent information about how taxes are used, and the responsibility to register with tax authorities, declare income honestly, and pay taxes promptly. When citizens fulfill their tax obligations, they contribute to nation-building, promote economic stability, and strengthen the social contract between the government and the people.

    Beyond taxation, civic responsibility encompasses a wider range of duties such as obeying laws, participating in elections, protecting public property, and upholding honesty, integrity, and accountability in all civic interactions. A strong sense of civic responsibility fosters national unity and ensures that citizens play active roles in governance and development.

    Furthermore, I have learned that young people play a vital role in promoting tax and civic awareness. They can do this by educating peers, using social media to share accurate information, engaging in community service, and supporting anti-corruption and transparency campaigns. By participating actively, the youth can help cultivate a culture of responsibility and patriotism that strengthens the nation’s development agenda.

    In conclusion, understanding taxes and civic responsibility is essential for building a strong, transparent, and sustainable economy. When citizens are informed, responsible, and proactive, they contribute not only to government revenue but also to a shared vision of progress, accountability, and inclusive national growth.

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  38. Grace Victoria Nkhoma
    Malawi
    Through this module l have learnt that tax is a compulsory payment citizens and businesses make to the government to find public services and infrastructure.importance of taxes in building nation like funding development, reducing inequality and economic stability and types of taxes such as company tax, property tax and custom duties and how taxes work by collecting taxes fro people through government agencies , l have also learnt rights of tax payers like to be treated fairly by tax officials, to know how tax money is used and responsibilities of them like to register with the tax authority .civic responsibility of taxpayer's.

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  39. Rejoice Chingagwe
    Malawi

    From today's module, i have learnt about taxes which are a compulsory payment that one has to pay as a citizen. These are a way of funding from education to healthcare to security. For one to pau tax, it is not a matter of legalitiy but a civic duty for a citizen. This in turn is promoting accountability and responsibility as well as stability economically.

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  40. Full name: Wilned Mhango
    Country: Malawi 🇲🇼

    Summary:
    I learnt that taxes are essential for national development, funding services like schools, hospitals, and roads. Paying taxes is a key civic duty that promotes accountability and shared responsibility. I now understand the different types of taxes, the difference between tax evasion and avoidance, and the role of youth in promoting tax awareness and responsible citizenship.

    ReplyDelete
  41. Name: Esau Kanu
    Country: Sierra Leone

    I have learnt that taxes are essential for a nation’s growth because they fund important services like schools, hospitals, roads, and security. Paying taxes and fulfilling civic responsibilities such as obeying laws, voting, and promoting honesty help build a better society. I now understand the different types of taxes, how they are collected, and the difference between tax evasion and tax avoidance. As a young citizen, I realize that being responsible - by paying taxes, staying informed, and encouraging others to do the same supports national development and good governance.
    Thank you.

    ReplyDelete
  42. Fatima Abass Kanu from Sierra Leone This module teaches that taxes are vital for national development, funding essential services like education, healthcare, and infrastructure. It explains different types of taxes, how they are collected, and the rights and responsibilities of taxpayers. It also emphasizes civic responsibility, such as obeying laws, voting, and participating in community development. Learners understand the difference between tax evasion (illegal) and tax avoidance (legal) and the important role youth play in promoting transparency, accountability, and responsible citizenship for a stronger economy.

    ReplyDelete
  43. Vincent Olwanda
    Kenya
    Summary
    I’ve learnt that taxes are vital for national development, funding essential services like education, healthcare, and infrastructure. Understanding different types of taxes and how they are collected promotes transparency and accountability. Civic responsibility includes paying taxes, obeying laws, voting, and community service. Youth play a key role in promoting tax awareness through education, advocacy, and leadership. Avoiding taxes harms development, while legal tax avoidance can support growth. KAFI Clubs can teach civic duties through simulations and campaigns. Responsible citizenship strengthens democracy and ensures sustainable development for all.

    ReplyDelete
  44. Phalane TEBATSO CASCHNER from South Africa.

    Taxes are compulsory payments that fund essential public services—schools, hospitals, roads, security, and infrastructure. Without them, governments cannot meet citizens’ needs or develop sustainably. Taxes play a key role: they finance development projects, reduce inequality through welfare, stabilize economies, and foster civic responsibility and accountability.

    There are several types: *income tax* on earnings, *VAT* (7.5 % in Nigeria), *company tax*, *property tax*, *customs and excise duties*. Collection is handled by the Federal Inland Revenue Service, State Internal Revenue, and local offices. Taxpayers have *rights*—fair treatment, receipts, information on fund use—and *responsibilities*—register, declare income truthfully, pay on time, keep records, report fraud.

    Civic responsibility extends beyond payment: obeying laws, voting, protecting public property, volunteering, and demanding transparency. *Tax evasion* (illegal) differs from *tax avoidance* (legal use of exemptions). Youth can drive change by educating peers, using social media, joining clubs, and advocating for transparent governance. Schools and KAFI clubs reinforce learning through budget simulations, debates, and awareness campaigns.

    Challenges include low awareness, corruption, poor record‑keeping, and high rates, but solutions—digital payments, simplified processes, and education—can improve compliance. Globally, Africa leans on VAT and digital taxes, Europe shows strong compliance, Asia focuses on business incentives, and North America offers tax breaks for entrepreneurship. Together, informed citizens and responsible taxation build strong, democratic nations.

    ReplyDelete
  45. Alinafe Mponda from Malawi 🇲🇼
    From this module on Taxes and Civic Responsibility, I have learnt that taxes are essential for a nation’s growth and sustainability. They are compulsory payments made by citizens and businesses to the government to fund important public services such as education, healthcare, roads and security. Paying taxes is not just a financial duty but an act of civic responsibility that supports national development and good governance.

    I now understand that there are different types of taxes, including income tax, VAT, company tax and property tax, each serving a unique purpose in supporting the economy. Taxpayers have both rights like fair treatment, transparency and accountability and responsibilities such as honest declaration, prompt payment and proper record keeping.

    I also learnt the difference between tax evasion, which is illegal and tax avoidance, which is legal when done within the law. Civic responsibility extends beyond paying taxes it includes obeying laws, voting, protecting public property, and promoting transparency.

    As a young person, I have a role to play in promoting tax awareness and responsible citizenship through education, social media advocacy, and community initiatives. Understanding taxes and civic responsibility empowers us to become active citizens who contribute to building a stronger, fairer and more sustainable Malawi.

    ReplyDelete
  46. Full name: mark Injendi mutoro
    Country: Kenya
    Summary: Taxes and civic responsibility,
    Tax is a compulsory payment citizens and business makes to the government to fund services and infrastructure in places such as schools, healthcare and roads.
    Importance of taxes helps in funding development, economic stability and for accountability.
    Types of taxes include income taxes and value added tax,
    Responsibilities include register with tax authority, keeping proper financial records and. reporting fraud, challenges we have corruption and lack of education on financial literacy.
    Finally young leaders should educate others on taxes.

    ReplyDelete
  47. Buhle Simon MnguniNov 4, 2025, 8:41:00 PM

    Buhle Simon Mnguni
    South Africa

    What i have learned about Community Engagement and Advocacy, specifically focusing on Taxes and Civic Responsibility:

    - *Taxes are compulsory payments* made by citizens and businesses to fund public services and infrastructure, such as education, healthcare, roads, and security.
    - *Importance of Taxes*: funding development, reducing inequality, promoting economic stability, and encouraging civic responsibility and accountability.
    - *Types of Taxes*: income tax, VAT, company tax, property tax, customs duties, and excise duties.
    - *Taxpayer Rights and Responsibilities*: fair treatment, receipts, transparency, registration, honest declaration, prompt payment, and reporting fraud.
    - *Civic Responsibility*: obeying laws, voting, protecting public property, promoting transparency, and paying taxes.
    - *Tax Evasion vs. Tax Avoidance*: tax evasion is illegal, while tax avoidance is legal when done properly.
    - *Role of Youth*: promoting tax awareness, educating peers, using social media, and advocating for transparency and responsible citizenship.

    You can apply these concepts to promote financial literacy, inclusion, and sustainable development in your community, specifically focusing on taxes and civic responsibility.

    ReplyDelete
  48. Mary Orah from Malawi,,,,Summary of what I have learnt:
    I have learnt that being a good citizen means actively participating in community service, promoting honesty, and practicing good governance. I now understand the difference between tax evasion, which is illegal, and tax avoidance, which is a legal way to reduce taxes through incentives. I also learnt that young people play a key role in promoting tax and civic awareness by educating others, volunteering, and advocating for transparency. Financial literacy, good governance, and digital systems can help improve tax compliance. Overall, paying taxes and fulfilling civic duties are vital for nation-building and sustainable development.

    ReplyDelete
  49. Ebrima Touray
    Gambia
    From Taxes and Civic Responsibility, I learned that taxes are vital for national development as they fund essential services such as education, healthcare, and infrastructure.

    Understanding taxes helps citizens become responsible and active contributors to nation-building. I discovered the different types of taxes such as income, company, property, VAT, customs, and excise, and how they are collected by government agencies.

    The module also highlighted the rights and responsibilities of taxpayers, emphasizing honesty, record-keeping, and timely payments. I learned the difference between tax evasion and tax avoidance, and how youth can promote transparency and civic awareness through education and advocacy.

    Ultimately, paying taxes and fulfilling civic duties like voting and obeying laws are key to building accountable governments and sustainable communities.

    ReplyDelete
  50. Cynthia Manjawira from Malawi Taxes are payments we make to the government to support public services like schools hospitals roads and security. They help the nation grow reduce inequality and promote stability. Paying taxes is part of being a responsible citizen. We must register declare our income and pay what is due. Avoiding taxes harms development while legal tax planning is allowed. As young people we can promote tax awareness encourage transparency and lead by example in our schools and communities.

    ReplyDelete
  51. JAIRUS MAKOKHA MAYIKUVA
    FROM KENYA
    Taxes and civic responsibility are essential for nation-building. By understanding how taxes work and fulfilling civic duties, young people strengthen democracy and promote sustainable development.

    ReplyDelete
  52. Wongani William Mvula
    Malawi
    Taxes are our collective investment in a functional society, not just a government charge. When we pay income tax or VAT on goods, we directly fund the roads we drive on, the schools our children attend, and the hospitals that care for us. This is a core part of our civic duty. It’s a practical agreement, our contributions build national infrastructure, and in return, we can rightfully demand accountability and good governance from our leaders. Paying taxes is the fundamental action that builds a stable, developed nation for everyone.

    ReplyDelete
  53. Mohamed Babah Fofanah
    From Sierra Leone
    The presentation emphasizes that taxes are vital for national development, funding essential public services like education, healthcare, and security. It highlights the importance of understanding different tax types (income, VAT, property, etc.) and how they are collected by government agencies. Citizens have rights (fair treatment, transparency) and responsibilities (registering, paying taxes, reporting fraud). Civic responsibility involves obeying laws, voting, and participating in community service, with tax payment being a key aspect. The presentation distinguishes between tax evasion (illegal) and tax avoidance (legal). Youth play a crucial role in promoting tax awareness through education, advocacy, and community involvement. Schools can use clubs like KAFI to simulate government budgeting and civic activities. Challenges like corruption and lack of awareness hinder compliance, but solutions include financial literacy and transparent governance. Globally, tax systems vary, supporting different social and economic goals across regions.

    ReplyDelete
  54. Precious Helard
    Malawi

    Taxes fund public services and drive national development. Understanding taxation and civic responsibility helps citizens contribute to progress through honesty, accountability, and participation. Young leaders must promote tax awareness, transparency, and good governance, recognizing that paying taxes and fulfilling civic duties are vital acts of patriotism and nation-building.

    ReplyDelete
  55. Chisomo Mambiya
    Malawi
    Taxes are payments to the government that help fund schools, hospitals, roads, and security. They support development, fairness, and good governance. Citizens, especially youth, should learn to pay taxes, obey laws, vote, and help their communities. Avoiding taxes illegally is wrong, but reducing them legally is allowed. Young people can lead awareness campaigns, join school clubs, and promote civic responsibility to build a better nation.

    ReplyDelete
  56. Makaobola Mathapholane
    Lesotho

    Taxes and Civic Responsibility – Summary
    Taxes fund essential services like schools, hospitals, and roads, making them vital for national development. Paying taxes is both a legal duty and a sign of good citizenship.
    Key points:


    Taxes are compulsory payments that support public services and government functions.


    Importance: They fund development, reduce inequality, and promote accountability.


    Types: Income tax, VAT, company, property, customs, and excise duties.


    Civic Responsibility: Involves obeying laws, voting, protecting public property, and promoting honesty.


    Youth Role: Educate others, promote transparency, and lead community initiatives.


    Takeaway:
    Responsible taxpayers and active citizens build stronger, fairer, and more sustainable nations.

    ReplyDelete
  57. Blessings Matitha
    From Malawi

    Taxes are important for a country's growth because they help pay for essential services like schools, hospitals, roads, and safety. They are money people and businesses give to the government, which uses it to keep the economy stable, help reduce unfair differences between people, and make sure government works properly by being open and honest. There are different kinds of taxes, such as income tax, sales tax, company tax, property tax, and taxes on imported goods or special products. People have the right to be treated fairly and to know how taxes are used, and they also have responsibilities like registering with the government, truthfully reporting their income, and paying taxes on time. Being a responsible citizen means more than just paying taxes—it also includes following the law, voting, and helping out in the community. It's important to understand the difference between tax evasion, which is illegal, and tax avoidance, which is allowed by the law. Young people can make a big difference by learning about taxes and encouraging others through education and by speaking up for better practices. Problems like not knowing enough about taxes and corruption can be solved by improving financial knowledge, making government more open, and making tax systems easier to use. Teaching kids about taxes in schools through games and activities can help build a more responsible and caring society around the world.

    ReplyDelete
  58. Joy Ngum Ndalle
    Cameroon
    I have learnt that taxes are very important for a country’s development because they fund public services such as education, healthcare, roads, and security. Paying taxes is a civic duty that supports good governance and economic growth. I also learnt the difference between tax evasion, which is illegal, and tax avoidance, which is legal when done properly. As young people, we should promote awareness about taxes, encourage transparency, and take part in community development. Understanding taxation and civic responsibility helps us become active, responsible citizens who contribute to national progress.

    ReplyDelete
  59. Darwin Mkanya
    Malawi

    From this module, I have learnt that taxes are the foundation of national development because they fund essential services like education, healthcare, infrastructure, and security. I now understand that paying taxes is not just a legal requirement but a civic duty that promotes equality, accountability, and shared responsibility. The module also taught me the different types of taxes such as income tax, VAT, company tax, and property tax and how they are collected by government agencies. I learnt the rights and responsibilities of taxpayers, the difference between tax evasion (illegal) and tax avoidance (legal), and how transparency ensures trust between citizens and government. Most importantly, I realized that as a young person, I can promote tax awareness, civic education, and responsible citizenship through campaigns, school clubs, and community projects that inspire others to contribute to nation-building.

    ReplyDelete
  60. Full name: Adego Hillary Country: Kenya 🇰🇪 Summary of what I have learnt:
    I have learnt that taxes are essential contributions from citizens and businesses that help the government provide important services like education, healthcare, roads, and security. Paying taxes is not just a duty but a way to support national development and promote equality. I also learnt the difference between tax evasion (illegal) and tax avoidance (legal), and that being a responsible citizen means obeying laws, voting, and promoting honesty. Lastly, I discovered that young people play a key role in spreading awareness about taxes and civic responsibility to build a stronger and more accountable society.

    ReplyDelete
  61. Precious Joshua MkomoNov 5, 2025, 1:59:00 PM

    Name : Precious Joshua Mkomo

    Country : MalawiTaxes are compulsory payments that fund public services and infrastructure, crucial for nation-building. Understanding taxes and civic responsibility empowers citizens, especially young people, to contribute to national progress. Taxes come in various forms, including income tax, VAT, and property tax. Taxpayers have rights and responsibilities, such as registering with tax authorities and declaring income truthfully. Civic responsibility extends beyond paying taxes to include obeying laws, voting, and promoting honesty. Young people can promote tax awareness, volunteer in community development, and advocate for transparency. By fulfilling civic duties, they strengthen democracy and promote sustainable development, ultimately building a better future for themselves and their communities.



    ReplyDelete
  62. Bailor Jalloh
    Sierra Leone

    In the Tax and Civic Responsibility module, I learnt the importance of paying taxes and fulfilling civic duties to support public services and national development. I gained insights into how taxes are collected, managed, and used to improve infrastructure and social programs. The module also emphasized my role as a responsible citizen in promoting transparency, accountability, and community well-being.

    ReplyDelete
  63. Full name: Nicholas Kachinga Emanimani

    Country: Kenya

    Summary of what you have learnt:
    I have learned that taxes play a vital role in building nations by funding essential services like education, healthcare, and infrastructure. As citizens, we have both rights and responsibilities—to pay taxes honestly, keep accurate records, and demand transparency in how tax money is used. I also learned the difference between tax evasion, which is illegal, and tax avoidance, which is legal when done ethically. Civic responsibility goes beyond paying taxes; it includes obeying laws, voting, and promoting good governance. Through financial literacy and community engagement, young people can champion tax awareness and civic participation for national growth.

    ReplyDelete
  64. Maimuna Simba
    Malawi

    On taxes and civic responsibility I have gained various insights on taxes and civic responsibility and what is our roles as youth in promoting tax and civic responsibility such that both of these are crucial for a national financial growth.

    ReplyDelete
  65. From Eswatini

    My key takeaway from this module is that, as young people, we have a critical role to play in promoting tax and civic awareness. Too often, many of us overlook the importance of understanding our responsibilities as citizens, yet being informed about taxes and civic duties directly impacts the development of our communities. I believe we can leverage social media as a powerful teaching tool because most of the youth are constantly active online. By sharing informative content, tips, and discussions on platforms they already use daily, we can make learning about taxes and civic responsibilities accessible, engaging, and convenient, right from the comfort of their homes. Additionally, I see the value in integrating this education into schools, ensuring that students are fully equipped with the knowledge and skills to navigate these responsibilities confidently. Personally, this module has inspired me to think about practical ways I can start educating my peers—through posts, short videos, or even school workshops—so that we, as the youth, contribute actively to building a well-informed and responsible society.

    ReplyDelete
  66. Tracy chipongoma
    Zambia
    Tax is collected by, Federal inland revenue service , stare internal revenue service, local government revenue service.
    As citizens we have rights and responsibilities to tax.
    Our rights include
    Being treated fairly by tax officials, receiving receipts and records for vall payment, knowing how tax money is used and challenging unfair tax assessments.
    Our responsibility including
    Registering, declaring income truthfully, paying taxes promptly, reporting fraud or corruption.
    Civic responsibilities is
    Doing your part has a good citizen to make society better.
    It includes obeying laws and regulations
    Voting during elections
    Protecting public property
    Participating in community service.
    Tax evasion is the illegal act of not paying tax while tax avoidance is legally reducing payment through exemptions or incentives.

    ReplyDelete
  67. Full name: Emmanuel Magombo
    Country: Malawi 🇲🇼

    First of all Taxes are compulsory payments made to the government to fund public services and infrastructure.

    Further more I learned about different types of taxes, taxpayer's rights and responsibilities, and the role of youth in promoting tax and civic awareness. By understanding taxes and fulfilling civic duties, young people can contribute to sustainable development and strengthen democracy.
    Lastly Young people can play a role in promoting tax awareness and civic responsibility by educating others, volunteering in their communities, and advocating for transparency in tax spending. By working together, we can build a better society.

    ReplyDelete
  68. Andile Thebe-ZimbabweNov 6, 2025, 12:42:00 PM

    I have learnt that taxes play a crucial role in a country's development by funding essential public services like education, healthcare, infrastructure, and security. Paying taxes is a civic responsibility that contributes to good governance and economic growth. I also understood that there is a the distinction between tax evasion, which is illegal, and tax avoidance, which is legal,when done correctly. As young individuals, we should promote tax awareness, advocate for transparency and actively participate in community development initiatives.

    ReplyDelete
  69. Full name: Precious Chichitike
    Country: Malawi
    From the module on Taxes and Civic Responsibility, I have learnt that taxes are a vital source of revenue that enable governments to provide essential public services such as education, healthcare, roads, and security. Paying taxes is not just an obligation but a civic duty that supports national development and promotes shared responsibility among citizens.

    I have also learnt about the different types of taxes, including income tax, value-added tax (VAT), company tax, property tax, and customs duties, and how they contribute to the functioning of the economy. Understanding how taxes work helps individuals and businesses comply with tax laws, maintain proper records, and contribute honestly to national revenue.

    Additionally, the lesson emphasized the rights and responsibilities of taxpayers — to be treated fairly, receive receipts, and know how tax money is used, while also being responsible for timely and truthful tax payments. It also highlighted the difference between tax evasion (illegal non-payment) and tax avoidance (legal reduction of tax through incentives).

    Beyond taxation, I have learnt that civic responsibility includes obeying laws, voting, protecting public property, and promoting transparency and community service. As young people, we play a crucial role in promoting tax awareness, advocating for accountability, and participating in initiatives that build responsible citizenship.

    Overall, this module has taught me that fulfilling our tax and civic duties is key to strengthening governance, promoting equality, and driving sustainable national development.

    ReplyDelete
  70. RANUECK THENFORD
    Malawi
    Cohort 5, batch A
    Group A
    From this module, I have learnt how taxes support national development by funding essential services like roads, schools, hospitals, and security. I have also learnt the different types of taxes, how they are collected, and why every citizen has both rights and responsibilities in the tax system. I have learnt that paying taxes is not just a financial obligation but an important civic duty that strengthens governance, accountability, and economic growth. I have also learnt the difference between tax evasion and tax avoidance, and why young people play a vital role in promoting transparency, awareness, and responsible citizenship in their communities. Overall, this module has helped me understand how taxation and civic responsibility work together to build strong, stable nations.

    ReplyDelete
  71. Joseph olinga Uganda 🇺🇬 cohort5, batchB, groupE. In this module ,i have learnt that taxes play very big role in the development of nation.as good citizen ,we should all strive to educate and sensitive the community about taxes,types of taxes and demand for transparency in tax spending.

    ReplyDelete
  72. Margaret Mwale
    ZAmbia
    Cohort 5
    Batch A
    Group C
    , l have learnt rights of tax payers like to be treated fairly by tax officials, to know how tax money is used and responsibilities of them like to register with the tax authority .civic responsibility of taxpayer's.

    ReplyDelete
  73. Hope Malambo
    Zambia
    Cohort 5
    Batch A
    Group B
    I have learnt that taxes are essential for national development because they fund critical services such as schools, healthcare, roads, and security. Taxes are not just payments but investments that help reduce inequality, support public services, and promote economic stability. I also learnt about different types of taxes—such as income tax, VAT, company tax, customs duties, and property tax—and how they are collected by government agencies.

    The module also taught me the rights and responsibilities of taxpayers, including fair treatment, transparency, honest declaration of income, and timely payment. I now understand the difference between tax evasion, which is illegal, and tax avoidance, which uses legal provisions to reduce tax burdens. Civic responsibility goes beyond paying taxes and includes obeying laws, voting, protecting public property, and participating in community development.

    Finally, I learnt that young people play a key role in promoting tax awareness by educating peers, advocating for transparency, and participating in community activities. Understanding taxes and civic duty helps build stronger economies, responsible citizens, and a more accountable society.

    ReplyDelete
  74. Ngene Charles Chukwuka
    Nigeria
    Cohort 5 (Group G)
    Batch A
    Taxes are process of nations building and development. It is a civic responsibilities for everyone in any society

    ReplyDelete
  75. Sarah Benson
    Malawi
    Cohort 5
    Group A
    Batch A
    Day 9 Module 3
    Community engagement means collaborating with people to address local issues, while advocacy is speaking up to promote positive change. In financial literacy, engaging communities and advocating for education ensures participation, trust, and sustainable impact. Effective engagement involves respect, inclusivity, transparency, and long-term planning. Strategies include workshops, campaigns, partnerships, storytelling, and digital outreach. Challenges like low participation or limited resources can be overcome with trust-building, small wins, and collaboration. Young leaders can transform their communities by raising awareness, teaching financial skills, and influencing policies.

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  76. Kenny Bwalya
    From Zambia
    Cohort 5 BATCH B
    Group F
    Summary
    Taxes and civic responsibility involve the duty of citizens to contribute to the resources needed for government services and national development. By paying taxes, individuals and businesses help fund essential services such as healthcare, education, infrastructure, and public safety. Civic responsibility also includes understanding how taxes work, participating in public processes, and holding leaders accountable for the proper use of public funds. Together, taxes and civic responsibility promote fairness, strengthen democracy, and support the overall stability and growth of a nation.

    ReplyDelete
  77. Richard Okoth
    Kenya
    Cohort 5
    Batch B
    Day 9- Module 4
    Summary
    It is wrong to avoid paying taxes illegally, but it is okay to reduce taxes in legal ways. Young people can also help by creating awareness, starting school or community clubs, and encouraging others to be responsible citizens so we can build a better country together.

    ReplyDelete
  78. Meshack Muuo
    Kenya
    Cohort 5 (Batch A)
    Group C
    From this module, I have learned that taxes are a major source of a country’s development. They are the money citizens and businesses contribute so that the government can provide essential services like schools, hospitals, good roads, security, and clean environments. Without taxes, a nation cannot function well or meet the needs of its people.

    I also learned that taxes play an important role in nation-building. They fund development projects, help reduce inequality, support economic stability, and encourage a shared sense of responsibility among citizens. Paying taxes is not just an obligation—it is an investment in our communities and our future.

    The module also taught me the different types of taxes such as income tax, VAT, company tax, property tax, customs duties, and excise duties. These taxes are collected by agencies like FIRS, SIRS, and local government revenue offices. As citizens, we have rights such as fair treatment and transparency, but we also have responsibilities like declaring income honestly, paying taxes on time, and keeping proper records.

    Another key lesson was the difference between tax evasion and tax avoidance. Tax evasion is illegal and involves hiding income or refusing to pay, while tax avoidance is legal and uses government-approved methods to reduce tax.

    Civic responsibility goes beyond paying taxes—it includes voting, obeying laws, protecting public property, serving the community, and promoting transparency. Good citizenship means not only expecting good governance but also contributing to it.

    I learned that young people have a strong role to play in promoting tax awareness by educating others, creating digital campaigns, participating in community projects, and encouraging transparency in how public money is used.

    Finally, the module highlighted the challenges people face with tax compliance and how education, good governance, digital systems, and simple processes can improve compliance.

    Overall, this module helped me understand that taxes and civic responsibility are essential for strong economies, accountable governments, and national development. Young leaders must embrace these responsibilities to build a better future for their communities.

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  79. Funny chapalapata
    Malawi
    Cohort 5(group E)
    Batch B

    From this module i have learnt that taxes are the backbone of every nation. For government to support the welfare of the nation it relies on taxes, therefore understanding government taxation and government systems is vital to becoming responsible, informed and impactful citizens.

    Taxes are compulsory hence understanding taxes helps individuals and entrepreneurs to plan for their income, savings and investments responsibly, avoid penalties and debt traps, recognize taxes as civic duties not burden and promote accountability and transparency.

    An entrepreneur must always include taxes in business budgeting. This is because as a leader must take responsibility in paying tax to build the national economy.

    Young leaders play a vital role in shaping a culture of responsibilities hence as a young leader should always promote compliance and awareness of paying tax, lead campaigns to explain tax benefits and also model transparency in business and personal finances.

    By understanding how taxes work and fulfilling civic duties, young people strengthens democracy and promote sustainable development.

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  80. Lisah T Murewa
    Zimbabwe
    Cohort 5
    Batch A
    Group B
    Summary
    Taxes are essential for national development because they fund public services like schools, hospitals, roads and security. Understanding how taxes work helps young people become responsible citizens who support growth, accountability and good governance. By knowing their rights, fulfilling their responsibilities and promoting honesty and transparency, youth can help build strong, stable communities. Learning about taxation, civic duty, and government systems empowers young leaders to contribute meaningfully to economic progress and national development.

    ReplyDelete
  81. Sanusi Garba mabera
    Nigeria
    Cohort 5 Batch B
    Day 9 module 4
    From this module, I learned that taxes are very important for the development of any country. They are the money we contribute so that the government can provide services like schools, hospitals, good roads, water, electricity, and security. I also learned that paying tax is not only a law, but a civic responsibility that shows we truly care about our community and our nation.

    The module helped me understand the different types of taxes we have in Nigeria, such as income tax, VAT, company tax, and property tax. It also taught me the rights of taxpayers and our responsibilities, like telling the truth about our income and paying on time. I now know the difference between tax evasion, which is illegal, and tax avoidance, which is legal when done properly.

    As a young person from Sokoto, I learned that we have a big role to play by educating others, promoting transparency, and encouraging responsible citizenship. When we pay our taxes and obey the laws, we help in building a better and stronger Nigeria.

    ReplyDelete
  82. Joseph Wanyonyi Watti
    Kenya
    Cohort 5
    Batch B
    Group G
    I learned that taxes are the backbone of any nations development. I understand that a government cannot work without funds or revenue and where by the revenue comes from taxes. Young People especially entrepreneurs and leaders should understand the types of taxes, how they are deducted and how to comply. By knowing and understanding this this will strengthen democracy and promote sustainable development in the country

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  83. Mahlohonolo Futho from Lesotho
    Cohort 5
    Batch A
    Group B
    This module reinforces that paying taxes and being financially responsible are not just economic acts — they are civic acts. Encourages young leaders to view tax compliance and transparency as patriotic responsibilities and critical for national development. Through this lens, financial literacy becomes tied to good citizenship, accountability, and sustainable development.The module on Civic Duty & Nation-Building broadens the mindset: financial behaviour isn’t just about personal gain, but about contributing to transparent governance, social welfare, and long-term development.

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  84. Full name: Priscilla Amour
    Country: South Sudan
    Cohort 5, batch A
    Group A
    I learnt that taxes are essential for funding public services like schools, hospitals, and roads, and that paying taxes is a core part of civic responsibility. I also learnt the different types of taxes, taxpayer rights and duties, and the importance of honesty and compliance. This module showed how young people can promote tax awareness, support transparency, and contribute to nation-building through active citizenship.

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  85. Rasool William Bennie
    From Malawi
    Cohort 5 (Batch A)
    Group C

    Taxes are the mandatory contributions everyone makes that fund the public services we all rely on, like schools, hospitals, and roads. Paying your taxes is a core part of being a responsible citizen it’s not just a legal duty but a civic one that helps build a fairer and more developed society. Understanding different types of taxes and the difference between legal tax avoidance and illegal evasion empowers you to fulfill this role properly. By promoting tax awareness and good citizenship in your community, especially among young people, you help create a culture of accountability and shared responsibility that strengthens the entire nation.

    ReplyDelete
  86. Name: BRIAN CHIYANDA
    Country: ZAMBIA
    MODULE 4
    Cohort 5, Batch A
    Group A
    DAY 9
    Taxes and Civic Responsibility
    Taxes are the backbone of any nation’s development. They fund essential services like schools, hospitals, roads, and security. Understanding taxes and civic responsibility helps citizens, especially young people, become active contributors to national progress. This module educates the difference between tax evasion, which is illegal, and tax avoidance, which is legal when done properly. As young people, we should promote awareness about taxes, encourage transparency, and take part in community development. Understanding taxation and civic responsibility helps us become active, responsible citizen

    ReplyDelete
  87. Rafique William MpondaDec 3, 2025, 11:20:00 PM

    Rafique William Mponda
    Malawi
    Cohort 5 (Batch B)
    Group F

    In this module, I've learnt about taxes and civic responsibility. Taxes are a cornerstone of the development of our societies. They promote social equity, economic stability and national progress in addition to providing funding for vital public services. On top of the obligation to register, report their income and pay taxes, citizens also have the right to openness. It is essential to comprehend tax compliance, particularly the distinction between lawful and unlawful tax evasion. Through education, advocacy and school-based activities, youth can foster civic responsibility.

    ReplyDelete
  88. Charles Boimah Gray
    Liberia 🇱🇷
    Cohort 5
    Group A, Batch A
    Module 4, Day 9
    I learnt that taxes are investments government needs to fund education, health-care, roads, electricity and water treatment plants in order for government to function effectively and meet citizens needs. I also understood that taxes are collected by government through agencies like the Liberia Revenue Authority (LRA) which is charged with the responsibility to collect taxes in Liberia.

    Civic responsibility is about obeying law's and regulations, voting during elections and protecting public property. I learnt that knowing your right as a citizen will enable you to know how tax money is used and to challenge unfair tax assessments.Tax Evasion is a illegal act of not paying taxes which is prohibited by law and can lead to imprisonment while Tax Avoidance is the legal way to avoid tax payments through incentives. By understanding tax and civic responsibility young leaders can lead with integrity, accountability and fair practice's that will increase revenue.

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  89. Bully Fofana
    The Gambia
    Group A, batch A
    Cohort 5
    I learned that paying taxes is a key part of being a responsible citizen because it helps fund public services like roads, schools, and healthcare. The module showed how taxes support the country’s development and keep essential systems running. I also learned that civic responsibility includes staying informed, following laws, and participating in decisions that affect the community. Overall, taxes and civic duty work together to strengthen society.

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  90. Sarah Banda
    Malawi
    Cohort 5 Batch A Group C
    In this module I have learnt that understanding taxes and practicing civic responsibility help young people support national growth. When citizens know their duties and contribute through taxes, they strengthen democracy, improve public services and promote sustainable development.

    ReplyDelete
  91. Diana khauya
    Malawi
    Cohort 5
    Batch A
    Group B
    Taxes and civic responsibility are essential for national building. Taxes are used for funding development, reducing inequalities, economic stability, civic duty and accountability. Civic responsibility involves promoting honesty and transparency, participating in community services and voting during elections. Good citizens don't just demand good governance, they practice it. Understanding taxes and civic responsibility can help to sustain and grow the nation

    ReplyDelete
  92. *NAME:* SALIMU RAMADHANI JUMA
    *COUNTRY:* TANZANIA
    *COHORT 5 (GROUP F)*
    *MODULE 4*
    *SUMMARY:*
    Taxes and civic responsibility go hand in hand in building a strong nation. Paying taxes is a civic duty that supports essential public services such as security, healthcare, and education.

    This module emphasizes that responsible citizens contribute to national development by fulfilling tax obligations and participating in democratic processes like voting. Civic responsibility also includes staying informed and holding leaders accountable.

    ReplyDelete
  93. Tumpale Mkandawire
    Malawi
    Cohort 5
    Batch B (subgroup F)
    Taxes and civic responsibility. In this topic I have learnt the importance of me as a young leader to be literate about finance so that I can help others understand the importance of tax paying as a responsible citizen as it is our duty to provide to the economic and social growth of our country.

    ReplyDelete
  94. Elizer Kanyika
    Malawi
    Cohort 5
    Group A
    Batch A

    TAXES AND CIVIC RESPONSIBILITY Module 4

    From this module, I have learnt that tax is the compulsory payments that individuals and businesses make to fund public services. Some of the public services that tax funds include; education, healthcare, infrastructure and security. I have learnt also how taxes works and rights and responsibilities of a taxpayer. Civic responsibility means doing a part as a good citizen to make society a good place to be. Tax evasion means that an individual or business is not paying tax and tax avoidance means that an individual or business reduces tax payment.

    ReplyDelete
  95. Joana Mongola from Malawi
    Cohort 5
    Batch B

    I have learned that taxes are money people and businesses pay to the government to help run the country. This money is used to build schools, hospitals, roads, and keep the community safe. Without taxes, the government cannot provide these important services. Civic responsibility means doing your part as a good citizen. This includes paying taxes, obeying laws, voting, and helping your community. When everyone takes part in these duties, the country grows strong and fair. Learning about taxes and civic responsibility helps young people understand how they can support their nation’s progress and become responsible citizens.

    ReplyDelete
  96. Lonjezo Banda
    Malawi
    Cohort 5 batch A
    Group A

    From this module I have learnt that taxes are essential payments that keep a country running by funding services like education, healthcare, and infrastructure and they act as a shared investment in the nation’s progres. When people understand their rights and responsibilities, they become more informed and active citizens. A better nation begins with responsible actions.

    ReplyDelete
  97. Name: BRIAN CHIYANDA
    Country: ZAMBIA
    MODULE 4
    Cohort 5, Batch A
    Group A
    DAY 9
    Taxes and Civic Responsibility
    Taxes are the backbone of any nation’s development. They fund essential services like schools, hospitals, roads, and security. Understanding taxes and civic responsibility helps citizens, especially young people, become active contributors to national progress. This module educates the difference between tax evasion, which is illegal, and tax avoidance, which is legal when done properly. As young people, we should promote awareness about taxes, encourage transparency, and take part in community development. Understanding taxation and civic responsibility helps us become active, responsible citizen

    ReplyDelete
  98. Mercy Chunga from Malawi Cohort 5 batch C group J
    Taxes fund essential services like schools, hospitals, and roads, and are crucial for a nation's development. In Malawi, taxes support public services and infrastructure, and understanding tax obligations is key to responsible citizenship. Types of taxes include income tax, VAT, and property tax, collected by the Malawi Revenue Authority (MRA). Taxpayers have rights, such as fair treatment and records of payment, and responsibilities, like registering and declaring income truthfully. Civic responsibility involves contributing to society through tax compliance, voting, and community service. Young people can promote tax awareness through education and advocacy, shaping a culture of responsibility and transparency.

    ReplyDelete
  99. Rophy Makokha Barasa
    Kenya
    Cohort 5 batch c
    Taxes pay for public services.Tax evasion and avoidance is not good.
    A leader should educate children on importance of paying taxes

    ReplyDelete
  100. Name; Lesley mutua
    Country; Kenya
    Cohort 5 Batch C group L
    From this module, I discovered that taxes play a vital role in a country’s growth because they finance key public services such as education, healthcare, infrastructure, and national security. I now see that paying taxes is more than a legal obligation—it is a civic responsibility that supports fairness, accountability, and collective ownership. The module also explained the various types of taxes, including income tax, VAT, corporate tax, and property tax, and how government bodies collect them. I learned about the rights and duties of taxpayers, the distinction between tax evasion (which is illegal) and tax avoidance (which is legal), and the importance of transparency in building trust between citizens and the government. Most importantly, I realized that as a young person, I can help promote tax awareness, civic education, and responsible citizenship through campaigns, school clubs, and community initiatives that encourage others to participate in nation-building.

    ReplyDelete
  101. Angela Mpala
    Zimbabwe 🇿🇼
    Cohort 5 Batch C Group I

    Taxes are compulsory payments (like Income Tax and VAT) that serve as the backbone of a nation, funding essential public services, reducing inequality, and ensuring economic stability. Understanding the importance of taxes and fulfilling one's civic responsibility—which includes registering, declaring income truthfully, and paying taxes promptly—is vital for young people to become responsible citizens who promote accountability, understand the difference between illegal tax evasion and legal tax avoidance, and contribute actively to national development and good governance.

    ReplyDelete
  102. Mloiso Mathews Katete
    Malawi
    Cohort 5 (Batch C Group J )

    In conclusion, I have learnt that taxes and civic responsibility are essential pillars of a strong and developing nation. Taxes make it possible for governments to provide the services we all rely on schools, hospitals, roads, clean water, and security while also helping reduce inequality and support economic stability. This module helped me understand how different taxes work, what tax authorities do, and the rights and responsibilities every taxpayer has. It also reminded me that being a good citizen goes beyond paying taxes; it includes obeying laws, voting, protecting public resources, and participating in community activities. I also discovered the important role young people can play in promoting tax awareness, transparency, and responsible citizenship through education and advocacy. Overall, I have learnt that when we understand and fulfil our civic duties, we help build a fairer, stronger, and more accountable society.

    ReplyDelete
  103. Mamabitsa Lintso
    Lesotho
    Cohort 5 Batch C
    Group M

    I learned that tax and civic responsibility go hand in hand. Paying taxes is a way to the development of every nation. By fulfilling my tax obligations I am literally supporting public services like health care, education and infrastructure. It is a way to give back to the community and invest in the country’s future. I have to teach KAFI Clubers that it is everyone's responsibility to pay tax.

    ReplyDelete
  104. Toka faith ziganubari
    Nigeria
    Group L
    Cohort 5
    From this module, I have learnt that taxes are not just payments to the government , they are contributions that support the growth, stability, and development of our nation. I now understand how taxes fund essential services like schools, hospitals, roads, security, and community projects that benefit everyone. This module also helped me see that being a responsible citizen goes beyond paying taxes; it includes obeying laws, voting, protecting public property, and promoting transparency.
    I also have to understand the difference between tax evasion and tax avoidance, the rights and responsibilities of taxpayers, and the important role young people play in promoting civic awareness. As young leaders , we must educate others students , advocate for accountability, and participate actively in community development. This lesson has shown me that when citizens understand their civic duties and practice them faithfully, the nation becomes stronger, fairer, and more prosperous for all.

    ReplyDelete
  105. Ropafadzo Abigail Tambara
    Cohort 5.
    Zambia
    This module goes deeper into taxes and their connection to civic responsibility . It provides that taxes are the foundation of national development , funding , critical public services and also promote economic growth . This module helps to understand how contributions to taxes promotes active progress in the economy. Once again we learn that taxes are. Compulsory payments made for citizens as security to fund public services and infrastructure other funded thin d include education , hospitals , roads eg in Zambia taxes go by to free education of children in primary school. This helps to get rid of the misconception that taxes are brutal . Types of taxes include, income tax , value added tax , company tax , property tax , custom duties tax . It is also important to understand how taxes work eg to know that taxes are collected by government agencies , and they are a citizens obligation or a duty but for the good of the community at large . As a result businesss should be honest in registering and declaring income and payment of taxes so as to promote responsibility in duties . Tax payers also have rights that help them to get free treatment and they include getting receipt and records and clear information about the taxes that they pay . This promotes accountability and tracking of business expenses. The businesses also have rights to challenge unfair assessments thiss ensures there isn’t too much loss . In this module I also learnt that there are other civic responsibilities that go beyond payment of taxes and they include obeying laws and regulations to ensure order , voting in elections , protecting public propert , advocacy. In payment of taxes due to challenges of not being pleased with paying taxes , some might face temptation to falsify or hide records , it is good to note that every escape of responsibility has consequences hence if one does that they may suffer some penalties like fines that may even go beyond the taxes they had to pay or have their liberty taken away by being imprisoned. As the youth of Kafi we also have a civic duty to teach people about financial literacy and taxes and also shed a light on why taxes are of importance and remove the common misconceptions that taxes are brutal , it all comes from not knowing how they help the nation .

    ReplyDelete
  106. important and how they help build a country. I learn that taxes fund essential services like schools, health care, roads, and security, and that paying taxes is part of being a responsible citizen.

    Finally, the document shows that young people have an important role in creating awareness about taxes, promoting honesty, participating in civic activities, and helping improve their communities.

    ReplyDelete
  107. Full Name: Jackson J.W Johnson
    Country: Liberia
    Cohort 5 (Batch)

    In this module, I learned that taxes are essential for national development, funding key services such as schools, healthcare, infrastructure, and security. I now understand the different types of taxes, how they are collected, and why compliance is important for economic stability and good governance. The module also emphasized civic responsibility showing that paying taxes, obeying laws, voting, and participating in community service are crucial roles of responsible citizens. I learned the difference between legal tax avoidance and illegal tax evasion, as well as the importance of transparency and proper financial records. Finally, I gained insights into how young people can promote tax awareness, advocate for accountability, and help strengthen civic education within their communities and schools.

    ReplyDelete
  108. Zechariah kparsuah jr
    Liberia
    Cohort 5

    This module taught me that taxes are essential for a country’s development. Taxes fund important services like schools, hospitals, roads, and security. I learned that there are different types of taxes such as income tax, VAT, property tax, customs duties, and company tax. These taxes help the government build infrastructure, reduce inequality, and keep the economy stable.

    I also learned how taxes work through agencies like FIRS, state revenue services, and local government offices. Citizens have both rights—such as fair treatment and knowing how tax money is used—and responsibilities like paying taxes truthfully and on time.

    Finally, the module explained civic responsibility. Being a good citizen means obeying laws, voting, protecting public property, paying taxes, and supporting community development. Good governance starts with responsible citizens.

    ReplyDelete
  109. Hello! I'm Jackson Mbazima from Zambia, sharing my journey with the KAFI Financial Literacy Program, Cohort 5, Batch C.
    I've gained valuable insights into the role taxes play in the growth and stability of our nations. Taxes help fund our communities and public services, and understanding our tax responsibilities helps us avoid unnecessary penalties.
    Key taxes everyone should know:
    Income Tax: A tax on your earnings.
    Value Added Tax (VAT): Applied to goods and services we buy.
    Corporate Tax: Levied on business profits.
    Excise Duty: A tax on imported goods.
    Grasping these basic concepts is about empowering ourselves with knowledge for a brighter financial future.
    Civic responsibility means doing your part as a good citizen, including paying taxes, obeying laws and regulations, voting, protecting public property, participating in community service, and promoting honesty and transparency.

    ReplyDelete
  110. Name: Gladys Disemba
    Country: Malawi
    Cohort 5 (Group I)
    Batch C
    In summary
    It's crucial for young people to understand the importance of taxes, as they fund important public services. This helps the government easily meet the needs of citizens. I've also learned that civic responsibility is about everyone having a responsibility to do their part in paying taxes as good citizens. It's essential for young people to understand that taxes aren't about punishing citizens, but rather a foundation for the government to provide quality services to communities, including young people.

    ReplyDelete
  111. Victoria Penembe
    Malawi
    Cohort 5 Batch C


    Taxes are important to any nation for growth; they offer very vital services such as education, healthcare, roads, and security. Understanding how taxes work helps citizens-better still, young people-become responsible contributors to national development. Taxes support development projects, reduce inequality, and promote economic stability, while civic responsibility encourages honesty, participation, and accountability. Citizens have rights such as fair treatment and transparency, but also responsibilities like truthful income reporting and timely payment. Youth play a key role by educating peers, promoting transparency, and participating in school-based initiatives like KAFI Clubs. Despite challenges such as low awareness and poor record-keeping, solutions like financial literacy, digital systems, and good governance strengthen compliance. Finally, paying taxes and practicing civic responsibility help in building better communities and a more sustainable, democratic nation.

    ReplyDelete
  112. NAME: BAILACK JOICELINE JINDUI
    COUNTRY: CAMEROON
    COHORT 5 BATCH C

    COMMENT: In this module, i have learned that taxes are compulsory payments made by individuals to the state, and it is a civil responsibility of every young person to pay their taxes rather than evading because taxes help strengthen democracy and promote sustainable development and economic growth. As a KAFI financial literacy person, we need to encourage schools, business people, and young people to pay taxes because its our civil responsibility to the state and to avoid tax evasion. We also have to make them understand that we are preparing for our future when we are old, and we can't engage in some activities

    ReplyDelete
  113. Pascaria Musengya Muthiani
    Kenya
    Cohort 5 Batch C Group J
    In this module I have learnt that taxes are major sources of funds for government. Taxes help in funding development, reducing inequality, ensuring accountability and economic stability. There are different types of taxes like income,VAT, business, property,custom and excise duty. Young leaders can educate peers about importance of taxes,use social media for civic duty, advocate transparency about uses of tax and lead schools based clubs on civic duties. In conclusion as citizens understanding taxes and having transparency in uses of tax will enable our countries to develop.

    ReplyDelete
  114. NAME: PRECIOUS CRISPIN KAMOWA
    CORHOT: 5
    GROUP: P
    BATCH: D
    COUNTRY: MALAWI

    Taxes play a crucial role in promoting civic responsibility and funding essential public services that benefit society as a whole. They provide the financial foundation for education, healthcare, infrastructure, and social programs, creating a healthier and more equitable community.

    Reflecting on this responsibility emphasizes the importance of understanding our contributions as citizens; paying taxes is not merely a legal obligation but a commitment to the common good. Engaging in discussions about tax policy also fosters civic awareness and accountability, encouraging individuals to advocate for equitable taxation systems that ensure resources are allocated fairly. Ultimately, taxes embody our collective investment in a better future for all.

    ReplyDelete
  115. - Full name: Joseph Freeman
    - Country: Sierra Leone
    - Cohort: 5
    - Batch: D
    - Group: O


    Summary of what I've learned:

    I've learned that taxes are crucial for a nation's development, funding essential services like schools, hospitals, and roads. Key takeaways include:
    - Taxes are compulsory payments that fund public services and infrastructure
    - Types of taxes include income tax, VAT, company tax, property tax, and customs duties
    - Taxes promote civic responsibility, accountability, and transparency
    - Taxpayers have rights, such as fair treatment and receipts, and responsibilities, like registering and paying taxes promptly
    - Civic responsibility involves obeying laws, voting, protecting public property, and promoting honesty

    ReplyDelete
  116. Cebisani Samuel manqele 🇿🇦
    Group n
    Cohorts 5
    Batch d
    Summary of What I Have Learnt
    I have learnt that taxes are a powerful tool for national development because they fund essential public services such as education, healthcare, roads, security and infrastructure. Paying taxes is not just a legal requirement it is a core civic responsibility that supports good governance, strengthens the economy and ensures equal opportunities for all citizens. I also understand the clear difference between tax evasion, which is an illegal act that harms national progress and tax avoidance, which is a legal means of reducing tax obligations through approved methods. I have realized that young people play a crucial role in promoting tax awareness, demanding transparency, educating others and contributing actively to community development. Understanding taxation and civic responsibility empowers us to become informed, responsible citizens who help build a stronger and more sustainable nation.

    ReplyDelete
  117. Faith Abigael
    Kenya
    Cohort 5 Group P Batch D
    Key Take aways:
    Taxes demonstrates civic responsibility, accountability, and transparency.
    young people play a key role in spreading awareness about taxes and civic responsibility to build a stronger and more accountable society.
    As a taxpayer,i have rights, such as fair treatment and receipts, and responsibilities, like registering and paying taxes promptly.
    Taxes help in funding development, reducing inequality, ensuring accountability and economic stability
    Despite challenges such as low awareness and poor record-keeping, solutions like financial literacy, digital systems, and good governance strengthen compliance.




    ReplyDelete
  118. Richard Bida
    Uganda
    Cohort 5 (batch D)
    Taxes and civic responsibility are essential for nation-building. By understanding how taxes work and fulfilling civic duties, young people strengthen democracy and promote sustainable development.

    ReplyDelete
  119. Full name: Davison Ngulube
    Country: Zambia
    Cohort 5
    Batch 0
    Summary of what I have learnt:
    From this lesson, I’ve learnt that taxes play a huge role in building a country. They help fund things we all rely on like hospitals, roads, schools, and public services. I now understand that taxes aren’t just money taken from citizens — they are contributions we make so society can function and grow.

    I also learnt about the different types of taxes and the importance of paying them on time. Paying taxes is not only a legal requirement but also part of being a responsible citizen. I found the difference between tax avoidance and tax evasion interesting — one is legal and strategic, while the other is completely illegal.

    Most importantly, this module reminded me that young people have a role to play. We can create awareness, encourage accountability, and help build a culture where paying taxes and being responsible citizens is normal and valued.

    ReplyDelete
  120. Kunda Ngosa
    Zambia
    Cohort 5( Group P)
    Batch D

    Lesson: Taxes are a shared contribution to the national progress. Paying taxes isn’t just a legal requirement — it’s a way we all participate in building a stronger country. Transparency builds trust between citizens and the government. People are more willing to pay taxes when they see money being used properly. Holding leaders accountable and demanding transparency is part of civic responsibility. Civic responsibility goes beyond taxes. Taxes help reduce inequality and support vulnerable groups.
    Civic duty includes supporting systems that protect those who need help the most.
    Taxes are not just money taken by the government, they are investments in the nation’s growth.

    ReplyDelete
  121. Emilly Atieno Oyatta
    Kenya
    Cohort 5
    Batch D
    Group O
    Because they pay for public services like infrastructure, security, healthcare, and education, taxes are crucial to the growth of a country. Citizens, particularly young people, can become responsible contributors to economic prosperity by understanding how taxes operate. Federal, state, and local governments collect taxes in a variety of ways, such as income tax, VAT, corporation tax, property tax, and customs or excise fees. Citizens have obligations, such as prompt payment and truthful income disclosure, as well as rights, such as openness and equitable treatment. Voting, upholding the law, safeguarding public property, and encouraging accountability in government are all components of civic duty, which includes paying taxes.

    The lesson also covers topics such as tax avoidance, which is legal if done through authorized incentives, and tax evasion, which is prohibited. Through initiatives like KAFI Clubs, youth are vital in advancing tax awareness, supporting transparency, taking part in community development, and participating in civic education. Financial literacy, streamlined tax systems, and open governance can help address issues with tax compliance, including ignorance, corruption, and inadequate record-keeping. In the end, being aware of taxes and carrying out civic responsibilities promotes development, improves democracy, and gives citizens the ability to contribute to a more robust and just society.

    ReplyDelete
  122. Brian Mateli
    Kenya
    Cohort 5, Batch D, Group N
    I learnt that when individuals and businesses take responsibility in paying taxes, the government will provide important services like schools, hospitals, roads, and security. This module explains what taxes are, why they matter, and how they help build a strong nation. It also teaches citizens’ rights and responsibilities, the difference between tax evasion and tax avoidance, and how young people can promote civic responsibility and also take responsibility. Through activities like awareness campaigns, learners understand that paying taxes and being responsible citizens helps governments serve communities better and supports national development.

    ReplyDelete
  123. Full Name:
    Miller Mshanga

    - Country:
    Zambia

    - Cohort:
    5

    - Group/Batch:
    D

    - Summary of what you have learnt:
    I have learnt that taxes are essential for national development because they fund public services such as education, healthcare, roads, security, and infrastructure. Taxes help reduce inequality, support economic growth, and promote accountability in governance. I now understand different types of taxes like income tax, VAT, company tax, property tax, excise duties and customs.
    I have also learnt about citizens' rights and responsibilities such as paying taxes honestly, keeping financial records, demanding transparency, and obeying laws. The difference between tax evasion and tax avoidance is also clearer to me evasion is illegal while avoidance is a legal means of reducing tax liabilities.
    The module emphasized that civic responsibility involves participating in nation-building through voting, community service, transparency, and encouraging good governance. Young people have a big role to play in promoting tax education, advocacy, and accountability.

    ReplyDelete
  124. Benson Ndeda
    Kenya
    Cohort 5
    Batch D
    Group N
    Summary:
    In this module, I have learnt that taxes are much more than just a mandatory payment; they are a vital investment in a nation's development and the foundation for public services like schools, hospitals, and infrastructure. Understanding the different types of taxes, such as income tax and VAT, and how they are collected helps demystify the system. Crucially, paying taxes is a key part of civic responsibility, which also includes obeying laws and participating in community life. The module highlighted that being a good citizen means both fulfilling duties, like paying taxes honestly, and exercising rights, such as demanding transparency in how public funds are used. As a young person, I now see that I have an active role to play in promoting a culture of tax compliance and civic awareness to contribute to national growth and stronger communities.

    ReplyDelete
  125. OLERILE PHILLIP
    BOTSWANA 🇧🇼
    COHORT 5 BATCH D group Q

    This module painted the bigger picture behind taxation, as not just a financial obligation but a shared commitment to nation-building. While previous modules taught me about personal finance, budgeting, and consumer rights, this session connected those habits to something larger: how our individual discipline fuels national progress. What stood out most was the link between taxes and civic responsibility: paying taxes, voting, protecting public resources, and demanding transparency are all part of being a responsible leader. For me, this means teaching young people not just how money works, but how their actions shape the future of their communities and country.

    ReplyDelete
  126. Rahila Kwakwai Jimmy
    Nigeria
    Cohort-5
    Short summary- I learned that taxes are important and it is used by the government for public construction and public schools are funded by taxes. Taxes support vulnerable people and is important everyone needs to pay taxes because avoiding it can be harmful and reduced public development.

    ReplyDelete
  127. Brima Kargbo Sierra Leone 🇸🇱
    Cohort 5
    Batch D
    Group N
    In this module, i am able to understand the different types of taxes, taxpayer's rights and responsibilities, and the role of youth in promoting tax and civic awareness in communities.

    ReplyDelete
  128. Afishetu Alhassan
    Ghana
    Cohort 5
    Batch D
    Group R
    Summary of what I learnt in this module:Taxes and Civic Responsibility
    Through this module, I understand that,tax payment is an act of civil Responsibility.

    It is very crucial to oay tax because they give us money and ensure development.

    Again, Taxes fund public service like health care,education and infrastructure. Therefore very essential for national development.

    ReplyDelete
  129. Millicent Ochieng
    Kenya
    Cohort5
    Batch D
    I have learnt that taxes are essential for a country’s development because they fund public services like schools, hospitals, roads, and security. I now understand the different types of taxes, how they are collected, and the rights and responsibilities of taxpayers. I have also learnt the difference between tax evasion and tax avoidance, and why paying taxes is an important civic duty. Finally, I learnt that young people play a key role in promoting tax awareness, transparency, and responsible citizenship in their communities.

    ReplyDelete
  130. Andrew Mufutu
    Kenya
    Cohort 5
    Batch D
    I have understand the following on tax.
    Types of taxe
    2. important of taxes
    Tools for understanding tax
    Taxes and entrepreneur
    Taxes letracy

    ReplyDelete
  131. Name: Daniel Deng Aruop Deng
    Country: South Sudan
    KAFI HUB: Cohort 5
    Batch D group O

    Summary on
    Taxes and Civic Responsibility
    Taxes are vital for nation-building, funding schools, hospitals, roads, security, and public services. They reduce inequality, promote economic stability, and strengthen governance. Types include income, VAT, company, property, customs, and excise duties, collected by federal, state, and local agencies. Citizens have rights to fairness, transparency, and redress, alongside responsibilities to register, declare income, and pay promptly. Civic responsibility extends to voting, obeying laws, and community service. Youth play key roles in promoting awareness through education, campaigns, and clubs. Understanding taxes fosters accountability, democracy, and sustainable development, empowering communities to contribute actively to national progress.

    ReplyDelete
  132. Felix Omondi
    Cohort 5
    Batch D
    I have learnt that taxes are compulsory contributions that fund essential public services such as education, healthcare, infrastructure, and security. They play a critical role in nation-building by reducing inequality, supporting development, promoting accountability, and ensuring economic stability. I now understand the different types of taxes such as income tax, VAT, company tax, customs duties, and property taxand how they are administered by federal, state, and local authorities.

    ReplyDelete
  133. Name: fatuma juma
    Country: kenya
    Cohort 6
    Batch B
    Group j


    From this module i've learnt that paying taxes is key aspect of civic responsibility.
    Taxes are payments made to fund public services such as health, education, infrastructure.
    A tax payer should obey laws, participate in voting, protect public property, promote honesty
    Being a tax payer it ensures that, you are treated fairly, you receive records for all payments, know how tax money is used.
    As a KAFI leader this will impact positively to the society.

    ReplyDelete
  134. NAME: MARIE ELLEN COLLEY
    COUNTRY: THE GAMBIA
    COHORT6: (GROUP C)
    BATCH A
    SHORT SUMMARY ON TAXES AND CIVIC RESPONSIBILITY.
    Civic responsibility and taxes are crucial in nation building. As a KAFI leader, Civil responsibility mean to do your part as a good citizen in nation building, by paying taxes, abiding by the law and regulations, protects public properties, vote during election and promoting accountability and transparency.

    ReplyDelete
  135. Name: Doreen Kajuju
    Country: Kenya
    Cohort:6
    Group:C (Curious minds)
    Batch: A

    I have learned that taxes are essential for nation-building because they fund public services such as education, healthcare, infrastructure, and security. Paying taxes is a civic duty that promotes shared responsibility, accountability, and good governance. I also learned the different types of taxes, how they are collected, and the rights and responsibilities of taxpayers. Understanding the difference between tax evasion and tax avoidance is important to ensure legal and ethical compliance. Overall, responsible citizenship through tax compliance, transparency, and civic participation helps strengthen democracy and support sustainable national development.

    ReplyDelete
  136. - Full Name: Sebabatso Makhetha
    - Country: South Africa
    - Cohort: 6 (Batch B)
    - Short Summary:

    In this module I learned about the important role of taxes and civic responsibility in nation-building and how to become active, responsible citizens and that taxes are compulsory as they are used to fund essential public services such as education, healthcare, infrastructure, security, and environmental protection. I also learned that taxes support development, reduce inequality, stabilize the economy, and promote accountability and shared responsibility.

    ReplyDelete
  137. NAME:NIYIBITANGA STRATON
    COUNTRY:BURUNDI
    COHORT:6

    Tax is a compulsory payment citizens ans businesses make to the government to fund public services and infrastructures.without taxes,government can not function effectively.This module enables us to be skillful on the importance of tax in nation building,types of taxes and how taxes work.It also enables us to know taxpayer's rigths nqd responsibilities.
    Civic responsibility as it is concerned means doing your part as a good citizens to make society berrer.Paying taxes is a key aspecr of civic responsibility but also obeying laws and regulations.Civic responsibility doesn't remanin on paying taxes,but also it involves:voting during elections,protecting public properties,participating in community services and promoting honest and transparency.
    Taxes and civic respnsibility are essential for nation building.By nkowing thes skills,young people strangthen democract and promote sustainable development.

    ReplyDelete
  138. Name: Brivin Muia
    Country:Kenya
    Cohort: 6
    Batch:A
    Summary:
    From this module I have learnt that, I learned that taxes are essential for a country's development, funding public services like schools, hospitals, and roads. I understood the different types of taxes, including income tax, VAT, and property tax, and the importance of fulfilling civic duties as a citizen. I also learned about taxpayer rights and responsibilities, the difference between tax evasion and tax avoidance, and the role of youth in promoting tax awareness and civic responsibility. Good citizens support their country by being honest and responsible.

    ReplyDelete
  139. Name: Ongezwa Mlambo
    Country: South Africa
    Corhot: 6
    Batch: A. Group: D

    Tax is an economic growth for a country. Country without tax, will be difficult to have projects that can uplift the citizens.

    Country depends on tax so that can be able to build roads, schools, etc. those projects brings opportunities to the upcoming youth and to other citizens. That is why is very crucial for an individual and business to pay tax, so that the country can operate projects. And can develop skills for youth.

    ReplyDelete
  140. Simon Shadreck Justen
    Malawi
    Cohort 6
    Batch A

    This module taught me that taxes are compulsory payments to the government that fund essential public services such as education, healthcare, infrastructure, and security, playing a crucial role in national development and reducing inequality. I learned about different types of taxes including income tax, VAT, company tax, property tax, and customs duties, and how they are collected by agencies like the FIRS. The module highlighted the rights and responsibilities of taxpayers, emphasizing civic duties like honest income declaration, timely payment, and keeping proper records. It distinguished between illegal tax evasion and legal tax avoidance. As a young person, I can promote tax and civic awareness through education, social media campaigns, and advocacy for transparency. Teaching these concepts in schools through simulations, debates, and community projects can foster a culture of responsibility, encouraging active citizenship and contributing to sustainable national growth.

    ReplyDelete
  141. Name: Sheril Olal
    Country: Kenya
    Cohort: 6
    Batch: B
    Group: H
    I have learned that paying taxes is an important part of being a responsible citizen. I now understand that taxes fund essential services like schools, hospitals, roads, and security, and that without them, communities and governments cannot function properly. I have also learned about the different types of taxes, how they are collected, and the rights and responsibilities of taxpayers.

    Importantly, I now see that civic responsibility goes beyond paying taxes—it includes obeying laws, protecting public property, voting, and participating in community service. I have also learned the difference between tax evasion, which is illegal, and tax avoidance, which is legal.

    Finally, I understand that as a young person, I have a role to play in promoting tax awareness, transparency, and civic engagement, both in my community and through platforms like KAFI Clubs. By fulfilling these responsibilities, I can contribute to nation-building and sustainable development.

    ReplyDelete
  142. Name: Jasper Opio
    Country: Uganda
    Cohort 6 (KAFI GROUP A)


    In this module, I learned that paying taxes is not only a legal obligation but also a civic responsibility that supports national development. Taxes fund essential public services such as education, healthcare, infrastructure, and security, which directly and indirectly benefit businesses and communities. As an entrepreneur and professional in accounting and finance, I now better understand how proper tax compliance builds trust with government institutions, improves business credibility, and reduces the risk of penalties and legal challenges.

    The lesson also strengthened my awareness of my role as a responsible citizen. I learned that civic responsibility goes beyond tax payment to include ethical business practices, transparency, and active participation in national development. This module encouraged me to maintain accurate financial records, understand applicable tax obligations, and educate others in my business and community about the importance of tax compliance. Overall, the lesson reinforced my commitment to running a compliant, ethical, and socially responsible enterprise that contributes positively to economic growth.

    ReplyDelete
  143. Name. Paul Ochieng Otieno
    Country Kenya
    Cohort 6
    Batch b
    Group j
    I have learned that paying taxes is not only a legal obligation but also a civic responsibility that supports national development. Taxes fund essential public services like education, healthcare, infrastructure, and security. Understanding taxes through financial literacy helps me plan my finances better, comply with the law, and contribute positively to my community and the economy.

    ReplyDelete
  144. PRINCESS OTUMANYE
    UGANDA
    COHORT 6
    BATCH B

    Young leaders must promote tax awareness, transparency, and good governance, recognizing that paying taxes is crucial as patriots and good natives. Taxes are collected by government agencies and citizens and businesses are expected to register with tax authorities and be transparent about their income and pay taxes when due as their key responsibility. people have a right to be treated fairly by tax officials, receive receipts and records upon payment, seek for accountability from government and challenge unfair tax assessments. Civic responsibility means doing the right thing as a good citizen to make society better and paying taxes is a key aspect of civic responsibility. Tax Evasion is an Illegal act of not paying taxes while Tax Avoidance is legally reducing tax payments through exemptions or incentives. young people should educate others about taxes. Tax systems are challenged by lack of awareness or education about taxes, corruption or mismanagement of funds, Poor record-keeping by businesses and high tax rates without visible impact.

    ReplyDelete
  145. - Full Name: Teddy Sikakena
    - Country: Zambia
    - Cohort: 6
    - Group: E
    Taxes are compulsory payments to government that fund essential public services like education, healthcare, infrastructure, security, and environmental protection. Taxes in Nation Building, reduce inequality, stabilize the economy, encourage civic duty, and promote government accountability. Common taxes include income tax, VAT, company tax, property tax, customs duties, and excise duties on goods like alcohol and tobacco. Taxpayer’s Rights and Responsibilities, Rights include fair treatment, receipts, transparency, and challenging unfair assessments. Responsibilities include registration, truthful declaration, timely payment, record-keeping, and reporting fraud. Good citizens practice good governance. Tax evasion is illegal non-payment; tax avoidance is legal reduction using exemptions or incentives. Youth can educate peers, run social media campaigns, volunteer, advocate for transparency, and lead financial literacy clubs on civic duties. Challenges include low awareness, corruption, poor record-keeping, fear of tax agencies, and high rates without clear benefits. Solutions involve education, transparency, simplification, and digital systems. Understanding and fulfilling these duties empower youth to strengthen democracy and support sustainable development.

    ReplyDelete
  146. - Full Name: Tendaishe Mangena
    - Country: Zimbabwe
    - Cohort: 6 Batch A Group E
    - Short Summary: Taxes & Civic Responsibility
    - Taxes are compulsory payments funding public services like education, healthcare, and infrastructure.
    - Types of taxes include income tax, VAT, company tax, property tax, and customs duties.
    - Paying taxes is a civic responsibility, promoting national growth, equality, and accountability.

    Key Takeaways
    - Taxes fund development, reduce inequality, and stabilize the economy.
    - Taxpayers have rights to fair treatment, receipts, and transparency, with responsibilities to register, declare truthfully, and pay promptly.
    - Young people can promote tax awareness, educate peers, and advocate for transparency.

    I've learned that taxes are crucial for national development, funding essential services and promoting growth. Paying taxes is a civic responsibility, and understanding tax types, rights, and responsibilities is key to building a strong economy.

    ReplyDelete
  147. Full name: Abariche Emelia
    Country: Ghana
    Cohort: 6
    Batch: A
    Summary of what I have learnt:
    I learnt that taxes are compulsory contributions that fund essential public services such as education, healthcare, roads, and security, making them vital for national development. Taxes help reduce inequality, support economic stability, and promote accountability in governance. I also learnt the different types of taxes and the roles of citizens in registering, declaring income honestly, and paying taxes on time. Understanding civic responsibility showed me that good citizenship includes paying taxes, obeying laws, participating in community service, and demanding transparency. Overall, tax compliance and civic responsibility are key to building strong economies and sustainable development.

    ReplyDelete
  148. Owino Mercy AtienoDec 18, 2025, 6:46:00 AM

    Full name: Owino Mercy Atieno
    Country: Kenya
    Cohort: 6

    I have learned that taxes are not just money taken from citizens, but a shared investment that helps build schools, hospitals, roads, security, and other services that support everyday life. Understanding how taxes work has helped me see my role as a responsible citizen.
    These roles include registering with tax authorities, being honest about income, and paying taxes on time and with this I can contribute to national development and economic stability.

    I have also learned that civic responsibility goes beyond paying taxes. It includes obeying laws, protecting public property, participating in elections, and speaking up for transparency and accountability. As a young person, I now understand that I can promote positive change by educating others about taxes, supporting community initiatives, and encouraging responsible citizenship evidence that good governance starts with citizens who practice honesty and responsibility.

    ReplyDelete
  149. Name: Noragbai P Naimah
    Country: Liberia
    Cohort 6 (Batch A)
    Group C
    SUMMARY OF WHAT I LEARNED
    I learned that taxes are a vital foundation for national development and effective governance. They fund essential public services such as education, healthcare, infrastructure, security, and environmental protection, making them investments in a country’s future rather than mere government charges. Understanding how taxes work helps citizens, especially young people, become more responsible and engaged in nation building. Taxes exist in different forms, including income tax, VAT, company tax, property tax, and customs duties, and are collected by government agencies at federal, state, and local levels. Citizens have both rights, such as fair treatment and transparency, and responsibilities, including honest declaration of income and timely payment. I also learned the difference between tax evasion, which is illegal, and tax avoidance, which is legal. Civic responsibility goes beyond paying taxes to include obeying laws, voting, protecting public property, and promoting accountability. Youth play a key role in promoting tax awareness and responsible citizenship for sustainable development.

    ReplyDelete
  150. Full Name: Claytos Chimoto
    Country: Zimbabwe
    Cohort: 6
    Batch: A
    Understanding taxes and civic responsibilities is a crucial aspect of financial literacy in order to comply with obligations to avoid unnecessary risks. Taxes are mandatory financial contributions that are imposed by government on business and individuals to sponsor public services. They come in form of income, progressive, value-added tax or sales tax, property tax, corporate tax, import and export duties, their understanding bring better compliance and public image. Civic responsibilities are the tax payment, voluntary, community service and environmental duties of the citizens to contribute to the welfare of their communities. Compliance to tax payment through online filing platforms increase sustainability and survival of the business. Tax compliance and timely filing open access government incentives.

    ReplyDelete
  151. Name : Shamim Chatama
    Country : Malawi
    Cohort. : 6
    Batch. : B
    Group. : I

    This module explains the vital role of taxes in national development and responsible citizenship. It highlights how taxes fund essential public services such as education, healthcare, infrastructure, and security, making them investments in a country’s growth rather than a burden. Learners are introduced to different types of taxes, how tax systems operate, and the rights and responsibilities of taxpayers. The module also distinguishes between tax evasion (illegal) and tax avoidance (legal), emphasizing ethical compliance. Beyond taxation, it promotes civic responsibility—obeying laws, voting, protecting public resources, and demanding accountability. Young people are positioned as key drivers of tax awareness through education, advocacy, and KAFI Club activities. By understanding taxes and civic duties, learners are empowered to contribute actively to transparent governance, economic stability, and sustainable development.

    ReplyDelete
  152. Kodjo Nukunu Emmanuel ADOGLI
    Togo
    Cohort 6
    Batch A

    There's a lot of misconceptions about taxes young leaders have to identify and get the right meaning and use of taxes.
    This module has enabled me to understand deeper the importance of taxes and their impact not only on the society, but also on our lives.

    ReplyDelete
  153. Bora Rwarinda
    Uganda
    Cohort 6 Batch A

    Summary of what I have learnt:
    From this module, I learnt that taxes are not just government demands but an important way citizens contribute to national development. Taxes help fund schools, hospitals, roads, security, and other public services that improve everyday life. When people understand how taxes work, they see them as an investment in their country rather than a burden.

    I also learnt about different types of taxes and the responsibilities and rights of taxpayers. Being honest in declaring income, keeping records, and paying taxes on time are part of good citizenship. At the same time, citizens have the right to fairness, transparency, and accountability in how tax money is used. Avoiding taxes illegally harms development, while legal tax planning can support growth responsibly.

    Most importantly, I learnt that civic responsibility goes beyond paying taxes. It includes obeying laws, protecting public property, participating in community activities, and promoting integrity. As a young leader and social entrepreneur, I have a role to educate others, especially youth, to understand taxes, demand accountability, and actively contribute to building a stronger and more responsible society.

    ReplyDelete
  154. Frankline Gor
    Kenya
    Cohort 6 Batch A

    Taxes are compulsory payments we and businesses make to enable the government provide services. Taxes are a responsibility of everybody and should not be treated as theft or punishment. We ensure that our country thrives economically by paying taxes. Taxes fund public services and drive national development. Understanding taxation and civic responsibility helps citizens contribute to progress through honesty, accountability, and participation. Young leaders must promote tax awareness, transparency, and good governance, recognizing that paying taxes and fulfilling civic duties are vital acts of patriotism and nation-building.

    ReplyDelete
  155. Name: Christine Ndunge
    Country: Kenya
    Cohort: 6
    Batch: B
    Through this topic, I have learned that taxes are compulsory payments that help the government provide important services such as schools, hospitals, roads, and security. I have also learned that paying taxes is part of civic responsibility and helps build a strong and fair nation. This topic also explains different types of taxes, how they are collected, and the rights and duties of taxpayers. It highlights the difference between tax evasion (which is illegal) and tax avoidance (which is legal). Overall, understanding taxes helps young people become responsible citizens who support development, accountability, and good governance.

    ReplyDelete
  156. Name: Ntsane Mosanteli
    Country: Lesotho🇱🇸
    Cohort: 6
    I have learned that taxes are essential for nation-building because they fund public services such as education,healthcare, infrastructure and security.Paying taxes is a civic duty that promotes shared responsibility,accountability and good governance.I also learned the different types of taxes,how they are collected and the rights and responsibilities of taxpayers. Understanding the difference between tax evasion and tax avoidance is important to ensure legal and ethical compliance.As young people,we should promote awareness about taxes,encourage transparency and take part in community development.Understanding taxation and civic responsibility helps us become active responsible citizen

    ReplyDelete
  157. Name:irine masal
    Country:Kenya
    Cohort 6 batch A
    I have learned that taxes that the government take help us by improving countries infrastructures
    Taxes and civic responsibility are essential for nation-building. By understanding how taxes work and fulfilling civic duties, young people strengthen democracy and promote sustainable development.

    ReplyDelete
  158. Kevin Wamalwa Manyonge
    Kenya
    Cohort6 Batch A
    have learnt that taxes are very important for a country’s development because they fund public services such as education, healthcare, roads, and security. Paying taxes is a civic duty that supports good governance and economic growth. I also learnt the difference between tax evasion, which is illegal, and tax avoidance, which is legal when done properly. As young people, we should promote awareness about taxes, encourage transparency, and take part in community development. Understanding taxation and civic responsibility helps us become active, responsible citizens who contribute to national progress.

    ReplyDelete
  159. Audrey Mutale
    Zambia
    Cohort 6
    Batch A

    As a financial literacy leader we are taught to teach taxes teach the value of taxes to students. As they help in economic development, civic responsibility, because these help with how the activities are being carried by the government.
    With the different types of taxes the like income, progressive, VAT, import and export duties among other types of taxes contribute the sustainability of the economy.
    Lack of compliance to these legal laws by the government results in penalties.

    Therefore as a financial literacy leader students, families must be taught to pay taxes by encourage participation and behavior in the community.

    ReplyDelete
  160. Alexander Ogbolu from Nigeria 🇳🇬
    Cohort 6 Batch A

    In this module I have learnt that Taxes are not just money taken by the government, they are investments in the nation’s growth.
    Key points to take

    Funding Development: Build roads, schools, and public projects.
    Reducing Inequality: Provide welfare programs and social support.
    Economic Stability: Enable governments to manage inflation and economic growth.
    Civic Duty: Encourage shared responsibility among citizens.
    Accountability: Promote transparency and demand for good governance.

    ReplyDelete
  161. Akem Aurelia NjangDec 19, 2025, 7:19:00 PM

    Akem Aurelia Njang
    Cameroon
    Cohort 6 B
    This module reframed taxes for me,not as a burden, but as a shared investment in nation-building. Taxes fund the systems we rely on daily, and paying them responsibly is a core civic duty that strengthens accountability, development, and social equity.

    I learned that being a good citizen goes beyond demanding better governance; it means practicing honesty, compliance, and participation. As a financial literacy leader, this module empowers me to help young people understand their role in building transparent, functional societies,because sustainable development begins with informed, responsible citizens.

    ReplyDelete
  162. Juliet Mwatsaka
    Kenya
    Cohort 6
    Batch B
    Taxes are the driving engine for any nation. As youths, we have the role of educating our peers on the importance of paying taxes. Taxes are used to support development projects like construction of road, they are also used to solve the inequality problems and many more reasons. Payment of taxes is therefore a responsibility for any citizen.

    ReplyDelete

For each module, you are required to comment with the following details:
- Full Name:
- Country:
- Cohort:
- Short Summary: (A brief summary of what you learned from this module written in your own words)

 
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