Introduction to Leadership


 



Introduction

When people hear the word leader, they often imagine politicians, CEOs, or historical figures who led nations and movements. But leadership is not only for the “big names.” It is for anyone who dares to step up, inspire others, and make a difference. For young people aged 18–35, leadership is one of the most powerful skills you can develop not just for career growth, but also for creating meaningful change in your communities.

In the context of the KAFI Hub, leadership is about more than holding a position. It is about influencing others positively, guiding schools and communities toward financial literacy, and helping young people build stronger, more informed futures. By understanding what leadership truly means, distinguishing it from management, and exploring your role as a young leader, you set the foundation for everything else you will learn in this journey.

This module introduces leadership, explains why it is crucial for young changemakers, and equips you with the mindset to see yourself as a leader today not tomorrow.

Section 1: Who is a Leader?

Defining a Leader

At its simplest, a leader is someone who guides others toward a shared goal. But leadership is not only about titles. A leader may be a teacher inspiring students, a student motivating classmates, or a young entrepreneur mobilizing peers to start projects.

Leadership involves:

• Vision – seeing what is possible before others see it.

• Influence – inspiring and motivating people to act. 

• Service – focusing not only on personal success but also on the success of others.

• Responsibility – taking initiative when others wait for directions.

Common Misconceptions About Leaders

Many people believe leaders are “born, not made.” This is false. Leadership is a skill, something that can be learned, practiced, and refined. Even if you feel shy, uncertain, or inexperienced, you can grow into a confident leader with the right tools and mindset.

Another misconception is that leaders must be older or highly educated. While experience matters, age and titles are not barriers to leadership. Many young people throughout history have changed the world because they believed in their ability to lead.

Case Study Example: Malala Yousafzai became a global leader for girls’ education in her teenage years. Her story shows that leadership is not about age, but about conviction.


Section 2: The Role of Young Leaders in Social Change

Why Young Leaders Matter?

Globally, youth make up the largest generation in history. Yet many young people face unemployment, limited opportunities, and economic hardship. This creates frustration but also potential for change.

Young leaders bring:

• Energy and creativity – fresh ideas for solving problems.

• Relatability – the ability to connect with peers and younger students.

• Courage – willingness to challenge outdated systems.

• Adaptability – comfort with technology, digital finance, and innovation.

By stepping into leadership roles, young people can transform schools and communities from the ground up.

Leadership in Financial Literacy

Financial illiteracy is a global crisis. Many people do not know how to budget, save, or invest, leading to cycles of poverty and poor decisions. Young leaders trained in financial literacy can:

• Teach students skills that last a lifetime.

• Help families and communities make smarter money choices.

• Break the cycle of poverty by raising financially informed generations.

Example: A 23-year-old KAFI Hub leader starts a financial literacy club in a rural school. Students learn how to save small amounts, understand banking, and avoid debt traps. Over time, these students teach their families, spreading financial empowerment beyond the classroom.

This is how the powerful role young leaders can play. 

Section 3: Leadership Qualities to Develop

To succeed as a young leader, especially in the financial literacy movement, you need to cultivate certain qualities:

1. Visionary Thinking – See beyond today’s challenges and imagine better possibilities.

2. Integrity – Build trust by being honest and transparent.

3. Confidence – Believe in your ability to lead, even if you start small.

4. Communication Skills – Speak clearly, listen actively, and connect with people.

5. Empathy – Understand the needs of others and show compassion.

6. Resilience – Stay strong when facing setbacks or criticism.

7. Responsibility – Take ownership of results, whether good or bad.

Reflection Exercise: Write down 3 leadership qualities you already have and 3 you want to develop. How can you improve them in the next 6 months?

Section 4: Challenges Young Leaders Face

Leadership is rewarding but not easy. You may face:

• Self-doubt – wondering if you are “good enough” to lead.

• Resistance – people may dismiss your ideas because of your age.

• Limited resources – lack of money, tools, or networks to implement ideas.

• Balancing roles – juggling studies, work, and leadership responsibilities.

Overcoming Challenges

• Self-doubt – remind yourself that leadership is learned. Every leader starts small.

• Resistance – focus on results. Once people see impact, they will respect your leadership.

• Limited resources – start with what you have. Small steps create momentum.

• Balancing roles – use time management techniques (covered in Module 7).

Remember, challenges are not signs to stop, they are opportunities to grow.

Section 5: Practical Steps to Begin Leading

Here’s how you can start practicing leadership now, even before holding any formal position: 

1. Take Initiative – Volunteer to lead a small activity at school, in your community, or within a group.

2. Be a Role Model – Practice what you teach. If you promote saving, demonstrate it in your own life.

3. Start Small Projects – Organize a one-day financial literacy talk in a school.

4. Build Relationships – Connect with teachers, community leaders, and peers for support.

5. Reflect & Learn – After every experience, ask: What went well? What can I improve?

Section 6: Practical Exercises

1. Leadership Journal – Keep a notebook where you record your leadership experiences, reflections, and goals.

2. Role Play – Practice introducing yourself as a financial literacy leader to a group of students.

3. Group Discussion – With peers, debate: “Are leaders born or made?” and share personal stories of leadership.

4. Community Action – Organize a small financial literacy awareness activity (e.g., savings challenge in your local school).

Section 7: Inspiring Stories of Young Leaders

• William Kamkwamba (Malawi): At 14, he built a windmill from scraps to power his family’s home. His leadership in innovation brought global recognition.

• Greta Thunberg (Sweden): As a teenager, she sparked a global climate movement by taking a stand at her school.

• KAFI Leaders (Africa & beyond): Young people leading financial literacy clubs are shaping the next generation of financially wise leaders.

These stories prove that age is not a barrier, leadership begins with action.

Conclusion

Leadership is not about titles or waiting for the “perfect moment.” It is about stepping up, influencing others positively, and creating change. For young people aged 18–35, especially within the KAFI Hub, leadership is about taking responsibility for shaping financially literate communities and empowering future generations.


Kindly share a summary of what you have learnt in the comment below in this format:

- Full name:

- Country:

- Summary of what you have learnt:


369 comments:

  1. Chisomo chikanongo from Malawi.

    In this generation they always think that woman don't need to invest because they depends on men Which is not good,they say leadership is for men I can't be responsible of anything but they are wrong. If anything happens to that what will happen to women depends on Men? This is great lessons ever.

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  2. Shalisca T Gomile , Malawi.

    Some of the things that hinder the leadership skill to come out among people is self doubt and negative comments from peers . It is important to believe in oneself and trust yourself that you can do it and you can make a difference in your community. To overcome the self doubt it is important to start small and practice until you fell you got it. The only way to overcome fear is to face it with passion and hope. If we have it in our heart to make change or introduce something that will impact our communities , let's go ahead and do it right away risking is better than regretting.

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  3. Steve Zimheni
    From Zimbabwe

    From the KAFI Foundation's leadership module, I've learned that leadership is about influencing others and empowering young people, not just about titles. Key qualities of a leader include visionary thinking, integrity, confidence, effective communication, empathy, resilience and responsibility. To overcome challenges, I need to believe in myself, focus on results, start small, and manage my time well. As a leader, I should take initiative, be a role model, build relationships and reflect on my experiences. This module has shown me the impact young leaders can have in promoting financial literacy and creating positive change in their communities.¹

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  4. Chernor Maju Bah

    Sierra Leone 🇸🇱

    Leadership is not only for politicians or CEO's but for anyone who takes initiative to inspire others and create a positive change. A leader is someone with vision, service and responsibility. Also young leaders matters because the bring in energy, creativity , courage, and adaptability to community challenges. To be effective , a leader needs qualities like vision, integrity, responsibility, communication, empathy, and resilience. Leadership comes with challenges such as self-doubt, resistance, and limited resources, but these can be overcome with persistence, results, and small steps.

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  5. Harold Handema
    Zambia
    Interesting lesson
    Leadership is not in born it's about those who choose to step up, inspire others and set a difference
    Its about giving a positive influence.
    A leader should be someone who is visionary, responsible, confident and has integrity with good communication skills
    You can show leadership skills though volunteering
    Being a role model and.reflecting and learning on previous action

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  6. Adewuyi Anuoluwapo Damilola
    Nigeria
    Looking at leadership development ,I learn that a leader is someone who guide other toward a shared goal.Leader can be a teacher,a student or an entrepreneur.I also learn that there are a lot of misconception which can be a barrier.We can be a leader if we learn the skill,practice it and refined it.I personally learn that you can change the world because you believed in your ability to lead.

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  7. Dineo Mphuti
    South Africa 🇿🇦
    A group composes of people with different qualities and skills from different backgrounds. Now in that group a person who has a strong belief and takes lead In a certain task can be seen as a leader. However, that person needs to have some influence in that task. For instance, in personal finances a leader can be someone who has knowledge and experience in the field of personal finance. In this case, a personal finance leader needs to have qualities such as integrity, empathy and confidence. Those qualities matter as they will show the outcome presented by that leader. With that said, young leaders do experience challenges such as self-doubt, limited resources and balancing roles. But that doesn't stop them from succeeding as leaders.

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  8. Name: Tumanjong Miranda
    Country: Cameroon
    Summary:
    Leadership is about influence, vision, service, and responsibility. Leadership skills can be learned. You don't have to be old to be a leader. A person must not be educated to be a leader. Young leaders trained in finance literacy can teach students skills that will last for a lifetime, help families and communities make smarter financial choices, and break the cycle of poverty by raising financially informed generations. Some good leadership qualities are integrity, empathy, resilience, responsibility, and communication.

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  9. Bianca Moyo from Zimbabwr
    From this program i have learnt that as a young leader in the financial literacy movement you have to have communication skills and be transparent

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  10. Bianca Moyo from Zimbabwr
    From this program i have learnt that as a young leader in the financial literacy movement you have to have communication skills and be transparent

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  11. Mwila Zulu
    Zambia, from this lesson I've learnt that leadership can start small and it requires someone willing to be the person for the people. Often we see people in leadership who are often older than the majority of the population they lead and because of this young people's voices are never heard, from this lesson I've that anyone can become a leader and leadership is not just about holding a title or position in a top company or organisation it's about inspiring a movement that pushes for positive impact that benefits everyone.

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  12. Leadership is not a position I hold but rather it’s the ability to step up, inspire others and create impact. It’s about vision, influence and service. A leader should be a visionary, a communicator, resilient, have integrity, confident, empathetic and resilient. Thank you

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  13. Tabe Mary enow TAKU
    Cameroon
    I learned that leadership is about guiding others and creating positive change, not just holding titles. Young leaders play a crucial role in promoting financial literacy, empowering their communities, and inspiring peers to take action. Key qualities like vision, integrity, and resilience are essential for success. Overcoming challenges through determination and practical steps makes leadership accessible to all, fostering a generation capable of meaningful impact and lasting change.

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  14. Emmanuel Oche Samuel

    Nigeria

    Leadership is neither a birth right nor an ordinary position that has a title attached to it. The ability to stand up, conceive an idea of progress and inspire or influence others to rise up as solutions to problems and challenges makes one a leader. Additionally, leadership skills can be acquired, this gives everyone an opportunity to be a leader even at the smallest communities and gatherings. Young leaders play a vital role in promoting financial literacy in schools and communities by being role models, advocating for young leadership initiatives in schools and hosting gathering to facilitate and empower the next generation. Overall, leadership is crucial with demands on skills to influence, inspire, guide, lead and promote a progressive financial literate society.

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  15. Oyedemi Teslim Oluwatobi
    Nigeria

    What I learn here is that a leader is just the one that supervise people but someone with great ability to relate with people, direct people affairs, be able to adapt to changes in a team and his or her environment, an influencer and someone who is more concern about achieving team goals and not personal goal ahead of the team.

    A leader should be able to teach his community on financial literacy to avoid debts and equip them with the knowledge of financial literacy that will help them build their community as young ones in the community and be financially stable as a parent.

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  16. Grace Victoria Nkhoma, Malawi , from this module l have learnt that a leader is not by titles but is someone who rise up to inspire others and make a difference . Being a leader involves having visions that is looking beyond challenges, service looking at other people's success, influence and responsibility. Leaders are not born but also made through learning, practice . Globally youth make the largest generation in history yet they experience limited opportunity, economic hardships this create frustration at the same time potential for change as they bring creativity and energy, courage, adaptability . I have also leant that financial literacy is a global crisis as people do not know how to budget, save leading to poverty and poor decisions. Therefore teaching students long-term skills and helping families and communities make good choices would be essential . Leaders must develop visionary thinking , confidence,communication skills, and empathy. The module has also looked at challenge faced by leaders such as limited resources,self-doubt, balancing roles and how they can be solved. One can be a leader by taking initiatives, being a role model just to mention a few and practical exercises that a leader can do for example role play, group discussion, community action.

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  17. Chisomo Chimbayo from Malawi
    From this module, I've learnt that Leadership is not just the title but the ability to visualise, take responsibility and being an influence on others towards positive change. In the context of Kafi Hub, leadership is about influencing others towards financial literacy and helping young build strong informed futures. Being a leader has it's own challenges some of which are self doubt, resistance and difficulty in managing roles. However all those challenges can be dealt with since leadership is not a skill one is born with, but a skill that can be learned and crafted into perfection. Some of the challenges can be addressed by focusing on the results and improve where necessary instead of focusing on the flaws or the resistance from the people.

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  18. Blessmore Mahuka
    Country Zimbabwe
    I learned that Leadership is not just for politicians but it is for everyone that wants to step lead and inspire others and help them positively grow. It involves vision and flexibility to be able to adapt to any situation. A leader should be responsible and ethical. A leader is someone who helps people and guides them to do better and be better

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  19. Seshther Banda from Malawi. Leadership is about guiding others towards a shared goal. It's not just about titles, but about vision, influence, service, and responsibility. Young leaders can make a big impact by: bringing fresh ideas and energy, connecting with peers and communities as well as teaching others valuable skills like financial literacy

    To be a successful leader,one needs to develop visionary thinking, integrity, confidence, communication skills, empathy and resilience

    Leadership is associated with challenges but we should not let challenges hold us back! We need to start small, take initiative, and practice leadership in our daily lives.

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  20. Joseph Phiri
    Zambia

    Interesting module, what I've learnt is that anyone can be a leader, Leadership ‎is for anyone who dares to step up, inspire others. leadership involves having vision, influence, service and responsibility. And a leader is supposed to have qualities such as integrity, confidence and empathy. Even though leaders might face challenges like Resistance, limited resources and self doubt, having things like leadership journal and community action, can help young leaders tap into there potential.

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  21. Eunice Louis
    Malawi
    Leadership is not about titles, big names, or waiting for the right time. It is about stepping up and influencing others and creating change no matter the age. By developing financial literacy and leadership skills, young leaders can create a lasting impact in communities and beyond .The KAFI Foundation's program empowers young people with essential skills in personal finance, leadership, financial literacy, and entrepreneurship. As a financial literacy leader, one will be equipped to manage finances effectively, make informed decisions, and drive positive change. Key takeaways include understanding financial statements, managing debt, and investing wisely. Young people leading financial literacy clubs are shaping the next generation of financially wise leaders and financial illiteracy being a global crisis. The young leaders trained in financial literacy can break the cycle by raising informed decisions.

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  22. Tinkhe Munthali from Malawi
    I have learnt that being aleader you need to be as an example in anything you do so that they must copy from you . Aleader should have confidence that I can do it and it happens but self doubt brings you down for example this year I will build a mansion with hope and self trust It can happen .
    Inspiring others about finance as aleader leads to economic growth by helping them to get engaged to financial irriteracy hence reduce financial irriteracy rate.

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  23. james maninjala
    malawi
    My summary for day 1 foundations.
    Leadership: Introduction to Leadership
    Leadership was defined as influence, vision, and responsibility. A leader is someone who inspires trust, motivates others, and takes responsibility for outcomes. One key insight was that leadership is not about holding authority but about service and impact. Leadership also requires self-awareness, confidence, and the ability to communicate a clear vision.
    Personally, I realized that leadership begins with me. Before I can guide others, I must demonstrate self-control, integrity, and responsibility in my own life. This made me reflect on how I handle small responsibilities like class assignments or group projects, and how these situations are opportunities to practice leadership

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  24. Chileshe Kabeke from Zambia.
    I have learnt that leadership is not only for the big names anyone who dares to foster the tiniest of change, use their voice for the benefit of others , inspire others and make a difference is a true leader. It's about taking a stance of position and leading the way in every aspect stepping up and creating change whether in the home community or nation, showing the way with vision guiding through while rendering your service and giving inspiration through influence and responsibility. It is also important to know that anyone can be a leader regardless of age, race , gender, status , religion, ability or disability all it takes are the right tools and mindset. Youths take up the largest generation and this alone should remind us of the power we hold to foster positive change. It all starts with making that first step, start with you and lead others through. It is also important to note that all this knowledge gained should be shared with others , that's leadership whether taught in schools or communities. I have also learnt that it is important to nature , cultivate and exercise the leadership qualities in order to develop and foster change. It should always start with us and spill over to the rest. This is because there so many challenges that come with being a leader hence through our many qualities like visionary thinking and confidence it enables us to remain resilient and responsible, this is because yes it might not come easy but at the end of it all it is so rewarding not just for you but for many other people as well. Yes challenges will be there and sometimes will feel like we can't do it because of this or that but it is always important to take a step back and remind ourselves why we took this step and the many benefits that lay ahead and take initiative implement reflect and learn. In order for us to be organized we must always note our work down, practice , share our knowledge with others, implement and inspire .

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  25. OLIVIA KAMPHALE

    Malawi

    Being a leader is about inspiring others, taking a step in making a difference in our communities. KAFI Hub view leadership as helping others build a better future.
    Leadership involves having a vision, influence, service, and responsibility for others.
    You don’t have to be born a leader to be a leader. Anyone can decide to be a leader and age does not limit anyone to be a leader.
    We as young leaders are more creative, relate to our peers well and we are very innovative.
    Leadership in financial literacy is very important because it helps a leaders to teach people how to manage their money. Some of the leadership qualities that one should posses include; but not limited to visionary thinking, intergrity, emphathy, and resilience.

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  26. Martha siakabizi
    Zambia
    Leaders can be both born and made. Leadership is the listening, inspiring and guiding of people. Leaders are confident .

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  27. Rejoice Chingagwe
    Malawi

    From this module, i have learnt that big titles are not the only leaders we have. Youth can also be leaders. Leadership is a skill that one can learn and refine. It is about being a positive influence to people either by making a difference, stepping up when need be and inspiring people. Some of the things involved in leadership are a leader has to have a vision, they must be responsible and they must have influence. Even if one has the experience, that does not mean you are a leader the same applies to age and title. The youth which is are the largest population, possess leadership skills because they have learned to adapt to the hardships and used that to their advantage in which they are able to come up with new solutions and they are willing to go against systems that are outdated and they change them. In the world, there is perpetuation of the cycle of poverty becausse of financial illiteracy. The youth in this regard can break this cycle by raising a financially trained generation and helping their communities and families through making smarter money choices.For a youth to be able a leader,to they must be resilient, have good communication skills and should be empathetic. Although such is the case, they can be overcome with challenges like self-doubt where they may think that they can not carry out their role diligently and sometimes trying to balance their responsibilities and their personal life. To over come such thoughts, they must learn the skill of time management and always remember that every leader started small. To be a leader, one must go through practical engagement where they can actively be part of some small projects and being a role model to others.

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  28. Victor Osaba ongala if I will become a leader I know how I will deal with my people by knowing their needs and I will be a role model

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  29. Name: Mulenga Nsama
    Country: Zambia

    Leadership is not just about the title or position. It about the ability to influence, motivate and being impactful to others.
    There are many misconception about leadership and some of them are:
    Leaders are born and not made, this is a big misconception because for one to become a full equipped leader need to be made.
    The other misconception about leadership is that leaders must be old and educated. A leader can be anyone that has the ability to influence, motivate, and empower others to work towards their goals.

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  30. HAKIZIMANA TheonesteOct 3, 2025, 6:02:00 AM

    Hakizimana Theoneste
    Rwanda

    I have learnt that leadership is not about titles or age, but about vision, influence, service, and responsibility. True leaders inspire others, lead by example, and create positive change even with limited resources. Young people have the energy, creativity, and adaptability to transform communities, especially by promoting financial literacy. Leadership requires qualities like integrity, resilience, empathy, and confidence, and it begins with small actions that build trust and impact over time.

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  31. Mboh Honorine Ngamboh
    Cameroon🇨🇲
    Leadership is not a position I hold but rather it’s the ability to step up, inspire others and create impact. It’s about vision, influence and service. A leader should be a visionary, a communicator, resilient, have integrity, confident, empathetic and resilient. Thank you

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  32. Tadala Kandeya
    From Malawi🇲🇼
    I have learnt that leaders are those those with vision, influence, service and responsibility debunking the myth that they are born, not made. Young leaders bring bring energy, creative and adaptability to tackle social issues such as poverty and unemployment. In addition practical steps in leadership encourages reflection and action to build leadership from the ground up.

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  33. Mission kumwenda
    Malawi
    In this module of leaderships i have learnt that ; A leader is someone who inspires and influences others to achieve a common goal. Effective leaders possess qualities like vision, empathy, and strong communication skills. They empower team members, foster collaboration, and drive positive change. Leaders motivate others, make informed decisions, and take responsibility for their actions. By leading by example and prioritizing the growth and well-being of their team, leaders can build trust, drive success, and leave a lasting impact.

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  34. Am Janet Musate from Malawi, I have learnt that leadership means seeing a better future, inspiring and guiding others to make it happen. leadership is skill that you can learn, young leaders plays a big role in social change by bringing reliability, energy and creativity, courage and adaptability. Important leadership qualities to develop are responsibility, integrity, resilience and many more. In a process young leaders face challenges like self doubts, limeted resources and balances role these can be solved by focusing on results, starting small and managing time. For one to begin leading you need to take initiative, start small project and be a role model.

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  35. - Full name: Jabir Tukur Bakiyawa
    - Country: Nigeria
    - Summary of what you have learnt:
    I have learnt that leadership is not about titles or age, but about vision, influence, service, and responsibility. Anyone can be a leader by taking initiative and inspiring others. Young leaders play a vital role in driving social change, especially in promoting financial literacy to break cycles of poverty. I discovered that leadership qualities like integrity, empathy, and resilience can be developed over time. Despite challenges like self-doubt and limited resources, young people can lead effectively by starting small, building relationships, and reflecting on their experiences. The stories of Malala, William Kamkwamba, and Greta Thunberg show that leadership begins with action, not permission.

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  36. Name: Esau Kanu
    Country: Sierra Leone

    I have learnt that leadership is not limited to famous people or those with titles; it is for anyone willing to inspire others and create change. For young people, like myself, leadership is a valuable skill for personal growth and community impact, especially in promoting financial literacy. A leader is someone with vision, influence, a spirit of service, and a sense of responsibility. Leadership can be learned, and age is not a barrier, as shown by young changemakers like Malala Yousafzai. Young leaders play a crucial role in driving social change by bringing energy, creativity, courage, and adaptability to solve problems in their communities. Developing qualities such as integrity, confidence, empathy, resilience, and communication skills helps them lead effectively. Though challenges like self-doubt, resistance, and limited resources may arise, these can be overcome through persistence, learning, and taking initiative. Leadership starts with small actions, such as, volunteering, leading by example, and building relationships; and grows through reflection and practice. Inspiring stories from young leaders around the world prove that leadership begins with action, not age or position.
    Thank you.

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  37. Name: Wilned Mhango
    Country: Malawi

    I have learnt that a leader is someone who exercise power others to achieve a common goal.
    I have also learnt that Vision, Influence, Service and Responsibility are some of characteristics of a leader.
    Everyone can be a leader if exposed to leadership environment disregarding age,education or genotype.
    In addition, also considered roles of young leaders in social change which include; energy and creativity, relatability, courage and adaptability.
    Furthermore, i have learnt the reason behind leadership in financial literacy which include break the cycles of poverty, helping families and communities making smarter money choices.
    There are different qualities of leadership that i learn from which include; visionary thinking, integrity, confidence, communication skills, empathy, resilience and responsibility. Despite having these qualities,a leader may face several challenges like; self doubt, resistance, limited resources and balancing roles.
    Lastly,i have have learnt ways of practicing leadership such as taking initiative, being a role model, starting small project, building relationships and reflecting and learning.




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  38. Nyapendi Margret
    Uganda🇺🇬
    Anyone can become a leader given you are exposed to learning no matter the age and title one with time can gain experience by starting with a baby step!

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  39. John Suab Kallon from Sierra Leone One of the main factors that hinder leadership skills from emerging in people is self-doubt and negative comments from peers. It is crucial to believe in oneself and trust that you have the ability to make a difference in your community.

    To overcome self-doubt, it is helpful to start small and practice consistently until you feel confident in your abilities. The only way to conquer fear is to face it with passion and hope.

    If we have a genuine desire in our hearts to create change or introduce initiatives that will positively impact our communities, we should take action immediately. Taking risks is far better than living with regret for not trying

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  40. JAIRUS MAKOKHA MAYIKUVA
    FROM KENYA
    Due to unemployment and bussiness failure, this has made many youths to become leaders since leadership is not limited to anyone.
    Leadership is an influence, factors skills to enhance development and not limited to any titles.

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  41. Blessings Matitha
    From Malawi
    A leader is someone who lead others towards the common goal. Leadership in communities, especially when it comes to understanding money, is about taking charge and making a difference. This includes sharing stories of young people who have made a big impact early in life. This'll help others to be motivated in leadership as they so others lea and appreciated.For example, William Kamkwamba built a windmill from old materials to help his family, and Greta Thunberg started a worldwide movement about the environment when she was just a teenager. In Africa, young leaders are also starting groups to teach others how to manage money wisely. The key idea is that leadership doesn't need a fancy title or perfect timing — it starts with taking action, helping others, and making the world a better place. For young people aged 18 to 35, especially those involved with the KAFI Hub, leadership is about being responsible, being empowered, and helping create communities that know how to handle money.

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  42. Darwin Mkanya
    Malawi

    I have learned that a leader is not just the title but the person bringing in influence by giving out good instructions for others to follow, a leader does not have to be older and leadership skill is shaped, not necessarily born with.
    I have also learned that leader should be someone who is willing to take a calculated risk to make positive change. Being a leader requires one to have no self-doubt and to be accountable for one's actions.

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  43. Wongani William Mvula
    Malawi
    leadership is not a title or an inborn trait, but a learnable skill. By taking initiative with vision, integrity, and empathy, i can create meaningful change in my community right now, especially in promoting financial literacy. True leadership begins with action, not a position.

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  44. Full name: Adego Hillary

    Country: Kenya

    Summary of what I have learnt:
    I have learnt that leadership is not about titles or age but about taking initiative, influencing others positively, and creating change. Young leaders often face challenges like self-doubt, resistance, and limited resources, but these can be overcome through confidence, persistence, and starting small. I also learnt practical ways to grow as a leader—such as volunteering, building relationships, reflecting on experiences, and organizing small community projects. The stories of young leaders like William Kamkwamba and Greta Thunberg have inspired me to believe that anyone can make a difference with passion and action.

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  45. Precious Joshua Mkomo from Malawi - in this topic ,I have learnt that ;Leadership is not about titles or age; it is about influencing others positively toward financial literacy and community impact. Young leaders (18-35) can drive change. Key leadership aspects include ;Vision, Influence, Service, and Responsibility. Young leaders bring energy, relatability, courage and adaptability. Leadership development activities include a Leadership Journal, Role Play, Group Discussion on "Are leaders born or made?", and Community Action. William Kamkwamba from Malawi built a windmill at 14, showcasing leadership. Leadership is a skill that can be learned.

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  46. My name is Mary orah from Malawi,,Summary of what i have learnt:
    I have learnt that leadership is not about age or titles but about taking action to create positive change. True leaders inspire others, solve problems, and lead by example. From the examples shared, I’ve seen that young people can make a big impact in their communities. As a KAFI leader, I’ve learnt that leadership means taking responsibility and empowering others to grow.

    ReplyDelete
  47. Bailor Jalloh
    Sierra Leone

    Throughout this session, I have come to understand that true leadership transcends mere titles or positions of authority. It is not necessary to hold a formal role of influence in order to make an impact and inspire others. I have learned that leaders are not simply born; rather, they are forged through a journey that involves a willingness to take risks and embrace new challenges. Essential qualities of a leader include having a clear and compelling vision, as well as the resilience to navigate obstacles and setbacks.

    A powerful example of this is Malala Yousafzai, who emerged as a prominent global leader at a remarkably young age. Her courage in advocating for girls' education in the face of tremendous adversity illustrates that age is not a barrier to effective leadership. Malala's story serves as a testament to the fact that anyone, regardless of their background or stage in life, can step up and lead, demonstrating that leadership is a journey accessible to all who dare to pursue it.

    ReplyDelete
  48. Joy Ngum Ndalle
    Cameroon
    I've learnt that, a leader guides others towards a shared goal via vision, influence, service and responsibility backed by qualities such as visionary thinking, integrity, confidence, empathy, resilience and effective communication. Leadership doesn't necessarily have to be a big position or something concerning politics, it could be me teaching one kid in my community how to save, one day at a time.

    ReplyDelete
  49. Ebrima Touray
    Gambia
    I've learned that leadership is about been able to step up and influence others in a positive way. Leader have to be innovative and lead with vission to manage effectively.
    I was able to understood the misconceptions about Leadership which definitely shaped my perception towards leadership.
    The samples of how young people are defining the odds of leadership is truly inspiring and the fact that leadership is not about big titles but with just small practical steps that creates lasting impact on others life are motivation.

    ReplyDelete
  50. Andile Thebe- ZimbabweOct 28, 2025, 3:02:00 AM

    From this module, I have learnt that a leader is not someone with big roles or titles but someone who positively inspires other people. As a young person they are certain things like self doubt that can hinder one to be a leader. However ,one has to overcome self doubt, be able to start small and should always be innovative and creative. To be a leader you should be a person of intergrity, be able to communicate effectively, take responsibility,be confident and resillient.

    ReplyDelete
  51. Am Joseph Mwamlima from Malawi

    For the lesson of introduction to leadership I have learnt alot. Most importantly I have learnt that leadership is about being a visionary leader and one can start this even before being formally elected as a leader. In addition, leaders have the responsibility to influence positive changes within their sphere, they are the ones to teach financial literacy in their circle

    ReplyDelete
  52. Mohamed Babah Fofanah
    From Sierra Leone
    Having gone through this presentation I was able to learn that leadership is accessible to everyone, regardless of age, background, or titles. It defines a leader as someone who guides others toward shared goals through vision, influence, service, and responsibility. Importantly, it dispels myths that leadership is innate or limited to older, highly educated individuals, highlighting that leadership skills can be learned and developed over time, exemplified by young figures like Malala Yousafzai.

    For young people, leadership holds significant potential for social change. Youth possess all the characteristics that can make them crucial agents of transformation within their communities. A key area where young leaders can make a difference is financial literacy; they can educate peers and families on financial management, thereby breaking cycles of poverty and empowering communities.

    The presentation encourages self-reflection on existing strengths and areas for improvement, fostering continuous growth.

    However, young leaders also face challenges such as self-doubt, resistance from others, limited resources, and balancing multiple roles. The presentation offers strategies to overcome these hurdles, like starting small, focusing on tangible results, leveraging available resources, and practicing time management.

    Practical steps to begin leading include taking initiative, being a role model, starting small projects, building relationships, and reflecting on experiences. The presentation emphasized that engaging in group discussions, and organizing community activities helps in building confidence and skills.

    Inspirational stories of young leaders like William Kamkwamba, Greta Thunberg, and various KAFI Hub leaders demonstrate that age is no barrier to impactful leadership. Their stories motivate young individuals to see themselves as change makers capable of creating meaningful impact.

    This presentation has reinforced my belief that leadership is within reach for everyone. It encourages me to see myself as a potential leader regardless of my current position or experience. I now understand the importance of developing key qualities like confidence, empathy, and resilience, which I can apply in my daily life. I am inspired to start small initiatives in my community, such as promoting financial literacy or organizing awareness activities, to create positive change. By sharing these insights with peers, I can foster a culture of leadership among young people, empowering us all to contribute meaningfully to our communities.

    ReplyDelete
  53. Makoabola Mathapholane
    Lesotho
    This module provides an inspiring and practical introduction to leadership, tailored for young people and KAFI Hub leaders. It redefines leadership beyond titles—focusing on influence, service, and responsibility—and empowers youth to see themselves as capable change agents today. The content highlights key qualities such as vision, integrity, empathy, and resilience while addressing common challenges like self-doubt and limited resources. Through relatable examples, reflection exercises, and real-life stories, it encourages us to take small, consistent steps toward leading financial literacy initiatives and social change in our communities.

    ReplyDelete
  54. Nelson S. T. Kialen 
    ‎Country: Liberia 

    ‎MODULE 2 – Leadership
    ‎In Short Summary: 
    ‎Leadership is not about big position—it’s about making impact. I learned that a true leader serves, guides, and stands strong through challenges. Even small actions with good heart and vision can change our community.

    ReplyDelete
  55. Mwayi Kambalame
    From Malawi

    Module 2: introduction to leadership

    Summary;
    Leadership is a skill that one develop in life and leaders are not born. It only needs immediate start and practice without hesitation and doubt. Us as young leaders, we have got a high potential to bring positive changes in our respective communities by combining leadership and financial literacy. Challenges are inevitable to young leaders but they must be seen as an opportunity to grow

    ReplyDelete
  56. Full name: Nicholas Kachinga Emanimani

    Country: Kenya

    Summary of what I have learnt in Module 2 s:
    I have learnt that leadership is not about titles or age, but about action, influence, and responsibility. True leaders inspire others, take initiative, and create positive change in their communities. As a young person in the KAFI Hub, I have understood that leadership means empowering others through financial literacy and helping to build a generation of financially wise and independent individuals.

    ReplyDelete
  57. Name: Mbaimba Adam Fofanah
    Country: Sierra Leone

    LEADERSHIP
    SUMMARY:

    Leadership is about influence, vision and service, not titles. A true leader inspires others, takes responsibility and drives positive change. Young leaders can create impact through creativity, courage and empathy. Leadership is learned through action and qualities like integrity, confidence, communication and built trust. As a young leader, I am inspired to lead by example and empower others for meaningful change.

    ReplyDelete
  58. Full NAME: mark Injendi mutoro
    Country: Kenya

    module 2
    this module entails leadership which means service for young people.
    A leader is someone who guides to words a shared goal which include vision service and responsibility
    a leader should have good communication skills to pass the information.

    ReplyDelete
  59. Full name: Emmanuel Magombo
    Country: Malawi 🇲🇼
    First of all a leader is someone who guides others toward shared goals through vision, influence, service, and responsibility.
    Further more Vision, Influence, Service and Responsibility are some of characteristics of a leader.
    Everyone can be a leader if exposed to leadership environment disregarding age,education or genotype.
    In addition I have learnt that leadership means seeing a better future, inspiring and guiding others to make it happen. leadership is skill that you can learn, young leaders plays a big role in social change by bringing reliability, energy and creativity, courage and adaptability. Important leadership qualities to develop are responsibility, integrity, resilience.
    Lastly A leader should be someone who is visionary, responsible, confident and has integrity with good communication skills
    You can show leadership skills though volunteering
    Being a role model and.reflecting and learning on previous action

    ReplyDelete
  60. Precious Helard
    Malawi
    To develop leadership skills, focus on key areas such as communication, problem-solving, relationship building, creativity, and integrity. Effective leaders articulate their vision clearly, think critically, and foster trust within their teams. They also prioritize innovation, accountability, and transparency. By developing these skills, you can become a more effective leader and drive positive change. Consider seeking leadership resources, participating in training, finding a mentor, and practicing self-reflection to enhance your abilities.

    ReplyDelete
  61. Name: Vincent Olwanda
    Country: Kenya

    Module 2: introduction to leadership
    Summary;
    Leadership is not about age or titles, but about vision, influence, service, and responsibility. Young leaders play a vital role in driving social change and promoting financial literacy. Key qualities to develop include integrity, confidence, empathy, and resilience. Challenges like self-doubt and limited resources can be overcome through action and reflection. Leadership starts with small steps taking initiative, being a role model, and building relationships. Through KAFI Hub, young leaders can empower communities and shape a financially literate generation by leading with purpose and passion.

    ReplyDelete
  62. Felistus Mulenga
    Zambia.
    Module 2.

    leadership is not only for the “big names.” It is for anyone who dares to step up, inspire others, and make a difference. Leadership is about influence that brings positive changes to our environment or community.
    No one is born a leader
    Anyone can learn the skill to lead others.
    Leadership is about taking responsibility.
    Yes we leaders at KAFI have the potential to shape tomorrow through financial literacy knowledge. Felistus Mulenga

    ReplyDelete
  63. Joseph Egugiama French
    Module 2: Introduction to Leadership

    This module taught me that leadership means service, especially among young people. A leader is someone who guides others toward a shared goal based on vision, service, and responsibility. A good leader must also have strong communication skills to pass information clearly and effectively.

    ReplyDelete
  64. Darwin Mkanya
    Malawi

    From this module, I have learned that leadership is not just for famous people or those in high positions. It is for anyone willing to inspire others and make a positive difference. A true leader guides others toward a shared goal through vision, influence, service, and responsibility. Leadership can be learned and developed, regardless of age or background. Young leaders are especially important because they bring energy, creativity, and courage to drive social change. In the context of financial literacy, young leaders play a key role in teaching others how to manage money and break the cycle of poverty. I have also learned that good leaders possess qualities such as integrity, confidence, empathy, communication skills, and resilience. Although young leaders may face challenges like self-doubt, limited resources, or resistance from others, they can overcome these by starting small, staying focused, and learning from experience. Ultimately, leadership is about taking initiative, being a role model, and using one’s actions to inspire meaningful change in communities.

    ReplyDelete
  65. Amanuel Abdi
    Ethiopia

    Leadership involves influencing others and enabling young individuals, rather than merely holding titles. Essential traits of a leader encompass visionary thought, honesty, self-assurance, strong communication, compassion, durability, and accountability. To tackle obstacles, I must have faith in myself, concentrate on outcomes, begin with small steps, and efficiently manage my time. As a leader, I must take charge, set an example, cultivate connections, and consider my experiences. This module has demonstrated the influence young leaders can exert in advancing financial literacy and fostering positive transformation in their communities.

    ReplyDelete
  66. Alinafe Mponda from Malawi
    Leadership is not only for politicians or CEOs it is for anyone who steps up, inspires others and creates positive change. A leader is defined by vision, influence, service and responsibility, rather than by age, title, or experience. Even young people can lead by guiding peers, teaching financial literacy or initiating community projects. Leadership is a skill that can be learned, practiced and refined over time.

    Young leaders play a crucial role in social change. They bring energy, creativity, courage and adaptability, helping to transform schools and communities. By promoting financial literacy, young leaders can teach skills that break cycles of poverty, empower families, and foster long-term economic stability. Small actions, like starting a club or sharing knowledge, can create a ripple effect across communities.

    Key leadership qualities include visionary thinking, integrity, confidence, effective communication, empathy, resiliencenand responsibility. Developing these traits allows young leaders to influence others positively and guide their communities. Reflection, practice, and taking initiative help strengthen leadership skills, even when starting small.

    Challenges such as self-doubt, resistance from others, limited resources, and balancing multiple roles are common, but they can be overcome. Strategies include focusing on results, starting with small achievable steps, and using time management and reflection exercises. Leadership is about action, not perfection, and even small efforts can create meaningful impact.

    Leadership in the KAFI Hub context combines personal growth with community empowerment. By stepping up, being a role model and sharing knowledge, young leaders help build financially informed and empowered communities. This module has taught that leadership is accessible to all, requires learning and practice and has the power to create lasting positive change.

    ReplyDelete
  67. PhalaneTEBATSO CASCHNER from South Africa.

    Leadership is more than a title—it’s the ability to guide others toward a shared goal. A leader can be anyone who steps up, inspires, and serves, whether a teacher, student, or entrepreneur. Common myths—like leaders being born or needing high status—are false; leadership is a skill that can be learned and practiced. Young leaders bring energy, creativity, relatability, courage, and adaptability, making them vital for social change, especially in financial literacy where many communities lack basic money skills. By teaching peers and families, they break cycles of poverty. Key qualities to develop include vision, integrity, confidence, communication, empathy, resilience, and responsibility. Challenges such as self‑doubt, resistance, limited resources, and balancing responsibilities are normal, but they offer growth opportunities. Practical steps to start leading now: take initiative, model the behavior you promote, launch small projects, build relationships, and reflect regularly. Exercises like journaling, role‑play, debates, and community actions reinforce learning. Inspirational examples like Malala Yousafzai, William Kamkwamba, Greta Thunberg, and KAFI Hub volunteers show that age is no barrier. Ultimately, leadership is about taking responsibility, influencing positively, and creating lasting change in communities.

    ReplyDelete
  68. Ebrima Touray
    Gambia 🇬🇲
    From the Introduction to Leadership module, I learned that leadership is not about titles or positions but about influence, service, and responsibility. Anyone, especially young people, can lead by inspiring others and creating positive change in their communities. Leadership involves vision, integrity, confidence, empathy, and resilience. I discovered that young leaders play a vital role in promoting financial literacy by empowering peers, families, and schools to make better money decisions. The module also taught me that leadership challenges—like self-doubt, limited resources, or resistance—are opportunities for growth. Through practical steps such as volunteering, starting small projects, and reflecting on experiences, I can develop into an effective leader who drives transformation and contributes to sustainable community development.

    ReplyDelete
  69. Full name :Lisah Murewa
    Country: Zimbabwe

    Summary
    Leadership is not only for the powerful or famous people but it is for anyone who takes a step to guide and inspire others.For young people Leadership means take a positive impact especially in the KAFI Hub and also means helping other to build a strong community. A leader does not need a title but only needs a vision and courage.This Module helps ys to understand want Leadership really is.

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  70. Hope Malambo-Zambia.
    Leadership is about guiding others towards a shared goal. It's not just about titles or positions, but about influence, vision, and service. You can start leading now by taking initiative and building relationships. Key leadership qualities include vision, integrity, confidence, and empathy. Focus on building these qualities and overcoming challenges to drive change in your community.

    Key takeaways:
    - Leadership is a skill that can be learned
    - You can drive change in your community
    - Take practical steps to start leading today

    ReplyDelete
  71. Meshack Muuo Muasya.
    Kenya.
    I learned that leadership is not limited to famous figures or people with high positions, it is a skill that anyone, especially young people, can develop by choosing to inspire, influence, and make a positive difference. In the KAFI Hub context, leadership is about guiding schools and communities toward financial literacy and helping young people build stronger futures. I now understand that leaders have vision, influence, service, and responsibility, and that leadership is learned - not inherited. Young leaders play a crucial role in social change because they bring creativity, energy, relatability, and adaptability, especially in addressing financial illiteracy. I also learned the essential qualities every young leader should develop, including integrity, confidence, communication, empathy, resilience, and responsibility, along with the challenges they may face such as self-doubt, resistance, limited resources, and balancing different roles. Finally, I learned practical ways to begin leading - taking initiative, being a role model, starting small projects, building relationships, and continuously reflecting. Leadership starts now, and as part of KAFI, young people have the power to create financially empowered communities and lasting change.

    ReplyDelete
  72. Funny Chapalapata
    Malawi

    From this topic i have learnt that being a leader is to have the ability of inspiring, influencing and guiding others towards the achievement of a common goal, however one need to demonstrate leadership not only for personal growth but for the betterment of the entire community by having the ability to see beyond the present situation and focus on the future and take initiative to mobilize and direct others to cultivate the success for the entire community.
    The topic also revealed that your not called a leader because of the position or your age or from any other authoritative family rather is is about how devoted you're in learning skills about leadership and practice them whilst believing in your capabilities, being honest, empathetic, confident, responsible, learning therapeautic communication and be assertive so that you can set as an example to the group of people you're leading.
    Another lesson is that as a leader is exposed to so many challenges that put them in a situation to doubt themselves, resist to doing the right thing because of the external stressors, limited resources that include human and material resources and unable to balance themselves due to accumulation of responsibilities hence one needs to know that challenges are not signs to stop but they are opportunities to grow.
    Therefore i would like to share this knowledge to young people and the whole community at large by taking an initiative to share knowledge about the relationship between financial literacy and how does that impact ones life today and in the future especially to the young people who are full of plans either to go further with school, prepare for marriage and also taking responsibilities of their families.
    As a mentor and an advocate in mental health department this has helped me to become a good model to the communities that i attend to for instance incorporating financial literacy during mental health awareness to respond to the arising suicide cases of young people due to debts and gambling.
    And as part of KAFI i am eager to extend further in empowering people in my community with financial literacy for future generation.

    ReplyDelete
  73. MODULE 2

    RANUECK THENFORD
    country : Malawi
    Cohort 5, batch A

    From this module i have learnt what leadership is. Its not about education background, highly educated people but its for everyone with leadership skills is capable of influencing others in positive way towards a shared goal. It involves vision where one must see before others see, influence others, providing services and being responsible by taking initiative when others need directions. I have learnt about roles of leader that we need to bring energy and creativity thus, bringing fresh ideas. We also need to show courage, adaptability, and relatability by connecting with peers. On other side, we need to teach students skills and help families make smarter money choices. I have also learnt qualities of good leader that we need to be visionary thinking, show integrity, confidence, have communication skills, empathy and being responsible. Another lesson is about challenges faced by leader including self doubt, resistance, limited resources and Balance roles. I have learnt how we can overcome those challenge by reminding ourselves that leadership is learned, starting with what we have when we have limited resources, and practice time management. Another part i have learnt is that we need to tajetake Practical steps to begin leading by taking initiative ,becoming Role model, starting small project and by building relationships to connect with community. Lastly i have learnt that we need to record our leadership experience, practice role play and initiative community action.

    ReplyDelete
  74. Diana khauya
    Cohort 5
    I have learnt that leadership it's not only about holding positions but it's about positive influence, guiding communities towards financial literacy and many more. Leadership involves vision, influence, service and responsibility. Age does not hinder leadership even youth can be leaders. For a successful leadership one needs to have vision, integrity, confidence, communication skills, empathy, resilience and responsibility. One can meet challenges in this journey of leadership, removing self doubt, overcoming resistance, managing limited resources you have and managing time can help to overcome challenges. Challenges are not signs to stop but makes us grow. To be a leader one has to take initiative, be a role model, start small projects,build relationships, reflect and learn. We can exercise leadership skills by doing role plays, group discussion and participating in community gatherings.

    ReplyDelete
  75. Rasool William Bennie
    From Malawi
    Cohort 5 (Batch A)

    Leadership isn’t about having a big title it starts with small actions. You can begin leading right now by taking initiative, being a good example, starting small projects, building relationships, and learning from every experience. Practical activities like keeping a leadership journal, role-playing, group discussions, and community actions help you grow. Stories of young leaders like William Kamkwamba, Greta Thunberg, and KAFI youth show that age doesn’t limit your impact. Real leadership begins when you step forward and take action. In the end, leadership is about influencing others in a positive way and helping create financially smart communities. It’s about responsibility, growth, and making a difference where you are.

    ReplyDelete
  76. Name: BRIAN CHIYANDA
    Country: ZAMBIA
    MODULE 2
    Cohort 5, Batch A
    LEADERSHIP
    Lessons drawn from this module are that, a leader is an influencer who guides, and inspires others toward a common goal. Leadership is not only about holding authority or being an highly educated induvial —it is about taking responsibility, making thoughtful decisions, modelling good behaviour, and empowering others to grow. A true leader shows integrity, discipline, vision, and the ability to act in the best interest of the group.
    Feather more Leadership in financial literacy means using knowledge about money to make wise personal decisions and to positively influence others. A financially literate leader:
    • Manages their own finances responsibly, showing discipline, planning, and self-control.
    • Makes informed decisions, especially about budgeting, investing, saving, and debt.
    • Models good financial habits, encouraging others to practice similar behaviours.
    • Guides others, such as family, peers, or teams, by sharing financial knowledge and promoting financial awareness.
    • Thinks long-term, understanding how financial choices impact future goals and overall stability.

    ReplyDelete
  77. Name: Leeman Chifwala
    Country: Zambia

    Summery: Leadership is the ability to influence and motivate others towards attaining a common goal. It is not about positions, anyone can lead regardless of their title.

    This module has taught me that regardless of my age , my status or position I can lead in my own capacity. Leadership is cardinal in our communities therefore their is need for youths to step up in the leadership vacancies especially with regards to financial literacy.

    Taking up leadership roles in this field will help groom a financially literate generation which will inturn culminate into development spanning from individual level, community level, through national level and finally to the global level.

    This module has shown me the qualities that a competent leader should posses. Individually I'm working on my communication skills so as to enhance my leadership qualities and communicate my vision clearly.

    This module has highlighted that leadership is not easy, yet we should take up the challenge and always keep in mind that a challenge is an opportunity for growth.

    Furthermore the exemplary young leaders depicted in this module as that of William Kamkwamba who at 14 showed brave leadership in creative innovation to save his family and community from a famine is truly inspiring as to an aspiring leader like myself.

    This module has also suggested that to be a leader one should not wait for the right time but should take up the mantle now at any level of leadership and take part in eradicating financial illiteracy.

    All in all leadership is cardinal in this fight against financial illiteracy.

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  78. Ngene Charles Chukwuka
    Nigeria
    Cohort 5 Batch A
    Looking at leadership development ,I learn that a leader is someone who guide other toward a shared goal.Leader can be a teacher,a student or an entrepreneur.I also learn that there are a lot of misconception which can be a barrier.We can be a leader if we learn the skill,practice it and refined it.I personally learn that you can change the world because you believed in your ability to lead.

    ReplyDelete
  79. Lonjezo Banda from Malawi
    Cohort 5 batch A

    From this module I have learnt that at any stage in life, everyone can become a leader. Young people have the ability to be good leaders in their nurtured environments who can inspire others through creativity and innovations. Providing knowledge and skills to young people can make them good leaders who can lead, guide, motivate and mobilize others towards achieving their goals. Leadership in financial literacy can help young people to gain financial freedom and independence at a younger age.

    ReplyDelete
  80. Elizer Kanyika
    Malawi
    Cohort 5 Batch A
    From this module, I have learnt that leadership is not about holding a position only but also the ability to motivate, inspire and influence others for a shared goal. I have also learnt that a good leader should be able to see beyond the problems that are at hand, should be able to tell the truth and be transparent to his or her team by providing details of each and every step that need to be taken. A good leader is also someone that is able to speak clearly that everyone is able to under and listen to what others are saying and also be able to connect with other people. I have also learnt that a good leader sees every challenge as a an opportunity of using a creative ways to use it as an opportunity through utilization of the available resources and balancing or priotizing the roles.

    ReplyDelete
  81. Lonjezo Banda from Malawi
    Cohort 5 batch A
    Module 2

    From this module I have learnt that at any stage in life, everyone can become a leader. Young people have the ability to be good leaders in their nurtured environments who can inspire others through creativity and innovations. Providing knowledge and skills to young people can make the m good leaders who can lead, guide, motivate and mobilize others towards achieving their goals. Leadership in financial literacy can help young people to gain financial freedom and independence at a younger age.

    ReplyDelete
  82. Priscilla Amour
    South Sudan
    Cohort 5 , batch A
    From this module ,I’ve learnt that real leadership isn’t about age or titles , it’s about influence, vision, and choosing to act. Young leaders matter because we bring fresh ideas, courage, and the energy to solve problems. Leadership starts with self-awareness, integrity, and responsibility, and it grows stronger when matched with financial literacy. When young people understand money and mindset, they’re able to transform their own lives and uplift their communities.

    ReplyDelete
  83. Sarah Benson, Malawi
    Cohort 5 Batch A
    Module 2 introduction to leadership. A leader is a person who is able to inspire others. It's a title that anyone can have. A leader must portray some qualities to show the world that this one indeed is a leader, one must be visionary, must have a vision to achieve the greatest things in life. A leader must be a role model, someone whose presence can motivate. Leadership has nothing to do with age, as long as a person is able, willing and capable of inspiring others, that one can must and can be a leader. Not all leaders are born, others are made, that's why we are here learning leadership skills for us to be leaders.

    ReplyDelete
  84. Sanusi Garba Mabera
    Nigeria
    Cohort 5 Batch B
    The Module explains that leadership is not about positions or titles but about influence, vision, and service you rendered. I learned Young people can become effective leaders by inspiring change, helping their communities, and promoting financial literacy. Financial illiteracy is a major global problem, and youth leaders can teach budgeting, saving, and investment skills to break the cycle of poverty and unemployment. An example is a young leader who starts a financial literacy club that empowers students and their families. To succeed, young leaders need key qualities such as vision, integrity, confidence, good communication, and empathy. These values help them create positive and lasting impact so as to bright their futures.

    ReplyDelete
  85. name: salisu Isah bakuna
    Country: Nigeria
    Cohort 5 batch c

    Summary of what I have learnt: I've learnt that you're preparing for an application or assessment, possibly related to a role in peace, security, governance, or youth empowerment. You've been asked to provide an essay and certificates, and I've guided you on structuring the essay and preparing the documents.

    ReplyDelete
  86. MODULE 2

    RANUECK THENFORD
    country : Malawi
    Cohort 5, batch A
    Group A

    From this module i have learnt what leadership is. Its not about education background, highly educated people but its for everyone with leadership skills is capable of influencing others in positive way towards a shared goal. It involves vision where one must see before others see, influence others, providing services and being responsible by taking initiative when others need directions. I have learnt about roles of leader that we need to bring energy and creativity thus, bringing fresh ideas. We also need to show courage, adaptability, and relatability by connecting with peers. On other side, we need to teach students skills and help families make smarter money choices. I have also learnt qualities of good leader that we need to be visionary thinking, show integrity, confidence, have communication skills, empathy and being responsible. Another lesson is about challenges faced by leader including self doubt, resistance, limited resources and Balance roles. I have learnt how we can overcome those challenge by reminding ourselves that leadership is learned, starting with what we have when we have limited resources, and practice time management. Another part i have learnt is that we need to tajetake Practical steps to begin leading by taking initiative ,becoming Role model, starting small project and by building relationships to connect with community. Lastly i have learnt that we need to record our leadership experience, practice role play and initiative community action.

    ReplyDelete
  87. Full name: Priscilla Amour
    Country: South Sudan
    Module 2
    Cohort 5 , batch A
    Group A
    I’ve learnt that leadership isn’t about titles, age, or waiting to be crowned ,it’s about stepping up, influencing people positively, and choosing to make things better right where you are. Young leaders like us matter because we bring energy, creativity, and courage to spaces that desperately need fresh ideas. Leadership and management are different, and leadership starts with vision, integrity, empathy, and responsibility. I also learnt that challenges like self-doubt or limited resources don’t disqualify anyone. They’re part of the growth journey. Most importantly, leadership in financial literacy is a powerful tool: when young people understand money, they can transform their families, communities, and future generations. Leadership begins with action, not permission.

    ReplyDelete
  88. Joseph olinga ,Uganda,cohort 5,in this module I have learnt and generated alot of insights in regards to leadership,one outstanding point is that one must have confidence and belief in ones capacity to perform task or execute plans.and young people of today posses such qualities that needs to be channeled and directed towards the betterment of society. youth are full of energy and vigor,they must arise and take up responsibilities of building vibrant communities,drawing from each other support and talents ,once the unity of vision and thought is established, young people will be able to perform even most complex tasks.

    ReplyDelete
  89. Charles Boimah Gray
    Liberia
    Cohort 5, Batch A
    Module 2

    In this module of leadership, I learnt that leadership is for anyone who's willing to lead, inspire others and make a change. Leadership help us to become the change with in our community that society needs by doing the right thing at all time regardless of who's doing the wrong. I learnt that leadership is about influencing others positively by seeing what is possible before others see it, it's the ability of getting things done by taking responsibility, providing services to others, using influence to inspire and motivate people to act, it's about having clear vision.

    I also learnt that to succeed as a leader, you need to cultivate qualities or attributes that will examine you as a leader by having confidence, integrity, communication skills, vision, empathy and taking initiative that others will follow.

    ReplyDelete
  90. Rafique Mponda
    Malawi
    Cohort 5,
    In this module, I've learnt that leadership involves the art of guiding and influencing other people to make a difference. Leadership is not justified by age or the level of education, but rather through the learning process. A good leader has to have the capability to see and envision what other people can't see and motivate people to act by taking responsibility. It is therefore important for the youth to position themselves in leadership positions, as they bring about creativity and fresh ideas. Based on the ideas, young leaders can contribute to the development of communities. As a leader, it is essential to be a mirror or reflection by leading as an example. Throughout the journey of leadership, different challenges may arise, but it is very important to take challenges as a positive thing and act upon them. For example, one of the challenges in leadership one is likely to encounter is self-doubt. This can be overcome by replacing the negative thought and taking the necessary steps towards learning, as knowledge reduces fear.
    In conclusion, one of the most important thing that I've learned in this topic about leadership is the fact that leadership is not about self-development or personal development but rather about the development of other people. From this lesson, I will devote myself to sharing all the knowledge acquired in this training with different people across different communities

    ReplyDelete
  91. Bully Fofana
    The Gambia
    Cohort 5, Batch A
    Module 2
    What I learned from this module is that leaders are not born; leadership is a skill you develop. It’s about inspiring others and making a meaningful difference. A leader is someone who guides people toward a shared goal. To succeed as a young leader, you need to cultivate visionary thinking, integrity, and confidence.

    ReplyDelete
  92. Hanifa Makunganya
    Malawi
    Cohort 5, Batch A
    Module 2

    From this module, I have learned that leadership is not only for people with big titles, it is a skill that I can develop and practice right now. I now understand that a leader is someone with vision, influence, responsibility, and a heart for service, and that leadership is built through mindset, not age or position. I learned that young leaders like me play a powerful role in social change because we bring energy, creativity, courage, and the ability to relate to others, especially when promoting financial literacy in schools and communities. I also discovered the key leadership qualities I need to develop, such as confidence, integrity, communication, empathy, resilience, and visionary thinking and I explored the common challenges young leaders face, including self-doubt, limited resources, and resistance. Most importantly, I learned practical ways I can start leading today, such as taking initiative, being a role model, starting small projects, building relationships, and reflecting on my progress. Through the stories of young leaders around the world, I realized that leadership begins with action, courage, and the decision to make a difference.

    ReplyDelete
  93. Micah Chagunda
    Malawi
    cohort 5 batch B
    module 2
    Leadership is not about age, titles or positions, it is about influence, vision, responsibility and the willingness to create positive change. I believe that, an individual can become a powerful leader by believing in themselves, developing key qualities like integrity, communication, empathy and resilience through creativity and energy to solve problems in your community. Within KAFI Hub, leadership means guiding others toward financial literacy, inspiring students and helping break cycles of poverty. Even with challenges like self-doubt or limited resources, you can start small, take initiative, learn from experience and grow into a confident leader who makes a lasting impact.

    ReplyDelete
  94. Tumpale MkandawireNov 26, 2025, 9:42:00 AM

    Tumpale Mkandawire
    Cohort 5
    Batch B
    Module 2
    My key take away from this lesson is that leadership is not about waiting to be ready or to have a title but its about stepping up to take the initiative to influence others positively and develop a long lasting impact. With help of the main characteristics of a leader such as empathy.

    ReplyDelete
  95. Name: Aaron Tembo
    Country : malawi
    Batch B
    Module 2

    Leadership is all about influencing other but positively. This does not need the age or big tittle no! It's about achieving the given goal. Firstly a leader must have a goal and give or share it to those that are following him, then influencing them to the positive goal. Leaders are not born but are made which means that everyone can be a leader after being made. Tittles and age does not matter but the influence given and also the freedom that the followers feels as they are being led by you

    ReplyDelete
  96. Augustine Bangura
    Sierra Leone
    Honesty and transparency are true definition of a leader.This module shaped our understanding that a leader is an individual you is selfless but has principles.
    One that has a vision that will enhance growth and development I the life if others. Leading people in developing good financial status doesn't always normally comes with you been wealth but your mentality and ideas can Change or help others to grow by teaching or educating them how to manage and invest with their Capital.
    A leader also able to listen to others and contribute and resolve matters among his/her peers.

    ReplyDelete
  97. I am Joana Mongola from Malawi
    Cohort 5
    Batch B
    I have learnt that leadership is not just for famous people; anyone can be a leader by inspiring and guiding others. Young leaders aged 18-35 have the energy and ideas to make change, especially by teaching financial skills to help communities. Leadership means having a vision, influencing others, serving the community, and taking responsibility. Young leaders face challenges like self-doubt and lack of resources but can overcome them by starting small and learning. I have also learnt that you can begin leading by taking initiative, being a good example, and organizing simple projects to help others learn. Stories of young leaders like Malala and William Kamkwamba show age doesn't stop leadership. Leadership is about action and change.

    ReplyDelete
  98. Mahlohonolo Alina Futho from Lesotho.
    Cohort 5
    Batch A

    Leadership is about influencing others positively. A leader has vision, inspires and motives people, focuses on the success of others too not only theirs and takes initiative when others want direction. Qualities ome should develop in order to be a great leader include visionary thinking, integrity, confidence, good communication skills, empathy, resilience and responsibility. As a leader there'll be challenges such as self ,resistance, limited resources and having to balance roles therefore you'll have to know that leadership is learned, focus on results, start with what you have and be good with time management. Begin your leadership role : take initiative, be a role model, start small projects, build relationships and reflect and learn

    ReplyDelete
  99. Full name: Peter Mwangi Nderitu

    Country: Kenya
    Cohort A , Group 6
    Leadership is defined by taking positive action and creating change, not by age or formal titles. Young leaders (18-35), such as the KAFI Leaders, are actively shaping financially literate communities. Examples like William Kamkwamba (innovation from scraps) and Greta Thunberg (climate activism) demonstrate that youth-led initiative and responsibility are the true starting points of effective leadership.

    ReplyDelete
  100. Name: Alpha Joe Bosco Komba
    From; Sierra Leone

    Most of the people go with the perception that the word leader is people that are politicians, CEOs managers, honourable likes.
    Ask for me I see leadership as a trait, charisma, quality for someone to become a leader need to acquire some of this skills because through this you can able to ditect what some of the things your subordinates are going through because you are a leader you should know likes and dislikes of your people are you able to control them no one should tell you what to do. Let examples when you when you ar appointed as similar or a class when occasions God find yourselves you need to acquire skills cause you know how to guide and control your people.

    ReplyDelete
  101. KENNY BWALYA
    From Zambia
    COHORT 5 BATCH B
    GROUP F
    I have learnt that Leadership is the process of social influence that maximizes the efforts of others toward the achievement of a common goal. It is not defined by a title or authority, but by the ability to articulate a clear vision, inspire and motivate people to contribute to that vision, and create an environment where everyone can succeed. Effective leaders embody a combination of strong character, emotional intelligence, and practical skills they communicate with clarity, make informed decisions, empower their team members, and adapt to challenges with resilience. Ultimately, true leadership is about serving others, fostering growth, and driving collective success.

    ReplyDelete
  102. Very insightful
    I have learnt Leadership can be learnt practiced and refined . Leadership is an art of influencing other therefore if you have to influence other you need to be visionary, responsible and with integrity
    You don't need to wait the time is now engage in small project, group discussion, connect with others

    ReplyDelete
  103. William Banda from Zambia
    Sub group f
    Very insightful
    I have learnt Leadership can be learnt practiced and refined . Leadership is an art of influencing other therefore if you have to influence other you need to be visionary, responsible and with integrity
    You don't need to wait the time is now engage in small project, group discussion, connect with others

    ReplyDelete
  104. FULL NAME: SALIMU RAMADHANI JUMA
    Country: TANZANIA
    Batct B COHRT 5( sub group F) Module Two.
    Summary: in a module of leadership on my view Many people believe leaders are “born, not made.” This is false. Leadership is a skill, something that can be learned, practiced, and refined. Even if you feel shy, uncertain, or inexperienced, you can grow into a confident leader with the right tools and mindset.Leadership is rewarding but not easy. You may face: Self-doubt ,Resistance Limited resources, lack of communication
    Leadership is not about titles or waiting for the “perfect moment.” It is about stepping up, influencing others positively, and creating change. For young people aged 18–35,

    ReplyDelete
  105. Inziani shelmith
    Kenya cohort 5(Batch A)
    Leadership is a skill that means something that is learned,practiced, and refined.
    Leadership is about influencing others positively, guiding schools and communities, and as a kafi member, that's our responsibility.

    ReplyDelete
  106. *Richard Okoth*
    *Kenya*
    *Cohort 5*
    *Batch F*
    *Module 2*
    *Summary* leadership isnt about the title its about guiding people towards achieving the shared goal,ledees combine vision and responsibility and must be ready to overome challenges,be positive with intergrity

    ReplyDelete
  107. What I learnt from this lesson was "Leadership isn't matter of age, education or any else but it is motivation, visionary and seeing over challenge". By doing this it will improved through challenge and experience .

    ReplyDelete
    Replies
    1. Amanuel Abdi
      Ethiopia
      What I learnt from this lesson was "Leadership isn't matter of age, education or any else but it is motivation, visionary and seeing over challenge". By doing this it will improved through challenge and experience .

      Delete
  108. Amanuel Abdi
    Ethiopia
    Cohort batch C
    What I learnt from this lesson was "Leadership isn't matter of age, education or any else but it is motivation, visionary and seeing over challenge". By doing this it will improved through challenge and experience .

    ReplyDelete
  109. Mercy Chunga Malawi
    Cohort 5 batch C
    I have learnt that bring a leader is not about holding positions or tittles but having the ability to influence people to cause a change , and as a leader you need to have qualities and skills to be effective in your role as one , as a leader you need to be intelligent, have integrity, empathetic, being able to listen to others etc have also learnt that leaders can be made as they are not only born but can be made, also have learnt that it's not about age but about the qualities and passion they have.

    ReplyDelete
  110. ROPHY MAKOKHA BARASA
    KENYA
    A leader is anyone who can direct others or guide towards a shared goal.
    Young leaders matter because are courageous

    ReplyDelete
  111. Ropafadzo Abigail Tambara

    Zambia

    Most people believe in wrong narratives that leaders are born and not made and that a leader is a person of age. As Kafi we believe that leaders are made, it can be anyone of any age or gender who dares to step up , make a changes and inspire. Leadership is required as a skill for the youth, it helps us to have a better career growth and to have an opportunity to to promote change. As of KaFI leadership , it is importance for one to influence in financial literacy, help the community to make better financial decisions and to walk the talk. It is important that we provide service and focus on how we can improve others. It is also About responsibility( daring to step up ). As Kafi we believe that leaders are made, leadership is a skill that can be learnt , it starts from making a decision to start being a leader( eg applying for KAFi ) , practice being a leader eg (passing information to others about financial literacy and walking the talk in financial disciple ). We should take note that the youth make up most of the population hence we should take part in leadership so as to bring ideas that help us and the community at large. We are in a world where there are challenges including unemployment, economic hardships and limited opportunity. As a result we should see these problems as opportunities for us to dare to bring new ideas , connect and network with fellow leaders to have ideas of growth, sustainability and success. It is our goal as KaFi to build a financially aware generation that makes the community better the r. Our qualities should include , walking the talk and have good personal finance , having a visionary mindset of having goals and working on them , being honest , have confidence in your ideas and bring them on the table , have good communication skills that make you easily connect the community eg communicating clearly , being patient.

    ReplyDelete
  112. I've learnt valuable skills like communication, problem-solving, and decision-making through leadership development. These programs also foster personal growth by building self-confidence, resilience, and a sense of responsibility, preparing we the youth for future success in education, careers, and community involvement

    ReplyDelete
    Replies
    1. Name: yamikani chaona
      Country:malawi

      Young leaders can grow by practicing what they teach, starting small community projects, building supportive relationships, and reflecting on their experiences. Practical exercises like journaling, role-playing, group discussions, and community actions help strengthen leadership skills. Inspiring stories of young leaders show that with initiative, consistency, and confidence, anyone can lead and create meaningful impact.

      Delete
  113. -Rafael Machira
    -Malawi
    -Cohort 5 (Batch C)

    I have learnt valuable skills like communication, problem-solving, and decision-making through leadership development. These programs also foster personal growth by building self-confidence, resilience, and a sense of responsibility, preparing we the youth for future success in education, careers, and community involvement

    ReplyDelete
  114. Patrick Musa Tucker
    Sierra Leone
    Leadership is a learned skill centered on vision, influence, service, and responsibility for guiding others toward a shared goal. Young leaders are crucial because they leverage their energy and adaptability to address social challenges like financial illiteracy, acting as changemakers who teach, inspire, and break cycles of poverty in their communities. By cultivating essential qualities such as integrity, resilience, and confidence, and by taking immediate practical steps like initiating small projects and being a role model, these young individuals are empowered to transform their schools and communities now, proving that leadership begins with action, not age or position.

    ReplyDelete
  115. Name; Lesley mutua
    Country; Kenya
    Cohort 5(batch L)
    I’ve come to understand that leadership isn’t only for well-known people or those in powerful positions. Anyone who is willing to motivate others and create a positive impact can be a leader. Real leadership involves guiding people toward a common purpose through vision, influence, service, and accountability. It’s a skill that can be learned and strengthened by anyone, no matter their age or background.

    Young leaders are especially valuable because they bring innovation, passion, and bravery that can spark social transformation. When it comes to financial literacy, young leaders play a vital role in helping others learn how to handle money wisely and break patterns of poverty.

    I’ve also learned that effective leaders demonstrate qualities such as honesty, confidence, empathy, strong communication, and perseverance. Even though young leaders may encounter obstacles like self-doubt, limited support, or pushback from others, they can rise above these challenges by starting with small steps, staying focused, and growing from each experience. In the end, leadership is about taking initiative, setting a good example, and using your actions to inspire real change within your community.

    ReplyDelete
  116. Trish Tinomudaishe Nyirenda
    Zimbabwe
    Cohort 5(Batch C)

    I have learnt that leadership is when you are able to influence people around you in a good way. Leaders are supposed to be highly innovative and must lead with vision.
    I was able to understood the misconceptions about Leadership which definitely shaped my perception towards leadership.
    The samples of how young people are defining the odds of leadership is truly inspiring and the fact that leadership is not about big titles but with just small practical steps that creates lasting impact on others life are motivation.

    ReplyDelete
  117. Full Name: Jackson J.W Johnson
    Country: Republic of Liberia
    Cohort 5(Batch C)

    In this module, I learned that financial literacy is not only a personal skill but a tool for empowering others and transforming communities. I have understand that the teaching concepts like saving, budgeting, and avoiding debt strengthens my own understanding and helps younger people make smarter choices. The case studies of Aisha, Kevin, and Maria show that when young people apply financial wisdom and share it, they can create lasting impact from school projects to community businesses. I also learned that challenges such as low interest, peer pressure, and lack of resources can be overcome through creativity, consistency, and practical teaching methods. Inorder for me to becoming a financial literacy ambassador means I must be a person of modeling good habits, inspiring change, and leading by example through KAFI Clubs and community influence.

    Key Takeaway:
    Financial literacy is a leadership responsibility. When young people practice it daily and teach it to others, they multiply impact, reduce poverty, and build stronger communities.

    ReplyDelete
  118. Tadiwanshe Murefu
    Batch k
    Zimbabwe
    From the module on leadership, I learnt that leaders are not born but made with relevant skill which resonates with their position. . Leadership is not only about overseeing or managing affairs but having to put in the work as leader so as to motivate those under your leadership. Leaders ought to have a disciplined mindset which enables them to achieve the set goals. A financial leader is one who leads a group with financial knowledge, empowering the community with relevant and competent skills which helps eradicate poverty and reliance on state. It should be noted that the module went on to unravel the issue of advocating young leaders in the society as they have fresh minds which enables them to adapt easily within the environment. Young leaders are problem solvers in financial literacy as they know the new new system used in terms of technology implementing in innovative ideas which enables sustainable development.

    ReplyDelete
  119. Name: Gladys Disemba
    Country: Malawi
    Cohort 5 (Batch C)

    From this module, I have learned that a leader is someone who guides others towards a shared goal. Leadership is about inspiring others and making a difference in their lives. It involves vision, influence, and responsibility. Anyone can become a leader because leadership is learned and practiced over time. Age and education status are not limitations to leadership, but misconceptions that everyone needs to be aware of. Good leaders are visionary, confident, and resilient in the face of life's challenges. It's crucial for young people to become leaders at a young age, enabling them to manage their finances effectively earlier in life and inspire others, as they are leaders not just of tomorrow, but of today.

    ReplyDelete
  120. Eberechukwu Nnenna Ogbuewu From Nigeria. Lessons: leadership is about inspiring and influence other to achieve a share goal. It's about taking initiative to seeking to address challenges, it's about solving problem in collaboration with other. Interestingly, leaders cannot only be born but are made and not in perfect circumstance but by taking initiative to see beyond presence challenges and address it.

    ReplyDelete
  121. Name: Victoria Penembe
    Country:Malawi
    Corhot: 5 C
    A key lesson from this passage is that leadership begins long before you hold any formal title. True leadership is shown through small, consistent actions—taking initiative, being a role model, building relationships, and learning from every experience. It also teaches that challenges are not meant to stop you but to help you grow stronger. Anyone, especially young people, can lead right where they are by choosing to act, influence others positively, and create meaningful change in their community.

    ReplyDelete
  122. Names :Joseph Mwansa
    County: Zambia

    And here is my summary of some of my take aways.

    1. Leadership is about more than holding a position. It is about influencing others positively, guiding schools and communities toward financial literacy, and helping young people build stronger, more informed future
    2. Leadership it’s not about titles but it’s about serving this simply means it’s service above title..
    3. Leadership involves: vision meaning you have to see possibilities we’re others think it’s impossible also you have influence meaning you have to be an inspiration and serving were you focus on the success of other not just yours…

    ReplyDelete
  123. Name: Pascaria Musengya Muthiani
    Country: Kenya
    Cohort: Cohort 5(BATCH C)
    I have learnt that leadership is not about titles but influence in a positive way. Leadership involves having vision, influence, willingness to serve others and taking responsibility. Leaders are born not made and leaders must be old age and highly educated are some of misconceptions . Young leaders bring energy and creativity relatability,courage and adaptability in social change. Leadership in financial literacy is a about teaching students lifetime skills, help families and communities make smarter money choices and breaking the cycle of poverty by raising financially informed generations. As a leader one should develop these qualities visionary thinking, integrity, resilience, rensponsibility, empathy, communication skills. Young leaders when face self doubt should know every great leader began small. Incase of resistance one should focus on impact, limited resources start what is available and managing time to balance roles. To begin leading one should take initiative,be a role, start small projects, build relationships, reflect and learn. To be effective leader one should do leadership journal, role play, group discussion and community action

    ReplyDelete
  124. Name: BAILACK JOICELINE KINDUI
    Country: Cameroon
    COHORT 5 -BATCH C

    I have learned here that Leadership is a need for community development and personal growth. It's not about age, size, or position, but for whoever chooses to grow or guide others while leading. Leadership can be learned by anyone not relying on the concept that leaders are born. Leadership is about taking the lead, serving others with little no payback, it involves inspiring and seeing the capabilities in people and bringing it to reality.

    ReplyDelete
  125. Annie Maganga
    Malawi
    Cohort 5 batch C
    Young leaders should discuss whether leadership is natural or learned and put it into practice by running small financial literacy activities, especially in schools. Stories like William Kamkwamba and Greta Thunberg show that leadership starts with action, not age, and creating positive change matters more than having a title.

    ReplyDelete
  126. Lameck Mhango
    Malawi
    Cohort5 batch C
    Leadership is a journey, not a destination. As a young leader, you'll face challenges like self-doubt, resistance, and limited resources, but these are opportunities to grow. To overcome them, focus on building your skills, taking initiative, and demonstrating results. Start small, be a role model, and connect with others. Reflect on your experiences, learn from them, and keep pushing forward.

    ReplyDelete
  127. Osman Bakali
    Malawi, Cohort 5, Batch C
    From this module I have been moved and challenged that leadership is one of the important skills which as a young person I must embark on gaining. Leadership is not about age or the mere holding of positions such that one now has the mandate to generally guide or rule the people. Rather, leadership is about stepping up when others cannot step up so as to bring a social impact in the communities which we live in, our specific counties and the world at large. If we can have more young leaders advocating for the financial literacy movement, we will surely help to share the knowledge and raise a generation of adults who are responsible enough to meet the specific needs of their families and make sound financial decisions. Lastly, leadership requires resistance and a lot of patience and growth along the journey.

    ReplyDelete
  128. Mloiso Mathews Katete
    Malawi
    Cohort 5(batch C)Group J

    From this module I have learnt that personal finance and leadership are deeply connected because both require discipline, responsibility, and clear decision-making. When I manage my own money wisely by budgeting, saving, and avoiding unnecessary debt I am not just securing my future, but also building the kind of self-control and confidence that good leaders need. Understanding personal finance has shown me that leadership starts with how I handle my own life. It has taught me to lead by example, to make intentional choices, and to inspire others to also take charge of their financial wellbeing. In this way, becoming financially literate is not just a personal benefit; it strengthens my ability to guide and influence others in a positive and meaningful way.

    ReplyDelete
  129. Mohamed Shueib
    Somalia
    I learned that personal finance is the skill of managing money wisely to achieve stability, independence, and long-term growth. It is especially important for young people because this stage determines our future choices, opportunities, and financial freedom. I now understand key principles such as spending less than I earn, saving first, avoiding bad debt, investing early, and planning with SMART goals.

    I also learned that mindset matters—discipline and small consistent actions create long-term impact. The real-life examples showed how habits shape whether someone becomes a spender, saver, or leader. As a young leader in KAFI Hub, I must practice good financial habits and teach others so I can inspire responsible financial behavior in schools and communities.

    ReplyDelete
  130. Kaone Jacqueline PietNov 29, 2025, 8:53:00 AM

    Name: Kaone Jacqueline Piet
    Country: Botswana
    Summary: Leadership is not about titles but about action, influence and responsibility.
    Inspiring stories like William Kamkwamba, Greta Thunberg, and KAFI Leaders really show that age is not a barrier, initiative is.
    I have also learnt that financial literacy is a powerful tool for empowerment and shaping future generations.
    As a result, one should Continue building confidence as a financial literacy leader, inspire peers and students through practical activities and personal stories and also contribute to creating financially responsible communities within the KAFI Hub and beyond. Leaders are my merely anyone in position....

    ReplyDelete
  131. Angela Mpala
    Zimbabwe
    Batch C

    Leadership is not limited to titles or age—it is a skill that any young person can learn and apply to create positive change. True leadership involves vision, influence, service, responsibility, and the courage to take initiative. Young leaders play a crucial role in solving community challenges, especially by promoting financial literacy and empowering others with lifelong skills. Effective leaders develop qualities like integrity, confidence, communication, empathy, and resilience while understanding the challenges of self-doubt, limited resources, and resistance. Leadership begins with small actions—being a role model, starting simple projects, building relationships, and learning from experience. Ultimately, young leaders, especially within KAFI Hub, have the power to transform schools and communities by inspiring others and leading meaningful change.

    ReplyDelete
  132. Full Name: Eddes Symon
    Country: Malawi
    Batch C group J
    I've learned that leadership is not only for people with big names but it is for anyone who dares to step up to insipire others and make a difference. For young people leadership is one of the most powerful skills to be developed, not only for career growth but for creating meaningful change in our communities. And in Kafi it is more than holding a position but influencing others positively, I've also learned that a leader is someone who guides others towards a shared goal, it involves vision, influence, service and responsibility. Leadership is a skill, something that can be learned, practiced and refined and not what others believe that leaders are born, and age doesn't have doesn't have anything to do with leadership, you can lead even though you're young, There so many examples of young leaders who are making a lot of impact in different countries through their leadership skills hence leadership is not about age but conviction. Young leaders has got fresh ideas for solving problems and has got power to transform communities. One more thing that I've learned is that financial literacy is a global crisis and young leaders has got a powerful role to deal with this issue. Leadership qualities are visionary thinking, integrity,Confidence, Communication skills, empathy, resilience and responsibility. On personal refection, I am good at communication, I effectively convey ideas and listen to others. 2 is empathy, I understand and relate to people's perspectives. 3 Adaptability, I adjust to new situations and challenges. I would like to acquire skills like strategic thinking, Decisive, and delegation. To achieve this I would set aside 30 minutes weekly to review goals and plan strategics, practice decision making in low stakes situations, seeking feedback from mentors, and identify tasks to delegate and monitor progress. Finally Young leaders face leadership challenges because leadership is rewarding but not easy and those challenges does not have to stop you but to give you an opportunity to grow. Leadership has to be practiced e.g keeping a notebook where you record your leadership experience, reflection and goals.

    ReplyDelete
  133. Full name: Jonathan Kunda
    Country: Zambia
    Cohort 5 BATCH C GROUP J
    Leadership development is the process of building the skills, mindset, and confidence needed to guide, influence, and inspire others. It begins with understanding yourself your strengths, weaknesses, values, and habits because real leadership starts from within. As you grow, you learn how to communicate better, make thoughtful decisions, solve problems, and work well with different people. Leadership development also teaches you how to stay calm under pressure, stay accountable for your actions, and remain focused on a shared goal. Over time, these lessons help you become someone who can motivate a group, manage challenges, and bring out the best in others.

    The key lessons from leadership development revolve around self-awareness, emotional intelligence, and responsibility. You learn that leadership is not about controlling people but about serving them, listening to them, and helping them succeed. You discover the importance of integrity, because people follow those they trust. You also realise that teamwork is stronger than individual effort, and that leaders must be willing to learn continuously. The journey teaches you patience, adaptability, empathy, and strategic thinking. In the end, leadership development shapes you into someone who not only leads but also builds positive change wherever you are.

    ReplyDelete
  134. Mary Nasieku
    Kenya
    Cohort 5
    Group Batch K

    Leadership isn’t defined by age or titles; it is rooted in vision, influence, service, and responsibility. Young leaders are essential in driving social transformation and advancing financial literacy. To grow in leadership, it is important to cultivate qualities such as integrity, confidence, empathy, and resilience. Although challenges like self doubt or limited resources may arise, they can be overcome through consistent action and honest reflection. Leadership begins with simple and deliberate steps: taking initiative, setting a positive example, and nurturing meaningful relationships. Through KAFI Hub, young leaders have the opportunity to uplift communities and inspire a financially informed generation by leading with clarity, purpose, and passion.

    ReplyDelete
  135. Rehannah Labane
    Botswana
    Cohort (Group H)
    Batch 5 B

    This module made me realize that many of us are actually leaders, and that of course we are faced with self doubt and waiting for 'the right' moment to execute our visions. I relate to every other thing that was discussed in this module. Confidence, commitment, communication and integrity are among the traits that are underscored for a leader.

    ReplyDelete
  136. Francis Dennis Maudzu
    Malawi
    Cohort 5
    Batch D

    I can become a leader regardless of my age what I have as well as where I was born but leadership depends on the ability and possibility to influence others on some things that you think they can manage but just lacking some inspiration.

    ReplyDelete
  137. Francis Dennis Maudzu
    Malawi
    Cohort 5
    Batch D

    I can become a leader regardless of my age what I have as well as where I was born but leadership depends on the ability and possibility to influence others on some things that you think they can manage but just lacking some inspiration.

    ReplyDelete
  138. Kunda Ngosa, Zambia.
    Cohort 5
    Batch D
    Group P
    Lesson: Everyone can grow has a Leader; a leader is a servant who makes influence, take responsibilities and has a vision. A good leader inspires others not through authority alone but through an example, empathy, and clear communication. As a leader be transformation ( Higher levels of motivation and morality), be Proactive not Reactive, value people, embrace good values. We are the future Leaders of Tomorrow, we should not be limited to anything. We are made and not born- Even if you are uncertain or inexperienced, you can grow into a confident Leader with the right tools and Mindset.
    Leadership is about making a positive impact, taking ideas to action & staying civically engaged.
    “ Leadership is not about titles or waiting for the perfect time. It is about stepping up, influencing others positively & initiating change.”

    ReplyDelete
  139. Joel Pezulu
    Zambia
    Cohort 5
    Batch 6

    Leadership goes beyond titles it is ones ability to influence others positively towards growth and financial literacy.
    Unlike common misconceptions a leader is not born but created, leadership is a skill that anyone can learn .we as young should not feel intimidated if we can foster this skill endless possibilities awaits,a leader must be visionary,influencing and responsible.causing an impactful change to the people he/she leads

    ReplyDelete
    Replies
    1. Richard Bida
      Uganda
      Cohort 5
      From what I learned from module two is that; Leadership is not about titles or waiting for the “perfect moment.” It is about stepping up, influencing others positively, and creating change. For young people aged 18–35

      Delete
  140. Name: Joseph Freeman
    Country: Sierra Leone 🇸🇱
    COHORT: 6
    BATCH: D
    SUMMARY OF ASSESSMENT
    Leadership is not just about titles, it's about action. I've learned that anyone can be a leader, regardless of age or experience. Leadership is about guiding others towards a shared goal, inspiring and motivating people, and taking responsibility for making a positive impact.

    Key Leadership Qualities:

    - Visionary Thinking: seeing beyond today's challenges and imagining better possibilities
    - Integrity: building trust by being honest and transparent
    - Confidence: believing in your ability to lead, even if you start small
    - Communication Skills: speaking clearly, listening actively, and connecting with people
    - Empathy: understanding the needs of others and showing compassion
    - Resilience: staying strong when facing setbacks or criticism
    - Responsibility: taking ownership of results, whether good or bad


    Why Young Leaders Matter:

    - Young leaders bring energy, creativity, and fresh ideas to solving problems
    - They can connect with peers and younger students, and challenge outdated systems
    - They are adaptable and comfortable with technology, digital finance, and innovation


    Overcoming Challenges:

    - Self-doubt: remember that leadership is learned, and every leader starts small
    - Resistance: focus on results, and people will respect your leadership
    - Limited resources: start with what you have, and small steps create momentum


    Practical Steps to Begin Leading:

    - Take initiative and volunteer to lead a small activity
    - Be a role model and practice what you teach
    - Start small projects and build relationships with teachers, community leaders, and peers
    - Reflect and learn from your experiences


    But, leadership is not about waiting for the perfect moment, it's about stepping up and taking action.

    ReplyDelete
  141. Mtonga Thandiwe
    Zambia
    Cohort 5
    Batch D
    The lesson drawn from this module is, anyone can be a leader regardless of the state or age and one doesn't necessarily require an office to function rather it takes initiative. Because it's not about having the position but the ability to influence others and give loud impact.
    It's not about knowing it all but growing through the challenges.
    It's about seeing beyond everyone else's eyes, being responsible, serving, being resilient,honest and confident.

    ReplyDelete
  142. I'm Olerile Phillip
    from BOTSWANA
    COHORT 5, Batch D, subgroup Q

    Leadership is about action not titles. I learnt that resilience, responsibility, and self-belief are the foundations of effective leadership. Challenges like self doubt, resistance and limited resources are not barriers, they are opportunity for growth. We are taught to start small, take initiative, lead mini projects,model good habits, and reflect on every experience. By practicing these steps, we gain influence,empower others and create communities of change. KAFI program shows us that, when young leaders learn to act with purpose, lead responsibly and empower pears, we could grow into a movement that could spark change across the globe.

    ReplyDelete
  143. NAME: PRECIOUS CRISPIN KAMOWA
    COHORT: 5
    GROUP: P
    MAIN TAKEAWAYS

    1. A leader is someone who guides, inspires, and motivates others toward a common goal or vision. Leaders demonstrate qualities such as vision, integrity, empathy, and the ability to communicate effectively, encouraging collaboration and fostering a positive environment.

    2. Leadership matters for youth because it empowers them to develop essential skills, build confidence, and embrace responsibility. Engaging in leadership roles allows young people to express their ideas, advocate for their beliefs, and influence their communities.

    Reflecting on the importance of a leadership module, it provides youth with structured opportunities to learn about teamwork, decision-making, and problem-solving. Such programs often include hands-on activities and mentorship, fostering critical thinking and resilience. By emphasizing values like inclusivity and service, leadership training helps young individuals recognize their potential and encourages them to take initiative. Ultimately, equipping youth with leadership skills fosters a sense of agency, enabling them to contribute positively to society and shape a better future.

    ReplyDelete
  144. Full name:
    Miller Mshanga

    - Country:
    Zambia

    - Cohort:
    5

    - Batch:
    D

    I have learnt that leadership is not only for famous people or those with big positions. A leader is anyone who guides others toward a positive goal. Leadership is about vision, influence, service, and responsibility. I also learnt that leaders are not born, they are made. Anyone, even young people, can become strong leaders if they practice and learn.

    Young leaders play a big role in social change because they bring new ideas, energy, and courage. In financial literacy, young leaders help students, families, and communities make better money decisions and break cycles of poverty. Leadership qualities like integrity, confidence, communication, empathy, and resilience are important for growing as a leader.

    I also learnt that young leaders face challenges like self doubt, resistance, and limited resources, but these challenges should not stop us. Instead, they help us grow. Leadership starts with simple steps such as taking initiative, being a role model, starting small projects, and building relationships.

    In the end, leadership is about action, not titles.

    ReplyDelete
  145. Brian Ouya Bosire from Kenya Cohort 5 Batch D ,Being a leader is about inspiring others, taking a step in making a difference in our communities. KAFI Hub view leadership as helping others build a better future.
    Leadership involves having a vision, influence, service, and responsibility for others.
    You don’t have to be born a leader to be a leader. Anyone can decide to be a leader and age does not limit anyone to be a leader.
    We as young leaders are more creative, relate to our peers well and we are very innovative.
    Leadership in financial literacy is very important because it helps a leaders to teach people how to manage their money. Some of the leadership qualities that one should posses include; but not limited to visionary thinking, intergrity, emphathy, and resilience.

    ReplyDelete
  146. Hezekial Marete
    Kenya
    Cohort 5

    SUMMARY
    Leadership is not about titles or age, but rather about vision, influence, service, and responsibility. To the young people, it means a guide for their peers and communities toward financial literacy and change through creativity, courage, and resilience. Through integrity, confidence, empathy, and communication skills, young people can rise above challenges and inspire others, proving that, just like Malala, Greta, and William Kamkwamba, leadership begins with conviction and action.

    ReplyDelete
  147. Full name. Prince mvula
    Country . Zambia
    Cohort 5.
    Batch. Group p
    Summary of assement.
    Leadership is about having a clear vision—seeing possibilities before others do—and inspiring people to take action. It goes beyond personal success; it’s also about uplifting others and stepping forward when needed. A common misconception is that leaders are “born, not made,” but the reality is that leadership is a skill anyone can develop and refine, regardless of shyness or uncertainty. Additionally, age and titles aren't what define a great leader; throughout history, many young individuals have made a significant impact simply by believing in their capacity to lead. Let's embrace our unique potential to lead, no matter where we come from or what we’ve experienced!

    ReplyDelete
    Replies
    1. Rahila Kwakwai Jimmy
      Nigeria
      Cohort-5
      Batch-D
      Short summary- I learned that leadership is not all about title a leader is someone that influence people positively, one that considered others opinion, someone that talk less, listen and talk else. Leadership is taking responsibility in the community and leadership can be learned.

      Delete
  148. I learned a lot, definitely this module is catalyst. Leadership skills help a lot in guidance and decisions making and influence.

    Leadership myths can retard organisations, this means Leadership is skills and can be developed and trained.

    ReplyDelete
  149. By: Daniel Deng Aruop Deng
    Coounbtry: South Sudan 🇸🇸
    KAFI HUB: Cohort 5
    Batch D

    Summary of introduction to leadership:
    Leadership is when you inspire asnbd creat a meaningful change in the community. Therefore, leadership is not about titles, positions but about actionable changes.

    So, what can I do to become a leader?
    I have learnt that;
    1. I must have vision to see possibilities before others could see.
    2. I should inspire young people to develop lkeeadereship potentials because in leadership landscape, we don't wait.
    3. I should focus on success of others rather than mind.
    4. I must be a responsible person by taking the lead. To lead others in either mentorship or financial literacy training

    Why must I do this?
    I have understood that the misconceptions of saying leaders are born not made is holding many potential leaders back. Therefore, I must use my knowledge and skills to train young people, inspire them and guide them. This is because young people are the driving force of change makers.

    I have learnt and understood that, young people have lkeeadereship potentials because they bring in energy, creativity leadership strategies of modern era.
    To be a successful leader:
    1. I must not doubt myself and capabilities.
    2. Train young people to balance roles and face challenges of global economic impacts and high rate of unemployment.
    3.Volunteer to lead and be a role model and mentor.
    This is too avoid challenges young people face.
    The key notices are to take lead by building strong relationship with community leaders and peers for support.
    Doing so, I will have followers and those who are we ready to volunteer as change makers.
    This means, is to walk the talk. That is to say, action speak louder.

    ReplyDelete
  150. Elsabeth Eyeberu from Ethiopia 🇪🇹
    Cohort 5
    Batch D
    I have learned that a leader is someone who guides and leads other people to a goal, and that leadership is more than a position, it's about motivating, mentoring and influencing others positively. Leadership is focused on vision, influence, service and responsibility; leadership focuses on others' success while motivating them, taking initiative (take a lead) and seeing what is possible to achieve the common goal.
    Because young people are energetic, motivated, courageous, creative, adaptable and related with the young population's issues they are suitable to be a leader and could have a successful leadership journey.

    ReplyDelete
  151. Faith Abigael
    Kenya
    Cohort 5 Group p
    1.Leadership is more than just a tittle but having positive influence on people.
    This is someone who guides others on shared goals. To be a good leader i need to have a vision as well as positive influence on others. Age and tittles should not be a hinderance to being a leader.

    ReplyDelete
  152. Hosannah Chavula from Malawi. Cohort 5, Group P.
    Batch D.
    Summary of Assessment
    Leadership is about influence not title and you're not born a leader but it is made. As a leader, one has to have qualities like integrity, resilience, empathy because a leader who has empathy can understand the needs of others and bring lasting positive change. A leader might encounter challenges but they are not signs to stop but rather they must be viewed as opportunities to grow. As young as one might be, he or she might be a leader because age is just a number, focus on the results. Am motivated and I'll motivate others like the peers that once people they see impact, they will respect you as a leader.

    ReplyDelete
  153. Emilly Atieno Oyatta
    Kenya
    Cohort 5
    Batch D

    Leadership is a talent that any young person may acquire to motivate others and bring about significant change; it is not exclusive to well-known individuals or positions of authority. Within the KAFI Hub, leadership includes directing communities toward financial literacy, influencing peers positively, and accepting responsibility for shaping better futures. Due to their vitality, inventiveness, flexibility, and interpersonal skills, young leaders are essential to social transformation. By grasping the true meaning of leadership, refuting stereotypes about age or experience, and recognizing their ability to impact communities, young people establish a strong foundation to lead effectively today, not someday in the future.

    Young people must develop traits like vision, integrity, empathy, communication, confidence, and resilience in order to become successful leaders. Even though they might encounter difficulties like resistance, self-doubt, or a lack of resources, these challenges present chances for development. Youth can start leading right away by taking the initiative, initiating small projects, modeling positive behavior, and evaluating their progress. Real examples—from Malala Yousafzai to young innovators and KAFI Hub leaders—show that leadership starts with action. Ultimately, leadership is about standing up to influence people, empower communities, and drive financial literacy for lasting impact.

    ReplyDelete
  154. Name: Brian Mateli
    Country: Kenya
    Cohort 5, Batch D , Group N
    In this module I learnt is for anyone who who dares to step up, inspire others and make a positive change. I also understood difference between leadership and management as well as the roles young leaders play in creating a social change through some of the leadership qualities they should posses like visionary thinking, integrity, confidence and communication.
    In addition, its also very normal for a leader to experience challenges though they should be resilient enough to bounce back an put in place practical solutions which can make them lead seamlessly like being role models, building relationships, starting small projects and reflecting while learning.
    Highlight was leadership is not about titles or waiting for the perfect moment to act.

    ReplyDelete
  155. Full name: Toka Faith Ziganubari
    Country: Nigeria
    Cohort 5
    Group L
    I learnt that leadership is not about titles ,age, class or status but it is about taking initiative, inspiring others, making an impact,showing an example and creating positive change. Young leaders play an important role because they bring new ideas, energy, and the ability to connect with their peers. Good leaders have vision, integrity, confidence, and empathy. Even though young leaders face challenges like self-doubt or limited resources, they can start small, lead by example, and keep learning. Overall, leadership begins with action, not position,begins with building and learning to grow.creating and influencing others is a good way of laying foundation as a leader.

    ReplyDelete
  156. Fifen Yayee Mefira
    Cameroon
    Cohort 5

    I gathered that leadership is not about position, age or the size of the initiative it's simply about vision, influencing and leading the people to the achievement pr realisation. Of the vision.

    In as much as there exist numerous barriers to youth leadership, it constitute in itself opportunities to harnest to make a change.

    There exist several misconception of leadership related to inborn and the question of age. However, while leadership can be acquired, age is not adeterminant for leadership. More importantly, youth leadership is most requires because of flexibility, energetic and new perspectives.

    ReplyDelete
  157. Name : Elizabeth Khoviwa
    Country : Malawi
    Cohort :5
    Batch : D
    I have learnt a lot and also inspired at the same time.The most important thing is that leadership is more than just having titles. It involves having the vision, influence and also holiday responsibilities. It is also helpful to know that leaders are not born but it's a skilll that can be learned, practiced and also refined as time goes. Young leader trained in financial literacy can teach other students skills that are long lasting. Important leadership qualities to develop include resilience, confidence, integrity, good communication skills and also visionary thinking. Another important thing to note is that age is not a barrier to leadership, one can become a leader at any age for Instance the example of Malala Yousafzai who become a leader in her teen age

    ReplyDelete
  158. Austin Munthali
    Malawi
    Cohort 5 group N
    Leadership isn’t about waiting for the perfect moment or having a big title it’s about taking action, inspiring others, and making a difference. Young leaders face challenges like self-doubt, resistance from others, limited resources, and balancing multiple responsibilities, but these obstacles are opportunities to grow. By being confident, empathetic, resilient, and responsible, and by practicing clear communication and visionary thinking, anyone can start leading, even in small ways like organizing a school activity, volunteering, or sharing financial tips with peers. The key is to take initiative, learn from each experience, and build relationships that support your growth. Stories like William Kamkwamba building a windmill at 14 or Greta Thunberg sparking a global movement show that age is never a barrier leadership begins with action and a commitment to creating positive change.

    ReplyDelete
  159. Gabriel Vitumbiko Nyondo
    Malawi
    Cohort 5
    Batch D

    I've learnt that leadership is not about titles or waiting for the perfect moment, but about stepping up and influencing others positively. The stories of young people leading financial literacy clubs and taking a stand at their schools show that age is not a barrier to leadership.

    I've also learnt that leadership begins with action, and taking responsibility for shaping financially literate communities is a key part of it. The KAFI Hub is empowering young people to become leaders and make a positive impact.

    Not only that, but also I've learnt that leadership is about empowering future generations and creating change. By taking ownership of financial literacy, young people can inspire others and make a difference in their communities.

    ReplyDelete
  160. Felix Omondi
    Kenya
    Cohort 5
    Batch O


    From this module, I’ve learned that leadership is not about titles or age but about taking responsibility, having a vision, and influencing others positively. Young people can play a big role in creating change, especially in financial literacy, because they bring creativity, energy, and fresh ideas. I also learned the key qualities of a good leader such as integrity, communication, empathy, and resilience and how important it is to start small, take initiative, and grow through challenges. Most importantly, leadership is a skill that can be learned and practiced, and as a KAFI Hub leader, I have the ability to inspire others and build financially informed communities.

    ReplyDelete
  161. Hezekial Marete
    Kenya
    Cohort 5
    SUMMARY
    Any person can practice the skill of leadership, by using vision, influence, integrity, and resilience to pioneer financial literacy, mobilize communities, and bring about lasting social change. It requires starting small, learning from setbacks, and leading from the front.

    ReplyDelete
  162. Name: P Stephen H Boimah
    Country: Liberia
    Cohort:5
    Batch : D
    Group: Q
    Leaders are made not born, whether educated or not educated you can become a leader by using vision, influence others

    ReplyDelete
  163. Name: fatuma juma
    Country: kenya
    Cohort :6
    Batch: B
    Summary of leadership
    Being a leader is something you learn and achieve the skills necessary. A leader is anyone who guides others to a common goal. Leadership skills involve seeing what others haven't yet seen(vision), motivating people,being responsible.
    As a young leader one must ;
    - have fresh ideas for problem solving
    - be adaptable with modern technology
    - be courageous to face outdated system
    - ability to connect with their peers

    For a good leader one must have qualities like;
    - good communication skills to embrace anyone
    - be able to see beyond and think further
    - be good enough to understand the needs of others

    As a leader you also face challenges and you ought to overcome them. For instance, self doubt, you have to remind yourself that leadership is learned

    In leading you have to be a good role model
    Volunteer more
    Build good relationship with others

    To excel on leadership one must have
    - leadership journal to record your experience
    - community action

    ReplyDelete
  164. - Full Name: Tendaishe Mangena
    - Country: Zimbabwe
    - Cohort: 6 Batch A
    - Short Summary: Introduction to Leadership Development Summary

    The lesson on Introduction to Leadership Development emphasized the importance of making a decision to take charge and lead by example. Key concepts include:

    - Leadership by Example: Leaders set the tone and are emulated by their followers.
    - Visionary Leadership: Leaders see opportunities and challenges that others may not, and lead their teams towards a common goal.
    - Responsibility and Accountability: Leaders take responsibility for their team's successes and failures.

    Characteristics of Effective Leaders:

    - Integrity: Leaders demonstrate strong moral principles and ethics.
    - Communication Skills: Leaders effectively communicate their vision and inspire their team.
    - Empathy and Understanding: Leaders understand their team's strengths, weaknesses, and needs.
    - Resilience: Leaders persevere through challenges and setbacks.

    Benefits of having Young Leaders:

    - Fresh Perspectives: Young leaders bring new ideas and energy to their roles.
    - Tech Savvy: Young leaders are often more familiar with current technology and trends.
    - Relatability: Young leaders can connect with their peers and lead by example.

    Challenges Faced by Leaders:

    - Self-Doubt: Leaders may question their abilities and judgement.
    - Resistance to Change: Leaders may face opposition from team members.
    - Limited Resources: Leaders may need to navigate resource constraints to achieve their goals.

    Key Takeaway:

    A leader is supposed to be the change they want to see, leading by example and inspiring their team to work towards a common goal.

    ReplyDelete
  165. Accia Loulou Backer
    Zambia
    Corhot A
    I have learnt that leadership is not about age or titles but about taking action to create positive change. True leaders inspire others, solve problems, and lead by example. From the examples shared, I’ve seen that young people can make a big impact in their communities. As a KAFI leader, I’ve learnt that leadership means taking responsibility and empowering others to grow

    ReplyDelete
  166. Yes I have learnt alot about how can I make money

    ReplyDelete
  167. Name: Doreen Kajuju
    Country: Kenya
    Cohort 6 Batch A

    From this leadership module, I have learnt that leadership is not about age, titles, or positions it begins the moment I decide to step forward, take responsibility, and influence others positively. I now understand that a true leader is someone with vision, integrity, and the courage to guide people toward a shared goal, even in small everyday ways.

    I have also realised how powerful young leaders are in driving social change. Our energy, creativity, relatability, and fresh ideas position us to bring real transformation, especially through financial literacy. A young person can teach a student how to save, support a family to make wiser money decisions, or inspire a community to break free from financial limitations this is leadership in action.

    This module has also helped me reflect on the qualities I need to grow: confidence, empathy, resilience, and consistency. I have learnt that challenges like self-doubt, limited resources, or being underestimated are not signs to stop they are part of the journey. What matters is taking initiative, starting small, learning continuously, and being a role model through my own actions.

    Above all, I have learnt that leadership starts with me. Every step I take teaching, guiding, supporting, and influencing others contributes to building a financially empowered generation. This is the kind of leader I am becoming through KAFI Hub.

    ReplyDelete
  168. Frankline Gor
    Kenya
    Cohort 6

    Leadership is the ability to influence,vision, service and responsibility and not all about titles. As young leaders we ought to use our energy to identify leadership gaps and move fast to identify suitable solutions with the aim of steering the community to the right direction. Leaders should also serve with courage, collaborate and be adaptable to situations.

    ReplyDelete
  169. Name:irine masal
    Country:Kenya
    Cohort:6(batch A)
    Through the session I have learned that leadership isn't by power,age, gender or ownership but it's a skill a person have,the courage to solve things in a responsible and fairness.
    As a leader the aim is to bring a positive outcome to individuals involved
    He or she must outweigh the benefits over the cost

    ReplyDelete
  170. Name: Ongezwa Mlambo
    Country: South Africa
    Cohort: 6
    Batch: A
    Leadership is not about how much money, power you have. Is about taking a stand and believe in yourself that nothing is impossible. Everything begins when you take in stand in never doubting yourself and believing that you can make it.

    Being a leader is not meant to bully people around, or thinking you better than anyone. Is to believe that you can still learn from others and sharing your visions to people, asking for help when needed is not a signs of being weak, but shows that no people can survive without people.

    I've learnt that leading is not about what you can bought in table, but is about how to work with people and achieving the end goal. Having a great attitude and maintaining the positive mindset is a show of good a leader. Helping people without wanting anything in return, showing people to the right direction and leading them in achieving their goals. Each and every person has the ability to learn and lead. Irregardless of our backgrounds. If you believe you can still make it and be able to help those who thought they don't have it in them.

    ReplyDelete
  171. Through this module, I have learned that leadership is not about holding a title or waiting to be chosen, but about taking responsibility and positively influencing others where I am. I now understand that, as a young person, I already have the potential to lead by setting an example, serving others, and taking initiative, especially in promoting financial literacy within my community. I have learned that leadership is a skill I can develop through integrity, confidence, empathy, communication, and resilience, even when facing self-doubt or limited resources. Most importantly, I have realized that meaningful change starts with small actions, and by stepping up today, I can help empower others and contribute to building a more financially informed and empowered future.

    ReplyDelete
  172. Name: Brivin Muia
    country: Kenya
    Cohort 6
    Batch A
    Short summary:
    leadership is about guiding others to achieve a stated goal and not about age, power or background
    Leadership involves: Vision, inspiring others and being responsible
    Someone can learn, practice and refine and refine an idea, hence becoming a leader.
    Young leaders are the change makers since they poses energy & creativity, courage and the ability to connect with peers and youths.
    Leaders should have the following qualities: Visionary thinking, Integrity, Responsibility, resilience and empathy
    As KAFI leaders we should overcome challenges that might disrupt us from proper and successful leading.

    ReplyDelete
  173. NAME: MARIE ELLEN COLLEY
    COUNTRY: THE GAMBIA
    COHORT 6: (BATCH A)

    SHORT SUMMARY ON THE INTRODUCTION TO LEADERSHIP DEVELOPMENT.
    A leader is anyone who takes the step to inspire others and make a difference in them. A good leader should be visionary, influential, be ready to serve and be responsible. We sometimes think that leaders are born or leadership is for highly educated people, but the truth is that, we are all leaders in our own way, and by learning and practicing, we become better leaders. The reason why youths should be in the forefront of leadership is because we are energetic, creative, relatable, courageous and can adapt to new ideas easily. Leaders trained in financial literacy, can teach others, help their families and communities and break the cycle of poverty.

    ReplyDelete
  174. Juliet Mwatsaka
    Kenya
    Cohort 6. Batch B
    Summary of what I have learnt.
    1. Leadership is not about position is about having visions and responsibly guiding people towards making informed decision, for our case, better financial decisions.
    2. Young people can be leaders, provided they can give themselves to learning and development.
    3. A good leader is one with vision, integrity, communication skills, confidence, resilience and belief responsible.
    4. Leadership comes with challenges like self doubt and limited resources but this challenges are not signs to stop leading but they are opportunities to grow.
    5. I need to be a role model and volunteer to take leadership roles for me to grow and have positive impact in my community.

    ReplyDelete
  175. Audrey Mutale
    Zambia
    Cohort 6 Batch A

    A leader is anyone who steps up, inspires others and makes a difference.
    Therefore, a leader is someone who guides others about certain goals.

    Leadership is not about age but management, even a young person can lead others.
    Leadership is about management not just leading because management will help guide how a leader will go about their work, schedule questions, materials. Because a leader inspires students and other people to join the KAFI club.

    As a leader I must be Confidence, have goals, and starting small is one thing that can help me grow.
    As a leader I must practice what I teach.
    Young leaders like me are the change makers, because it begins with action, taking responsibility, empowering future generations and I also lay a foundation for my journey. The earlier I begin the better.

    ReplyDelete
  176. Musuba Bishonga
    Zambia
    Cohort 6
    My key take aways

    1. Leadership is an action, not a title: Anyone can be a leader by guiding others toward a shared goal. It's defined by vision, influence, service, and responsibility.
    2. Leadership is a learnable skill: It is not something you are born with. It can be learned, practiced, and developed, regardless of age, shyness, or experience.
    3. Young leaders are uniquely powerful agents of change: They bring energy, creativity, relatability, and adaptability to solve problems, particularly in critical areas like financial literacy.
    4. The core mission is financial literacy empowerment: Young leaders can break cycles of poverty by teaching financial skills in their schools and communities, creating a ripple effect of knowledge.
    5. Develop specific leadership qualities: To succeed, cultivate vision, integrity, confidence, communication, empathy, resilience, and responsibility.
    6. Expect and overcome challenges: Self-doubt, resistance, and limited resources are common hurdles. They are opportunities for growth, not reasons to stop.
    7. Start leading now with practical steps: Begin by taking small initiatives, being a role model, starting micro-projects, building relationships, and reflecting on your experiences.

    ReplyDelete
  177. This comment has been removed by the author.

    ReplyDelete
  178. Dalitso Medi
    Malawi
    Cohort 6: (Batch A)

    My takeaways
    Personal finance it is not just about money, but also about the choices, values and vision. The decisions one makes with their money today, will shape there future for sure.
    Personal is an art and science helping us to be independent and stable, helping gus grow our careers, helping us avoid debt traps and to be secure in uncertainty.
    We need to spend less than we earn, avoid going into bad debts, invest early and wisely and plan for emergencies.
    Money without purpose is wasted, we have to connect our financial habits with life goals.
    We have to change our kindest as it plays a crucial role in our lives, we should move away from beliefs that make us spend unnecessarily and move into growth mindsets that will help us earn, save and invest.

    ReplyDelete
  179. Sheril Achieng Olal
    Kenya
    Cohort 6 Batch B
    Group H
    I have learned that leadership is not about tittle or age and that leaders are not born but made. leadership in financial literacy breaks the cycle of poverty by raising financially informed generations. and have also learned that leadership is not about titles, leadership pays but not easily it comes with challenges.

    ReplyDelete
  180. Kodjo Nukunu Emmanuel ADOGLI
    Togo
    Cohort 6
    Batch A

    As opposed to the popular belief, leadership is not a matter of age. It's a matter of ability to balance leadership and management. Young leaders have a critical role in shaping a better society. A good young leader must develop or acquire key qualities in order to face the different challenges. Starting to lead small projects or activities help young leaders learn faster and improve.

    ReplyDelete
  181. Name:Kevin Wamalwa Manyonge
    Country:Kenya
    Cohort 6 [Batch6]
    From the module of personal finance I have learnt that personal finance is managing my money for growth and stability is all about choices values and vision I have about my life.
    Personal finance gives me control over my life turns income into long term wealth it discourage unnecessary borrowing prepare for emergencies I jave learnt to spend less than what I earn I have to pay myself first to embrace learning courses about money I also have to set my goals and the kind of life I want to live turns the big dreams into actionable steps review my goals amd progress regularly for it to stick into my mindset and also to track where I'm going out of my plan.
    Through this course I will be able to improve my financial freedom psychology and my mental stability

    ReplyDelete
  182. - Full Name: Sebabatso Makhetha
    - Country: South Africa
    - Cohort: 6 (Batch B)
    - Short Summary:

    What I learned is that one doesn't have to have a big title or be a celebrity to lead or rather be a leader, this is a skill that we as young people can develop by creating change in our communities, influencing those around us and inspiring our peers to make smarter financial choices. We can achieve this through guiding and taking responsibility for shaping the next generation of KAFI leaders. To be a leader we don't need to have high positions but rater a vision and the ability to motivate and inspire others to help achieve that vision. By teaching financial literacy we can help those in our communities to build a stronger future, avoid unnecessary and save and spend wisely.

    To be a leader one also has to have strong leadership qualities such as empathy, integrity, confidence, resilience and communication skills. Leadership is a journey that starts with small actions, such as taking initiative, practicing what you preach and building relationships. To be a leader we need to be courageous and step forward and take action without waiting for tomorrow.

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  184. Name: Claytos Chimoto
    Country: Zimbabwe
    Cohort: 6
    Batch A
    Leadership is centered around influencing others to understand and adopt financial literacy so that it eradicates them from bottom of the pyramid populations. Leaders inspire youths join KAFI clubs to be financially literate and develop sustainable basis for strategic development. The have to be visionary, empathetic, resilient, take ownership of their actions, socially inclusive and diplomatic. Leaders walk the talk and show the way in a practical method. The leadership acumen in financial literacy unlocks hidden opportunities that people would benefit from by saving money and living within their own means. This result in empowered and resilient generations who can adapt to diverse socioeconomic shocks that can threaten their lives and livelihood portfolios.

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  185. Name: Tanatswa Mandizha
    Country: Zimbabwe
    Cohort: 6 Batch A
    Summary: A leader is simply someone who helps guide others toward a common goal. This could be a teacher supporting students, a student encouraging their peers, or a young person rallying friends to start a project. Good leadership involves seeing possibilities, inspiring others to take action, caring about the success of the group, and stepping up when something needs to be done. Some of the qualities a leader has to develop include vision, confidence, integrity and good communication skills. In all the great works a leader faces challenges however these can be solved. These challenges include self doubt, limited resources and balancing responsibilities. Leadership in financial literacy helps teach students skills that create financially informed generations. The module covered practical exercises to help leaders and also shared stories of inspiring young leaders.

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  186. Jane Kimani
    Kenyan
    KAFI cohort 6 batch A
    Leaders are made. It takes courage and determination and every other person has the capability to be a leader and teach other leaders.

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  187. Full name: Shatulo Chikumbe
    Country: Zambia
    Cohort: 6 Batch A

    A leader means someone who has positive influence on other people. A leader must be confident, a role model and hardworking. I must have knowledge and implement financial literacy for me to teach about financial literacy in my community. A leader must be tactful and solve problems without intimidating anyone.

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  188. My name is Paul Ochieng Otieno from Kenya
    From Moodle 2 on Introduction to Leadership, I learned that leadership is not about position or authority, but about influence, responsibility, and service. A good leader is defined by their integrity, vision, accountability, empathy, and ability to inspire others, rather than by title or power. This lesson helped correct the belief that only people in formal positions can be leaders.

    The module also addressed common misconceptions about leadership, such as the idea that leaders must have all the answers, be born leaders, or work alone. Instead, leadership is a learned skill that involves listening, teamwork, and continuous learning.

    A key lesson was understanding the roles of young leaders in social change. Young leaders play an important role in advocating for justice, innovation, inclusion, and accountability within their communities. They act as change agents, using creativity, energy, and technology to address social challenges.

    The module further highlighted what young leaders bring to leadership, including fresh ideas, digital skills, resilience, and the courage to challenge the status quo. These qualities make youth leadership critical in driving sustainable development and community transformation.

    Finally, the connection between leadership and financial literacy was emphasized. Effective leaders must understand financial management to make informed decisions, manage resources responsibly, promote transparency, and support economic empowerment. Financial literacy strengthens leadership by improving planning, accountability, and long-term impact.

    Overall, this module reinforced that ethical, informed, and financially literate young leaders are essential for positive social change

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  189. Name: Lizzy Zizila
    Country: Zambia
    Cohort: 6, Batch A
    As a KAFI hub leader i have learnt that learders are not just born but also made. And that leadership involves one to lead by example, have a vision, influence as well as being responsible.
    As a young leader i have learnt that, i can imapct others and my community for a positive change and that i can make a difference, through my creativity, energy, courage and adaptability abilities.

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  190. Name; Princess Otumanye
    Country: Uganda
    Cohort 6 Batch B
    Leadership means stepping up, inspiring and making a difference in the lives. It is creating meaningful change in a community. In the case of KAFI, leadership is influencing and guiding others in financial literacy. Leaders are visionary, serve with integrity, are confident, have good communication skills, have empathy, are resilient and responsible. Leaders inspire while managers organize and a combination of both are change makers.
    Leadership is rewarding but challenging. young leaders face self doubt, lack of enough resources to support their impact and influence and the pressures that come with balancing various roles at their age for example career, jobs, families, responsibilities.

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  191. NAME:NIYIBITANGA STRATON
    COUNTRY:BURUNDI
    COHORT:6

    When talking about leadership,many people think about high names,high figures and high position,but this is false.
    Then leadership can be viewed as the process of inlfuencing others to work together for a shared goal,by focusing on vision,motivation guindance instead of control.The main key skills of leadership are communication,integrity and adaptability.Leadership differs to management by emphasizing inspiration and innovation in order to achieve collective succes often performed by the same individual.Leaders set direction,build confidence an empower teams to perfom beyond expectations.
    Its key concepts are as follow:influence and motivation,vision and strategy,skills and traits,group activity and adaptability.
    Shortly,leadership is essentianl for progress,providing the drive,support and ethical framework needes for teams to succeed and grow,making it al learner skill applicable at any level but not for top positions.

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    Replies
    1. Mellen otieno
      Kenya 🇰🇪
      Cohort 6

      It is interesting to know that leadership is not born or made but it is about influence ,vision and service. The importance of training young leaders is because they have freshly ideas for solving problems and also have comfort with technology leadership in financial literacy. Leadership has no age limit, it is only about stepping ahead and influencing others positively.

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  192. Name :Ntsane Mosanteli
    Country: Lesotho🇱🇸
    Cohort:6
    Group: E
    I have learned that leadership is not only born but also leaned,practiced and refined.It is all about having a positive influence,guiding young generation towards financial literacy and helping them to build stronger and informed future.
    A leader is some who have vision,influence and who takes responsibility towards a shared goal.
    Leadership brings fresh ideas for problem solving and willingness to challenge new systems.
    Leadership in financial literacy helps young to break the cycle of poverty and helping communities to make smarter money choices.
    Leadership qualities needs calm someone because they someone with good communication skills,confidence and someone who is able to take responsibility.
    Although leadership entails many challenges but we embark on great solutions like balancing roles,using what we have to start any type of a project

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  193. Full name : Aaron Mlenga
    Country : Malawi
    Cohort :6
    Batch :A
    Leadership is not about having a big title. A leader is anyone who guides, influences, and inspires others to reach a goal. Young people can make a big difference in their communities because they have new ideas, courage, and can easily relate to others. Good leaders show honesty, communicate well, understand others, stay strong in challenges, believe in themselves, and think about the future. Young leaders may face problems like doubting themselves, people not listening, or lacking resources. But they can overcome these challenges by working hard, taking action, and always learning. Leadership starts with small steps and taking initiative, being a good example, building good relationships, and starting simple activities like teaching financial literacy in schools.

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  194. Dalitso Medi
    Malawi
    Cohort 6: Batch A

    My key takeaways
    Leadership is a skill anyone can develop, not a title. it means guiding others toward shared financial literacy goals with vision, influence, service, and responsibility; starting small, building credibility through integrity and clear communication; embracing challenges like self-doubt and limited resources as growth opportunities; and taking practical steps initiation, role modeling, small projects, relationship-building, and reflection to spark real, community-wide change, as illustrated by young leaders who translate passion into actionable impact.

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For each module, you are required to comment with the following details:
- Full Name:
- Country:
- Cohort:
- Short Summary: (A brief summary of what you learned from this module written in your own words)